Total Valuation
United Bankshares has a market cap or net worth of €5.92B. The enterprise value is €5.24B.
Market Cap€5.92B
Enterprise Value€5.24B
Share Statistics
United Bankshares has 136,212,570 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding136,212,570
Owned by Insiders2.29%
Owned by Institutions1.02%
Financial Efficiency
United Bankshares’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 6.00%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.00%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee647.44K
Profits Per Employee165.22K
Employee Count2,812
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bankshares is 13.2. United Bankshares’s PEG ratio is 0.62.
PE Ratio13.2
PS Ratio2.96
PB Ratio0.98
Price to FCF11.21
Price to Operating Cash Flow11.96
PEG Ratio0.62
Income Statement
In the last 12 months, United Bankshares had revenue of 1.82B and earned 464.60M in profits. Earnings per share was 3.28.
Revenue1.82B
Gross Profit1.19B
Operating Income590.18M
Pretax Income583.40M
Net Income464.60M
EBITDA590.18M
Earnings Per Share (EPS)3.28
Cash Flow
In the last 12 months, operating cash flow was 404.94M and capital expenditures -11.96M, giving a free cash flow of 392.98M billion.
Operating Cash Flow404.94M
Free Cash Flow392.98M
Free Cash Flow per Share2.89
Dividends & Yields
United Bankshares pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.45
52-Week Price Change47.08%
50-Day Moving Average40.78
200-Day Moving Average38.01
Relative Strength Index (RSI)69.60
Average Volume (3m)0.00
Important Dates
United Bankshares upcoming earnings date is Jan 28, 2027, Before Open (Confirmed).
Last Earnings DateOct 22, 2026
Next Earnings DateJan 28, 2027
Ex-Dividend Date―
Financial Position
United Bankshares as a current ratio of 28.21, with Debt / Equity ratio of 15.23%
Current Ratio28.21
Quick Ratio28.21
Debt to Market Cap0.15
Net Debt to EBITDA-2.75
Interest Coverage Ratio1.01
Taxes
In the past 12 months, United Bankshares has paid 118.80M in taxes.
Income Tax118.80M
Effective Tax Rate0.20
Enterprise Valuation
United Bankshares EV to EBITDA ratio is 6.39, with an EV/FCF ratio of 7.84.
EV to Sales2.07
EV to EBITDA6.39
EV to Free Cash Flow7.84
EV to Operating Cash Flow7.56
Balance Sheet
United Bankshares has €5.41B in cash and marketable securities with €824.74M in debt, giving a net cash position of €4.58B billion.
Cash & Marketable Securities€5.41B
Total Debt€824.74M
Net Cash€4.58B
Net Cash Per Share€33.66
Tangible Book Value Per Share€24.52
Margins
Gross margin is 68.68%, with operating margin of 32.42%, and net profit margin of 25.52%.
Gross Margin68.68%
Operating Margin32.42%
Pretax Margin32.04%
Net Profit Margin25.52%
EBITDA Margin32.42%
EBIT Margin32.42%
Analyst Forecast
The average price target for United Bankshares is €46.34, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target€46.34
Price Target Upside13.57% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-1.34%
EPS Growth Forecast15.74%