URU Stock Chart & Stats
€14.40
€0.00(0.00%)
At close: 4:00 PM EDT
€14.40
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€8.05 - €14.90
Previous CloseN/A
Volume0.00
Average Volume (3M)199.00
Market Cap
€2.60B
Enterprise Value-€24.90K
Total Cash (Recent Filing)€434.10B
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)11.5
Beta0.69
Next Earnings
Nov 06, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)198.56
Shares Outstanding172,139,250
10 Day Avg. Volume597
30 Day Avg. Volume199
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.08
Price to Sales (P/S)4.08
P/FCF Ratio57.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€14.69Price Target Upside2.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.15
Revenue Forecast (FY)€550.45M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability ImprovementSustained revenue and sharply higher net income alongside margin expansion (net margin rose from 18.5% in 2023 to 27.3% in 2025) indicate structurally stronger core banking profitability. This strengthens internal capital generation and supports reinvestment and resilience over the medium term.
Conservative Balance Sheet And Capital BaseA materially stronger equity base combined with extremely low leverage provides a durable regulatory and loss-absorbing buffer. Conservative financing preserves lending capacity, reduces refinancing risk and supports steady operations through economic cycles over the coming months.
Return To Positive Cash GenerationThe restoration of operating cash flow and positive free cash flow in 2026 marks a recovery in cash generation capacity. If sustained, this improves funding flexibility, supports dividend/distribution policy and reduces reliance on external financing in the medium term.
Bears Say
Highly Volatile Cash FlowsCash flow history shows extreme volatility, including a deeply negative operating and free cash flow year in 2025. Such large swings weaken liquidity predictability, constrain capital deployment and heighten refinancing and provisioning risk for the bank over multiple quarters.
Limited Balance-sheet GrowthStagnant to slightly shrinking total assets suggest constrained balance-sheet expansion. For a regional bank, limited asset growth restricts organic loan and deposit scale, forcing reliance on margin improvements or new business initiatives to sustain revenue growth.
Earnings Cycle-sensitivityPast revenue declines and commentary that earnings are cycle-sensitive highlight exposure to interest-rate spreads and credit-cost swings. This structural sensitivity means adverse rate moves or deteriorating local credit conditions can quickly compress net interest income and raise provisions.
Suruga Bank News
URU FAQ
What was Suruga Bank Ltd.’s price range in the past 12 months?
Suruga Bank Ltd. lowest stock price was €8.05 and its highest was €14.90 in the past 12 months.
What is Suruga Bank Ltd.’s market cap?
Suruga Bank Ltd.’s market cap is €2.60B.
When is Suruga Bank Ltd.’s upcoming earnings report date?
Suruga Bank Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 84 days.
How were Suruga Bank Ltd.’s earnings last quarter?
Suruga Bank Ltd. released its earnings results on Aug 06, 2026. The company reported €0.45 earnings per share for the quarter, beating the consensus estimate of €0.243 by €0.207.
Is Suruga Bank Ltd. overvalued?
According to Wall Street analysts Suruga Bank Ltd.’s price is currently Undervalued.
Does Suruga Bank Ltd. pay dividends?
Suruga Bank Ltd. does not currently pay dividends.
What is Suruga Bank Ltd.’s EPS estimate?
Suruga Bank Ltd.’s EPS estimate is 0.35.
How many shares outstanding does Suruga Bank Ltd. have?
Suruga Bank Ltd. has 172,139,250 shares outstanding.
What happened to Suruga Bank Ltd.’s price movement after its last earnings report?
Suruga Bank Ltd. reported an EPS of €0.45 in its last earnings report, beating expectations of €0.243. Following the earnings report the stock price went up 1.37%.
Which hedge fund is a major shareholder of Suruga Bank Ltd.?
Currently, no hedge funds are holding shares in DE:URU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Suruga Bank Ltd.
Based in Japan, Suruga Bank Ltd. offers a comprehensive suite of banking and financial solutions tailored for both retail and corporate clients. Its core services include a diverse range of deposit accounts, encompassing time deposits, standard savings, foreign currency accounts, and current and general checking facilities. Loan products vary widely, from housing, second home, resort, startup, project assistance, and business term loans, as well as purpose-specific lending. The bank also issues credit and debit cards and provides overdraft facilities and other financing solutions. Beyond core banking, its extensive service portfolio encompasses wealth management products like investment trusts and public bonds, pension contribution plans, insurance, and inheritance/trust services. Customers can also access lottery services, foreign currency exchange reservations, convenient payment options like Pay-easy, web-based oral receipts, and safe deposit boxes. International services include foreign remittances and external linkage, while fund management and e-combination tools are available. Specialized offerings include factoring for nursing care, medical care, and dispensing compensation receivables, alongside mortgage advisory, and convenient internet and telephone banking. Furthermore, the company extends its operations into non-banking sectors, providing services such as staffing solutions, money lending and credit guarantees, mortgage loan guarantees, printing, bookbinding, packaging and shipping, leasing, and specialized clerical agency and system engineering support. The bank maintains a network of 128 branches strategically located across Japan. Established in 1895, its headquarters are situated in Numazu, Japan.
URU Stock 12 Month Forecast
Average Price Target
€14.69
▲(2.00% Upside)
Technical Analysis
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