Radian Group Inc (DE:RAG)
NYSE:RAG
RAG Stock Chart & Stats
€29.20
€0.00(0.00%)
At close: 4:00 PM EST
€29.20
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€26.60 - €32.20
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€3.87B
Enterprise Value€5.60B
Total Cash (Recent Filing)€87.98M
Total Debt (Recent Filing)€1.15B
Price to Earnings (P/E)8.2
Beta0.29
Next Earnings
Aug 05, 2026EPS Estimate
1.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.13
Shares Outstanding132,975,190
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio1.53
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio14.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€37.75Price Target Upside29.28% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)4.35
Revenue Forecast (FY)€1.94B
Bulls Say, Bears Say
Bulls Say
Strategic Diversification Via Inigo AcquisitionAcquiring Inigo materially diversifies Radian beyond mortgage insurance into global specialty insurance, reducing concentration risk. The purchase adds underwriting capabilities, fee diversification and cross‑sell potential, creating a more balanced portfolio that supports durable earnings across insurance cycles.
Strong Consolidated Revenue And Earnings GrowthSubstantial consolidated revenue and adjusted EPS growth reflect both organic mortgage demand and the Inigo contribution. Higher new insurance written and persistency underpin recurring premium streams, supporting sustainable margin recovery and improved return on equity over the medium term.
Disciplined Capital Management And Improving LeverageClear capital actions—meaningful dividends from the primary insurer, active buybacks, revolver repayment and a leverage target—signal disciplined balance sheet stewardship. Improving debt-to-equity and a sizeable PMIERs cushion enhance financial flexibility and the ability to support underwriting through downturns.
Bears Say
Volatile Operating And Free Cash FlowMaterial cash-flow volatility driven by reserve timing and working-capital swings reduces predictability of internal capital for dividends, buybacks and reinvestment. Persistent volatility can force reliance on external funding in stress periods and complicates multi-quarter capital planning.
Rising Claim Severity In Mortgage PortfolioAn upward trend in claim severity increases expected loss costs and pressures underwriting margins and reserve adequacy. If higher-balance loan mix and severity persist, actuarial assumptions and pricing may require adjustment, which could compress long-term profit margins in the mortgage insurance book.
Near‑term Refinancing/liquidity RiskA sizable 2027 maturity creates refinancing risk that depends on market access and rates. If conditions tighten or spreads widen, refinancing could raise interest costs or require more holding‑company liquidity, constraining capital returns or forcing more conservative capital actions during the refinancing period.
Radian Group News
RAG FAQ
What was Radian Group Inc’s price range in the past 12 months?
Radian Group Inc lowest stock price was €26.60 and its highest was €32.20 in the past 12 months.
What is Radian Group Inc’s market cap?
Radian Group Inc’s market cap is €3.87B.
When is Radian Group Inc’s upcoming earnings report date?
Radian Group Inc’s upcoming earnings report date is Aug 05, 2026 which is in 57 days.
How were Radian Group Inc’s earnings last quarter?
Radian Group Inc released its earnings results on May 06, 2026. The company reported €1.093 earnings per share for the quarter, beating the consensus estimate of €1.037 by €0.056.
Is Radian Group Inc overvalued?
According to Wall Street analysts Radian Group Inc’s price is currently Undervalued.
Does Radian Group Inc pay dividends?
Radian Group Inc does not currently pay dividends.
What is Radian Group Inc’s EPS estimate?
Radian Group Inc’s EPS estimate is 1.15.
How many shares outstanding does Radian Group Inc have?
Radian Group Inc has 132,975,190 shares outstanding.
What happened to Radian Group Inc’s price movement after its last earnings report?
Radian Group Inc reported an EPS of €1.093 in its last earnings report, beating expectations of €1.037. Following the earnings report the stock price went down -0.668%.
Which hedge fund is a major shareholder of Radian Group Inc?
Currently, no hedge funds are holding shares in DE:RAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€37.75 (29.28% Upside)
€37.75 (29.28% Upside)
Blogger Sentiment
Bullish
DE:RAG Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €4.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 79%
Bearish news 22%
Bearish news 22%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.10%
12-Months-Change
Fundamentals
Return on Equity
12.01%
Trailing 12-Months
Asset Growth
18.00%
Trailing 12-Months
Company Description
Radian Group Inc
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
RAG Company Deck
RAG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operating and financial outcomes — notably the successful acquisition of Inigo, substantial consolidated revenue growth (+58% YoY), higher adjusted EPS (+22% YoY), improved return on equity (+130 bps), book value growth (+10% YoY), robust mortgage portfolio metrics, and immediate capital returns (share repurchases and dividends). Challenges discussed were generally manageable and expected given the acquisition and market cycle: partial-period contribution from Inigo, a softening pricing environment in some specialty lines, some GAAP one-time impacts, rising claim severity trends to monitor, and short-term liquidity/leverage items (revolver outstanding and a 2027 debt maturity). Overall, positives and strategic advances materially outweigh the manageable risks and near-term items, supporting a constructive outlook for the combined company.View all DE:RAG earnings summariesRAG Stock 12 Month Forecast
Average Price Target
€37.75
▲(29.28% Upside)
Technical Analysis
Options Prices
Currently, No data available
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