UNK Stock Chart & Stats
€41.40
€0.00(0.00%)
At close: 4:00 PM EDT
€41.40
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€29.00 - €42.60
Previous CloseN/A
Volume0.00
Average Volume (3M)5.00
Market Cap
€5.78B
Enterprise Value€5.06K
Total Cash (Recent Filing)€5.52B
Total Debt (Recent Filing)€792.31M
Price to Earnings (P/E)13.2
Beta0.45
Next Earnings
Oct 22, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.58
Shares Outstanding137,798,580
10 Day Avg. Volume15
30 Day Avg. Volume5
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)0.98
Price to Sales (P/S)2.96
P/FCF Ratio11.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€42.57Price Target Upside2.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.23
Revenue Forecast (FY)€1.14B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthTTM revenue growth of ~82% indicates meaningful expansion of the core banking franchise via loans and fee businesses. Sustained top-line momentum strengthens earnings power, supports scale economics, and creates room for reinvestment and balance-sheet growth over the next several months.
Improved Profitability & MarginsElevated net and operating margins reflect stronger pricing, cost control, and an improving business mix. Durable higher margins increase cash generation and provide a cushion against stress, supporting dividend capacity and reinvestment priorities across a 2–6 month horizon.
Conservative Capital And Cash GenerationLow leverage combined with strong operating cash flow and free cash flow roughly matching net income indicates conservative capitalization and high earnings quality. This enhances regulatory buffers, supports lending capacity and steadier shareholder distributions in the medium term.
Bears Say
Profit & Cash-Flow VolatilityHistorical unevenness in earnings and cash flow, including a notable 2023 decline, reduces predictability for capital allocation and dividend planning. Persistent variability raises execution risk and can force more conservative capital actions if adverse conditions persist.
Prior Leverage SpikesDocumented leverage spikes in 2022–2023 show the capital structure can change materially across cycles. A recurrence would pressure regulatory ratios, tighten funding flexibility, elevate costs, and constrain lending or shareholder-return programs.
Sensitivity To Rate/Credit CycleProfitability and margins are tied to interest-rate and credit dynamics, meaning unfavorable rate moves or rising loan losses could quickly compress net interest margin and net income. This structural cyclicality keeps medium-term earnings and dividend durability exposed to macro shifts.
United Bankshares News
UNK FAQ
What was United Bankshares’s price range in the past 12 months?
United Bankshares lowest stock price was €29.00 and its highest was €42.60 in the past 12 months.
What is United Bankshares’s market cap?
United Bankshares’s market cap is €5.78B.
When is United Bankshares’s upcoming earnings report date?
United Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were United Bankshares’s earnings last quarter?
United Bankshares released its earnings results on Jul 23, 2026. The company reported €0.834 earnings per share for the quarter, beating the consensus estimate of €0.779 by €0.055.
Is United Bankshares overvalued?
According to Wall Street analysts United Bankshares’s price is currently Undervalued.
Does United Bankshares pay dividends?
United Bankshares does not currently pay dividends.
What is United Bankshares’s EPS estimate?
United Bankshares’s EPS estimate is 0.82.
How many shares outstanding does United Bankshares have?
United Bankshares has 137,798,580 shares outstanding.
What happened to United Bankshares’s price movement after its last earnings report?
United Bankshares reported an EPS of €0.834 in its last earnings report, beating expectations of €0.779. Following the earnings report the stock price went up 0.976%.
Which hedge fund is a major shareholder of United Bankshares?
Currently, no hedge funds are holding shares in DE:UNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
United Bankshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€42.57 (2.82% Upside)
€42.57 (2.82% Upside)
Blogger Sentiment
Bullish
DE:UNK Sentiment 67%
Sector Average 57%
Sector Average 57%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.50%
12-Months-Change
Fundamentals
Return on Equity
3.00%
Trailing 12-Months
Asset Growth
2.95%
Trailing 12-Months
Company Description
United Bankshares
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
UNK Stock 12 Month Forecast
Average Price Target
€42.57
▲(2.82% Upside)










