W3U Stock Chart & Stats
€7.04
€0.15(2.07%)
At close: 4:00 PM EDT
€7.04
€0.15(2.07%)
Day’s Range― - ―
52-Week Range€5.59 - €8.71
Previous CloseN/A
Volume200.00
Average Volume (3M)1.69K
Market Cap
€1.93B
Enterprise Value€4.19K
Total Cash (Recent Filing)€2.79B
Total Debt (Recent Filing)€2.70B
Price to Earnings (P/E)5.8
Beta0.59
Next Earnings
Oct 28, 2026EPS Estimate
0.31Next Dividend Ex-DateN/A
Dividend Yield12.93%
Share Statistics
EPS (TTM)1.25
Shares Outstanding311,878,970
10 Day Avg. Volume584
30 Day Avg. Volume1,693
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€6.26Price Target Upside-11.10% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering13
EPS Forecast (FY)1.12
Revenue Forecast (FY)€3.60B
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And LiquidityImproving operating cash flow and substantial liquidity provide funding for technology, network investment and integration while helping Western Union manage volatility and maintain strategic flexibility.
Digital And Consumer Services ExpansionGrowth in digital transfers and Consumer Services broadens Western Union beyond traditional cash remittances, supporting recurring engagement, greater channel diversification and potentially more resilient long-term revenue.
Cost Reduction And Efficiency ProgramThe multi-year efficiency program addresses redundant infrastructure, discretionary spending, payout costs and technology processes. Successful execution could create lasting margin support despite ongoing transaction-mix pressure.
Bears Say
Persistent Revenue DeclineA sustained top-line contraction limits operating leverage and reduces the quality of earnings. Even with positive margins, continued revenue pressure can weaken investment capacity and make profitability more dependent on cost cutting.
High Financial LeverageThe debt-heavy capital structure reduces financial flexibility if earnings weaken. It may also constrain shareholder returns and strategic investment, particularly as Western Union manages acquisition financing and targets net debt discipline.
Intermex Regulatory And Integration UncertaintyUnresolved regulatory review can delay Intermex completion and postpone expected synergies. Required operating and pricing commitments may also limit integration benefits, increasing execution complexity during a leverage-sensitive transaction.
Western Union News
W3U FAQ
What was Western Union Company’s price range in the past 12 months?
Western Union Company lowest stock price was €5.59 and its highest was €8.71 in the past 12 months.
What is Western Union Company’s market cap?
Western Union Company’s market cap is €1.93B.
When is Western Union Company’s upcoming earnings report date?
Western Union Company’s upcoming earnings report date is Oct 28, 2026 which is in 69 days.
How were Western Union Company’s earnings last quarter?
Western Union Company released its earnings results on Jul 30, 2026. The company reported €0.269 earnings per share for the quarter, missing the consensus estimate of €0.364 by -€0.095.
Is Western Union Company overvalued?
According to Wall Street analysts Western Union Company’s price is currently Overvalued.
Does Western Union Company pay dividends?
Western Union Company pays a Quarterly dividend of €0.203 which represents an annual dividend yield of 12.93%. See more information on Western Union Company dividends here
What is Western Union Company’s EPS estimate?
Western Union Company’s EPS estimate is 0.31.
How many shares outstanding does Western Union Company have?
Western Union Company has 311,878,970 shares outstanding.
What happened to Western Union Company’s price movement after its last earnings report?
Western Union Company reported an EPS of €0.269 in its last earnings report, missing expectations of €0.364. Following the earnings report the stock price went down -14.603%.
Which hedge fund is a major shareholder of Western Union Company?
Currently, no hedge funds are holding shares in DE:W3U
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
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Analyst Consensus
Moderate Sell
Average Price Target:
€6.26 (-11.10% Downside)
€6.26 (-11.10% Downside)
Blogger Sentiment
Neutral
DE:W3U Sentiment 53%
Sector Average 54%
Sector Average 54%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.32%
12-Months-Change
Fundamentals
Return on Equity
12.93%
Trailing 12-Months
Asset Growth
-0.20%
Trailing 12-Months
Company Description
Western Union Company
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
W3U Company Deck
W3U Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
Balanced: the company showed resilience in revenue (Q2 $1.0B, only -1% adj), transaction growth (+3% CMT; +25% branded digital transactions), improved cash generation (+45% YTD) and launched strategic initiatives (Beyond Efficiency, USDPT/DAN) aimed at long-term improvement. However, near-term profitability is under clear pressure — adjusted EPS fell to $0.31, adjusted operating margin was 15%, Americas retail and low-RPT digital mix (particularly Middle East partnerships and rapid payout-to-account migration) are compressing contribution profit per transaction, and signing bonuses / higher commissions are raising costs. Management has a concrete cost program and updated 2026 guidance but faces execution and regulatory risks (Intermex timing) while mix shifts persist.View all DE:W3U earnings summariesW3U Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
W3U Stock 12 Month Forecast
Average Price Target
€6.26
▼(-11.10% Downside)