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North Pacific Bank, Ltd. (8524) Price & Analysis

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8524 Stock Chart & Stats

¥717.00

¥3.00(0.66%)

At close: Jan 08 4:00 PM EST

¥717.00

¥3.00(0.66%)

Day’s Range― - ―

52-Week Range¥672.00 - ¥1,351.00

Previous CloseN/A

Volume1.72M

Average Volume (3M)1.57M

Market Cap

¥475.28B

Enterprise Value-¥318.53K

Total Cash (Recent Filing)¥2.07T

Total Debt (Recent Filing)¥1.33T

Price to Earnings (P/E)17.4

Beta1.31

Next Earnings

Nov 17, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.27%

Share Statistics

EPS (TTM)74.45

Shares Outstanding378,060,180

10 Day Avg. Volume1,347,900

30 Day Avg. Volume1,567,766

Financial Highlights & Ratios

PEG Ratio0.52

Price to Book (P/B)0.91

Price to Sales (P/S)1.51

P/FCF Ratio-0.91

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)88.1

Revenue Forecast (FY)¥197.20B

Bulls Say, Bears Say

Bulls Say

Accelerating Revenue GrowthThe sharp 2026 revenue acceleration indicates stronger business activity and improved earnings scale. If sustained, greater operating scale can support the bank’s competitive position and provide a broader base for future profitability.

Positive Earnings TrendContinued profitability and strong EPS growth show that the bank is converting business activity into shareholder earnings. This provides a durable earnings foundation, although future results will still depend on managing margins and credit-related costs.

Improving Return On EquityImproved ROE suggests better use of the bank’s capital base and stronger earnings efficiency than in prior years. Sustaining this progress would enhance internal capital generation and support longer-term financial performance.

Bears Say

High And Volatile LeverageThe elevated and fluctuating leverage profile leaves less financial flexibility if credit conditions weaken or funding costs rise. It may constrain capital deployment and make earnings more sensitive to balance-sheet and risk-management pressures.

Unpredictable Cash GenerationRepeated swings between positive and negative operating and free cash flow reduce confidence in the durability of internally generated funds. Persistent volatility can limit flexibility for lending growth, capital investment, and shareholder distributions.

Margin CompressionThe margin decline indicates that faster revenue growth is not translating proportionally into profit. If the pressure persists, weaker earnings conversion could offset the benefits of scale and limit future improvement in returns.

North Pacific Bank, Ltd. News

North Pacific Bank Expands Shareholder Benefits to Boost Investment

North Pacific Bank, Ltd. ( ($JP:8524) ) just unveiled an update. North Pacific Bank, Ltd. has announced an...

10M ago

8524

North Pacific Bank Revises Stock Compensation Plan to Enhance Sustainability

An announcement from North Pacific Bank, Ltd. ( ($JP:8524) ) is now available. North Pacific Bank, Ltd. announced...

1y ago

8524

8524 FAQ

What was North Pacific Bank, Ltd.’s price range in the past 12 months?

North Pacific Bank, Ltd. lowest stock price was ¥672.00 and its highest was ¥1351.00 in the past 12 months.

What is North Pacific Bank, Ltd.’s market cap?

North Pacific Bank, Ltd.’s market cap is ¥475.28B.

When is North Pacific Bank, Ltd.’s upcoming earnings report date?

North Pacific Bank, Ltd.’s upcoming earnings report date is Nov 17, 2026 which is in 65 days.

How were North Pacific Bank, Ltd.’s earnings last quarter?

North Pacific Bank, Ltd. released its earnings results on Aug 05, 2026. The company reported ¥22.17 earnings per share for the quarter.

Is North Pacific Bank, Ltd. overvalued?

According to Wall Street analysts North Pacific Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does North Pacific Bank, Ltd. pay dividends?

North Pacific Bank, Ltd. pays a Quarterly dividend of ¥8 which represents an annual dividend yield of 2.27%. See more information on North Pacific Bank, Ltd. dividends here

What is North Pacific Bank, Ltd.’s EPS estimate?

North Pacific Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does North Pacific Bank, Ltd. have?

North Pacific Bank, Ltd. has 378,060,180 shares outstanding.

What happened to North Pacific Bank, Ltd.’s price movement after its last earnings report?

North Pacific Bank, Ltd. reported an EPS of ¥22.17 in its last earnings report. Following the earnings report the stock price went up 5.739%.

Which hedge fund is a major shareholder of North Pacific Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8524

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

North Pacific Bank, Ltd.

North Pacific Bank, Ltd. delivers a broad spectrum of financial services and banking solutions to individual clients and corporate entities throughout Japan. Its primary services encompass deposit accounts, negotiable certificates of deposit, and various loan products. The bank further extends its offerings to include ATM access, foreign currency exchange, investment trusts, financial advisory services, and trust management. As of March 31, 2021, the institution maintained a significant operational footprint with 171 branches and an additional three overseas offices. The company, which was incorporated in 1917 and is headquartered in Sapporo, Japan, was previously known as Hokuyo Sogo Bank, Ltd. before adopting its current name, North Pacific Bank, Ltd., in 1989.