RAG Stock Chart & Stats
€31.60
€0.00(0.00%)
At close: 4:00 PM EDT
€31.60
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€26.60 - €34.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€4.18B
Enterprise Value€6.40K
Total Cash (Recent Filing)€119.05M
Total Debt (Recent Filing)€1.23B
Price to Earnings (P/E)9.3
Beta0.24
Next Earnings
Nov 04, 2026EPS Estimate
1.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.96
Shares Outstanding132,301,320
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio1.55
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio42.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€37.50Price Target Upside18.66% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)4.13
Revenue Forecast (FY)€1.84B
Bulls Say, Bears Say
Bulls Say
Mortgage Insurance Scale And Credit QualityThe large, persistent insurance portfolio supports recurring premium revenue, while favorable cure trends and defaults below cures indicate disciplined underwriting and resilient credit performance.
Acquisition-driven DiversificationThe integrated specialty acquisition materially broadens Radian beyond mortgage insurance, adding scale and revenue diversification. Successful integration can strengthen the platform, although underwriting discipline remains essential as the business expands.
Conservative Balance Sheet And Strong Current Cash GenerationVery low leverage provides financial flexibility to absorb insurance volatility, support dividends and buybacks, and fund operations. Strong recent cash generation also indicates that current earnings are translating into substantial internal liquidity.
Bears Say
Specialty Underwriting Margin CompressionA sustained move to low-90s combined ratios would reduce specialty underwriting profitability and could temper earnings growth. The pressure reflects softer market conditions and makes expansion benefits more dependent on pricing and risk selection.
Reserve And Catastrophe-related Earnings VolatilityEvent-driven reserves and changing inflation assumptions can produce material swings in reported losses and capital needs. This uncertainty makes specialty earnings less predictable and raises the risk that future adverse developments require additional provisioning.
Historically Volatile Cash ConversionAlthough the latest period shows excellent cash generation, prior swings reduce confidence that cash flow will remain consistently aligned with earnings. Volatility can complicate capital planning, especially during periods of higher claims or reserve requirements.
Radian Group News
RAG FAQ
What was Radian Group Inc.’s price range in the past 12 months?
Radian Group Inc. lowest stock price was €26.60 and its highest was €34.40 in the past 12 months.
What is Radian Group Inc.’s market cap?
Radian Group Inc.’s market cap is €4.18B.
When is Radian Group Inc.’s upcoming earnings report date?
Radian Group Inc.’s upcoming earnings report date is Nov 04, 2026 which is in 69 days.
How were Radian Group Inc.’s earnings last quarter?
Radian Group Inc. released its earnings results on Aug 05, 2026. The company reported €0.987 earnings per share for the quarter, missing the consensus estimate of €1.157 by -€0.17.
Is Radian Group Inc. overvalued?
According to Wall Street analysts Radian Group Inc.’s price is currently Undervalued.
Does Radian Group Inc. pay dividends?
Radian Group Inc. does not currently pay dividends.
What is Radian Group Inc.’s EPS estimate?
Radian Group Inc.’s EPS estimate is 1.04.
How many shares outstanding does Radian Group Inc. have?
Radian Group Inc. has 132,301,320 shares outstanding.
What happened to Radian Group Inc.’s price movement after its last earnings report?
Radian Group Inc. reported an EPS of €0.987 in its last earnings report, missing expectations of €1.157. Following the earnings report the stock price went down -3.103%.
Which hedge fund is a major shareholder of Radian Group Inc.?
Currently, no hedge funds are holding shares in DE:RAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€37.50 (18.66% Upside)
€37.50 (18.66% Upside)
Blogger Sentiment
Bullish
DE:RAG Sentiment 100%
Sector Average 55%
Sector Average 55%
Insider Transactions
Bought Shares
Worth €4.4M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.99%
12-Months-Change
Fundamentals
Return on Equity
2.71%
Trailing 12-Months
Asset Growth
7.74%
Trailing 12-Months
Company Description
Radian Group Inc.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
RAG Company Deck
RAG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive picture driven by the successful integration of the specialty acquisition, substantial revenue and premium growth (+93% revenue, +116% net earned premiums), strong mortgage insurance fundamentals (record $284B in-force, improved persistency and favorable cure trends), rising investment income, solid capital generation and active capital returns (repurchases and dividends). Near-term challenges center on a softening specialty market, elevated combined ratios influenced by a ~ $30M Middle East reserve and expected margin compression (combined ratios drifting from mid/high‑80s to low‑90s), plus seasonal and transaction-related expense items. On balance, the operational and capital positives — including upgraded dividend guidance from Rating Guaranty to at least $650M and aggressive buybacks — materially outweigh the headwinds, though volatility in specialty underwriting and reserving warrants monitoring.View all DE:RAG earnings summariesRAG Stock 12 Month Forecast
Average Price Target
€37.50
▲(18.66% Upside)