URU Stock Chart & Stats
€14.40
€0.00(0.00%)
At close: 4:00 PM EDT
€14.40
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€8.05 - €15.50
Previous CloseN/A
Volume0.00
Average Volume (3M)199.00
Market Cap
€2.68B
Enterprise Value-€24.90K
Total Cash (Recent Filing)€434.10B
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)11.7
Beta0.69
Next Earnings
Nov 06, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)198.56
Shares Outstanding172,139,250
10 Day Avg. Volume597
30 Day Avg. Volume199
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.08
Price to Sales (P/S)4.08
P/FCF Ratio57.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€14.66Price Target Upside1.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.15
Revenue Forecast (FY)€550.45M
Bulls Say, Bears Say
Bulls Say
Profit And Revenue GrowthStrong recent revenue and earnings growth indicates improved operating momentum and customer or product economics. If sustained, the higher profit base can strengthen internal capital generation and support investment across the bank’s lending and service franchises.
Capital StrengthA growing equity base and very low reported leverage provide resilience against credit losses and market volatility. This conservative funding profile gives Suruga Bank greater flexibility to maintain lending capacity and absorb shocks over the medium term.
Improving ProfitabilityThe substantial margin expansion suggests that recent earnings improvement is not solely a result of balance-sheet expansion. Better conversion of revenue into profit could support stronger retained earnings, although maintaining it will depend on credit costs and funding conditions.
Bears Say
Unreliable Cash GenerationThe sharp swings in operating and free cash flow make internally generated liquidity difficult to forecast. Although both measures turned positive in 2026, the prior deficit indicates that reported earnings may not consistently translate into dependable cash generation.
Cyclical Revenue HistoryThe earlier revenue contraction shows that business performance can be sensitive to lending demand, interest conditions, and the regional economic cycle. Recent acceleration is encouraging, but the uneven history reduces confidence that current growth will remain consistent.
Limited Balance-sheet ExpansionA stable or shrinking asset base may constrain the bank’s ability to compound earnings through loan and investment growth. While returns improved, moderate overall ROE suggests capital is not yet being deployed at consistently high productivity across the franchise.
Suruga Bank News
URU FAQ
What was Suruga Bank Ltd.’s price range in the past 12 months?
Suruga Bank Ltd. lowest stock price was €8.05 and its highest was €15.50 in the past 12 months.
What is Suruga Bank Ltd.’s market cap?
Suruga Bank Ltd.’s market cap is €2.68B.
When is Suruga Bank Ltd.’s upcoming earnings report date?
Suruga Bank Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 79 days.
How were Suruga Bank Ltd.’s earnings last quarter?
Suruga Bank Ltd. released its earnings results on Aug 06, 2026. The company reported €0.45 earnings per share for the quarter, beating the consensus estimate of €0.243 by €0.207.
Is Suruga Bank Ltd. overvalued?
According to Wall Street analysts Suruga Bank Ltd.’s price is currently Undervalued.
Does Suruga Bank Ltd. pay dividends?
Suruga Bank Ltd. does not currently pay dividends.
What is Suruga Bank Ltd.’s EPS estimate?
Suruga Bank Ltd.’s EPS estimate is 0.35.
How many shares outstanding does Suruga Bank Ltd. have?
Suruga Bank Ltd. has 172,139,250 shares outstanding.
What happened to Suruga Bank Ltd.’s price movement after its last earnings report?
Suruga Bank Ltd. reported an EPS of €0.45 in its last earnings report, beating expectations of €0.243. Following the earnings report the stock price went up 1.37%.
Which hedge fund is a major shareholder of Suruga Bank Ltd.?
Currently, no hedge funds are holding shares in DE:URU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Suruga Bank Ltd.
Based in Japan, Suruga Bank Ltd. offers a comprehensive suite of banking and financial solutions tailored for both retail and corporate clients. Its core services include a diverse range of deposit accounts, encompassing time deposits, standard savings, foreign currency accounts, and current and general checking facilities. Loan products vary widely, from housing, second home, resort, startup, project assistance, and business term loans, as well as purpose-specific lending. The bank also issues credit and debit cards and provides overdraft facilities and other financing solutions. Beyond core banking, its extensive service portfolio encompasses wealth management products like investment trusts and public bonds, pension contribution plans, insurance, and inheritance/trust services. Customers can also access lottery services, foreign currency exchange reservations, convenient payment options like Pay-easy, web-based oral receipts, and safe deposit boxes. International services include foreign remittances and external linkage, while fund management and e-combination tools are available. Specialized offerings include factoring for nursing care, medical care, and dispensing compensation receivables, alongside mortgage advisory, and convenient internet and telephone banking. Furthermore, the company extends its operations into non-banking sectors, providing services such as staffing solutions, money lending and credit guarantees, mortgage loan guarantees, printing, bookbinding, packaging and shipping, leasing, and specialized clerical agency and system engineering support. The bank maintains a network of 128 branches strategically located across Japan. Established in 1895, its headquarters are situated in Numazu, Japan.
URU Stock 12 Month Forecast
Average Price Target
€14.66
▲(1.79% Upside)
Technical Analysis
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