Atlanticus Holdings Corp (DE:YCC)
NASDAQ:YCC
YCC Stock Chart & Stats
€59.00
€1.50(2.86%)
At close: 4:00 PM EST
€59.00
€1.50(2.86%)
Day’s Range― - ―
52-Week Range€41.40 - €65.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.08B
Enterprise Value€6.85B
Total Cash (Recent Filing)€804.06M
Total Debt (Recent Filing)€6.35B
Price to Earnings (P/E)8.6
Beta0.53
Next Earnings
Aug 07, 2026EPS Estimate
1.95Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.34
Shares Outstanding15,117,997
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.66
Price to Sales (P/S)1.44
P/FCF Ratio1.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€91.10Price Target Upside54.40% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)8.16
Revenue Forecast (FY)€2.65B
Bulls Say, Bears Say
Bulls Say
Acquisition TermsAcquisition of Vive was completed at a cash price below the carrying value of loan receivables, creating an immediate balance-sheet uplift that supports potential upside to earnings.
Credit Performance ImprovementDeclining delinquencies and reduced credit losses indicate improving loan portfolio quality, which can help expand risk-adjusted margins.
Revenue Growth And SynergiesRising purchase volumes driven by the legacy Atlanticus portfolio and access to an existing merchant network provide a pathway to revenue growth without a proportional rise in operating costs.
Bears Say
Accounting And Reporting VolatilityAcquisition accounting produced an EPS miss attributed to the Mercury deal, which may cause investor confusion and stock volatility around reported results.
Concentration Of Growth RiskPurchase volume gains are concentrated in the legacy Atlanticus portfolio, suggesting overall growth may depend more on established assets than on earnings from the newly acquired business.
Profitability ConcernsVive shows modest revenue but reports break-even EBITDA and negative net income, raising concern that the acquisition may not contribute positive earnings immediately.
Atlanticus Holdings News
YCC FAQ
What was Atlanticus Holdings Corp’s price range in the past 12 months?
Atlanticus Holdings Corp lowest stock price was €41.40 and its highest was €65.00 in the past 12 months.
What is Atlanticus Holdings Corp’s market cap?
Atlanticus Holdings Corp’s market cap is €1.08B.
When is Atlanticus Holdings Corp’s upcoming earnings report date?
Atlanticus Holdings Corp’s upcoming earnings report date is Aug 07, 2026 which is in 64 days.
How were Atlanticus Holdings Corp’s earnings last quarter?
Atlanticus Holdings Corp released its earnings results on May 07, 2026. The company reported €1.923 earnings per share for the quarter, beating the consensus estimate of €1.455 by €0.467.
Is Atlanticus Holdings Corp overvalued?
According to Wall Street analysts Atlanticus Holdings Corp’s price is currently Undervalued.
Does Atlanticus Holdings Corp pay dividends?
Atlanticus Holdings Corp does not currently pay dividends.
What is Atlanticus Holdings Corp’s EPS estimate?
Atlanticus Holdings Corp’s EPS estimate is 1.95.
How many shares outstanding does Atlanticus Holdings Corp have?
Atlanticus Holdings Corp has 15,117,997 shares outstanding.
What happened to Atlanticus Holdings Corp’s price movement after its last earnings report?
Atlanticus Holdings Corp reported an EPS of €1.923 in its last earnings report, beating expectations of €1.455. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Atlanticus Holdings Corp?
Currently, no hedge funds are holding shares in DE:YCC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Atlanticus Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€91.10 (54.40% Upside)
€91.10 (54.40% Upside)
Blogger Sentiment
Bullish
DE:YCC Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
70.83%
12-Months-Change
Fundamentals
Return on Equity
21.67%
Trailing 12-Months
Asset Growth
128.14%
Trailing 12-Months
Company Description
Atlanticus Holdings Corp
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
YCC Company Deck
YCC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys a predominantly positive outlook driven by very strong top-line growth (97% revenue increase), materially higher net income (+50% EPS), robust managed receivable expansion (35% ex-Mercury), and an integration of the Mercury acquisition that is ahead of plan. Offsetting items include a large negative fair value adjustment of $366 million, substantially higher interest expense (+158%) and rising operating expenses (+69%) tied to the acquisition and expanded receivables. Despite these pressures, management emphasized stable asset performance, healthy liquidity, and better-than-modeled origination economics, leading to confidence in the company’s positioning.View all DE:YCC earnings summariesYCC Stock 12 Month Forecast
Average Price Target
€91.10
▲(54.40% Upside)
Technical Analysis
Options Prices
Currently, No data available
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