RAG Stock Chart & Stats
€30.80
€0.00(0.00%)
At close: 4:00 PM EDT
€30.80
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€26.00 - €34.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€4.00B
Enterprise Value€6.40B
Total Cash (Recent Filing)€119.05M
Total Debt (Recent Filing)€1.23B
Price to Earnings (P/E)8.5
Beta0.27
Next Earnings
Nov 04, 2026EPS Estimate
1.08Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.96
Shares Outstanding132,301,320
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio1.55
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio42.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€39.39Price Target Upside27.90% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)4.33
Revenue Forecast (FY)€1.96B
Bulls Say, Bears Say
Bulls Say
Mortgage Insurance Scale And PersistencyThe record insured portfolio and improving persistency provide a substantial base of recurring premium revenue. Strong cures exceeding new defaults also indicate favorable current credit performance, supporting the durability of the core mortgage insurance franchise over the next several quarters.
Strong Capitalization And LiquidityA sizeable PMIERs cushion, meaningful liquidity, and reduced holding-company leverage give Radian flexibility to absorb insurance volatility, fund obligations, and return capital. This conservative financial position strengthens resilience while supporting dividends, buybacks, and continued operations.
Acquisition-Driven Business DiversificationThe specialty acquisition has materially expanded Radian’s revenue and premium base, broadening the company beyond traditional mortgage insurance. Successful integration creates a larger platform for growth and diversification, although the durability of benefits depends on maintaining underwriting discipline.
Bears Say
Specialty Underwriting Margin CompressionHigher combined ratios indicate that specialty premium growth is producing less underwriting profit than previously expected. If the low-90s level persists, margin compression could reduce earnings quality and limit how much acquisition-led revenue growth translates into durable profitability.
Competitive Pressure In Specialty InsuranceIncreased competition and softer pricing can weaken underwriting margins and slow premium-rate progression across specialty lines. This creates an ongoing challenge for Radian to preserve returns while growing the acquired platform, particularly where competitors are competing aggressively for business.
Volatile Historical Cash GenerationThe strong TTM cash-flow rebound is encouraging, but large swings across recent periods reduce confidence that cash generation will remain consistently aligned with earnings. Such volatility can complicate capital planning and make recurring distributions more dependent on current operating conditions.
Radian Group News
RAG FAQ
What was Radian Group Inc.’s price range in the past 12 months?
Radian Group Inc. lowest stock price was €26.00 and its highest was €34.40 in the past 12 months.
What is Radian Group Inc.’s market cap?
Radian Group Inc.’s market cap is €4.00B.
When is Radian Group Inc.’s upcoming earnings report date?
Radian Group Inc.’s upcoming earnings report date is Nov 04, 2026 which is in 21 days.
How were Radian Group Inc.’s earnings last quarter?
Radian Group Inc. released its earnings results on Aug 05, 2026. The company reported €1.017 earnings per share for the quarter, missing the consensus estimate of €1.192 by -€0.175.
Is Radian Group Inc. overvalued?
According to Wall Street analysts Radian Group Inc.’s price is currently Undervalued.
Does Radian Group Inc. pay dividends?
Radian Group Inc. does not currently pay dividends.
What is Radian Group Inc.’s EPS estimate?
Radian Group Inc.’s EPS estimate is 1.08.
How many shares outstanding does Radian Group Inc. have?
Radian Group Inc. has 132,301,320 shares outstanding.
What happened to Radian Group Inc.’s price movement after its last earnings report?
Radian Group Inc. reported an EPS of €1.017 in its last earnings report, missing expectations of €1.192. Following the earnings report the stock price went down -3.103%.
Which hedge fund is a major shareholder of Radian Group Inc.?
Currently, no hedge funds are holding shares in DE:RAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
€39.39 (27.90% Upside)
€39.39 (27.90% Upside)
Blogger Sentiment
Bullish
DE:RAG Sentiment 100%
Sector Average 63%
Sector Average 63%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
4.23%
12-Months-Change
Fundamentals
Return on Equity
11.26%
Trailing 12-Months
Asset Growth
7.74%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Radian Group Inc.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
RAG Company Deck
RAG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive picture driven by the successful integration of the specialty acquisition, substantial revenue and premium growth (+93% revenue, +116% net earned premiums), strong mortgage insurance fundamentals (record $284B in-force, improved persistency and favorable cure trends), rising investment income, solid capital generation and active capital returns (repurchases and dividends). Near-term challenges center on a softening specialty market, elevated combined ratios influenced by a ~ $30M Middle East reserve and expected margin compression (combined ratios drifting from mid/high‑80s to low‑90s), plus seasonal and transaction-related expense items. On balance, the operational and capital positives — including upgraded dividend guidance from Rating Guaranty to at least $650M and aggressive buybacks — materially outweigh the headwinds, though volatility in specialty underwriting and reserving warrants monitoring.View all DE:RAG earnings summariesRAG Stock 12 Month Forecast
Average Price Target
€39.39
▲(27.90% Upside)