Suruga Bank (URU) Stock Price & Analysis
URU Stock Chart & Stats
- Day’s Range
- EUR 15.70 - EUR 15.80
- 52-Week Range
- EUR 8.20 - EUR 16.80
- Previous Close
- EUR 15.90
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- EUR 2.69B
- Enterprise Value
- -EUR 24.90B
- Total Cash (Recent Filing)
- EUR 449.26B
- Total Debt (Recent Filing)
- EUR 10.01B
- Price to Earnings (P/E)
- 11.2
- Beta
- 0.81
- Next Earnings
- Nov 12, 2026 (Est.)
- EPS Estimate
- 0.37
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.72%
Bulls Say, Bears Say
Bulls Say
Profit And Revenue Growth
Strong recent revenue and earnings growth indicates improved operating momentum and customer or product economics. If sustained, the higher profit base can strengthen internal capital generation and support investment across the bank’s lending and service franchises.
Capital Strength
A growing equity base and very low reported leverage provide resilience against credit losses and market volatility. This conservative funding profile gives Suruga Bank greater flexibility to maintain lending capacity and absorb shocks over the medium term.
Improving Profitability
The substantial margin expansion suggests that recent earnings improvement is not solely a result of balance-sheet expansion. Better conversion of revenue into profit could support stronger retained earnings, although maintaining it will depend on credit costs and funding conditions.
Bears Say
Unreliable Cash Generation
The sharp swings in operating and free cash flow make internally generated liquidity difficult to forecast. Although both measures turned positive in 2026, the prior deficit indicates that reported earnings may not consistently translate into dependable cash generation.
Cyclical Revenue History
The earlier revenue contraction shows that business performance can be sensitive to lending demand, interest conditions, and the regional economic cycle. Recent acceleration is encouraging, but the uneven history reduces confidence that current growth will remain consistent.
Limited Balance-sheet Expansion
A stable or shrinking asset base may constrain the bank’s ability to compound earnings through loan and investment growth. While returns improved, moderate overall ROE suggests capital is not yet being deployed at consistently high productivity across the franchise.
Suruga Bank News
URU FAQ
What was Suruga Bank’s price range in the past 12 months?
What is Suruga Bank’s market cap?
When is Suruga Bank’s upcoming earnings report date?
How were Suruga Bank’s earnings last quarter?
Is Suruga Bank overvalued?
Does Suruga Bank pay dividends?
What is Suruga Bank’s EPS estimate?
How many shares outstanding does Suruga Bank have?
What happened to Suruga Bank’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Suruga Bank?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Suruga Bank
Based in Japan, Suruga Bank Ltd. offers a comprehensive suite of banking and financial solutions tailored for both retail and corporate clients. Its core services include a diverse range of deposit accounts, encompassing time deposits, standard savings, foreign currency accounts, and current and general checking facilities. Loan products vary widely, from housing, second home, resort, startup, project assistance, and business term loans, as well as purpose-specific lending. The bank also issues credit and debit cards and provides overdraft facilities and other financing solutions. Beyond core banking, its extensive service portfolio encompasses wealth management products like investment trusts and public bonds, pension contribution plans, insurance, and inheritance/trust services. Customers can also access lottery services, foreign currency exchange reservations, convenient payment options like Pay-easy, web-based oral receipts, and safe deposit boxes. International services include foreign remittances and external linkage, while fund management and e-combination tools are available. Specialized offerings include factoring for nursing care, medical care, and dispensing compensation receivables, alongside mortgage advisory, and convenient internet and telephone banking. Furthermore, the company extends its operations into non-banking sectors, providing services such as staffing solutions, money lending and credit guarantees, mortgage loan guarantees, printing, bookbinding, packaging and shipping, leasing, and specialized clerical agency and system engineering support. The bank maintains a network of 128 branches strategically located across Japan. Established in 1895, its headquarters are situated in Numazu, Japan.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Kosuke Kato
- Employees
- 1,383
- Website
- www.surugabank.co.jp
- Address
- 23 Toriyoko-cho, Numazu, SZ, 410-8689, JP
Suruga Bank (URU) Earnings & Revenues
URU Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 4 | 2 |
| Technical Analysis | 3 | 4 | 2 |
| Moving Averages | 12 | 0 | 0 |
