PG4 Stock Chart & Stats
€96.00
€0.00(0.00%)
At close: 4:00 PM EDT
€96.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€66.50 - €103.00
Previous CloseN/A
Volume0.00
Average Volume (3M)3.00
Market Cap
€20.39B
Enterprise Value€28.66B
Total Cash (Recent Filing)€5.26B
Total Debt (Recent Filing)€4.34B
Price to Earnings (P/E)15.5
Beta0.62
Next Earnings
Oct 26, 2026EPS Estimate
2.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.04
Shares Outstanding214,104,640
10 Day Avg. Volume1
30 Day Avg. Volume3
Financial Highlights & Ratios
PEG Ratio-0.77
Price to Book (P/B)1.68
Price to Sales (P/S)1.27
P/FCF Ratio4.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€100.02Price Target Upside4.18% Upside
Rating ConsensusHold
Number of Analyst Covering10
EPS Forecast (FY)8.42
Revenue Forecast (FY)€14.51B
Bulls Say, Bears Say
Bulls Say
Earnings And Margin ExpansionImproving earnings, revenue, and margins indicate stronger operating execution across the business rather than reliance on a single metric. Sustained profitability and a 16.4% operating ROE provide greater internal capacity to invest in growth, support clients, and maintain shareholder distributions.
Cash Generation And Capital StrengthRobust free cash flow that closely tracks net income supports earnings quality and gives Principal flexibility to fund operations, strategic initiatives, dividends, and repurchases. Low debt-to-equity and excess regulatory capital further strengthen resilience and reduce dependence on external financing.
Retirement Income Platform ExpansionExpanding retirement-income capabilities can deepen Principal’s role in workplace savings and help address customers’ need to convert accumulated assets into retirement income. The SS&C relationship supports broader product distribution and administrative scalability, reinforcing a core business franchise.
Bears Say
Investment Management OutflowsLarge outflows can reduce assets on which Principal earns management fees and may weaken the investment-management revenue base if they persist. Concentration in several strategies also places greater importance on performance recovery, client retention, and restoring sales momentum.
AUM Sensitivity And DeclineReported assets under management remain sensitive to market dislocation, return dispersion, foreign exchange, and portfolio changes. This sensitivity can affect fee income and earnings visibility across asset management, while the lower Q3 AUM shows the business is exposed to factors beyond client flows.
Fee And Performance PressureLower fee rates can pressure revenue even when assets remain stable, while weaker long-term performance measures may make client retention and new mandate wins more difficult. Together, these pressures could constrain investment-management margins and prolong the effect of recent outflows.
Principal Financial News
PG4 FAQ
What was Principal Financial’s price range in the past 12 months?
Principal Financial lowest stock price was €66.50 and its highest was €103.00 in the past 12 months.
What is Principal Financial’s market cap?
Principal Financial’s market cap is €20.39B.
When is Principal Financial’s upcoming earnings report date?
Principal Financial’s upcoming earnings report date is Oct 26, 2026 which is in 6 days.
How were Principal Financial’s earnings last quarter?
Principal Financial released its earnings results on Jul 27, 2026. The company reported €2.229 earnings per share for the quarter, beating the consensus estimate of €2.084 by €0.144.
Is Principal Financial overvalued?
According to Wall Street analysts Principal Financial’s price is currently Undervalued.
Does Principal Financial pay dividends?
Principal Financial does not currently pay dividends.
What is Principal Financial’s EPS estimate?
Principal Financial’s EPS estimate is 2.16.
How many shares outstanding does Principal Financial have?
Principal Financial has 214,104,640 shares outstanding.
What happened to Principal Financial’s price movement after its last earnings report?
Principal Financial reported an EPS of €2.229 in its last earnings report, beating expectations of €2.084. Following the earnings report the stock price went up 0.518%.
Which hedge fund is a major shareholder of Principal Financial?
Currently, no hedge funds are holding shares in DE:PG4
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Principal Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€100.02 (4.18% Upside)
€100.02 (4.18% Upside)
Blogger Sentiment
Neutral
DE:PG4 Sentiment 56%
Sector Average 63%
Sector Average 63%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.58%
12-Months-Change
Fundamentals
Return on Equity
13.03%
Trailing 12-Months
Asset Growth
10.00%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Principal Financial
Principal Financial Group, Inc. engages in the investment management offering business. It offers financial products and services to businesses, individuals, and institutional clients. It operates its business through the following segments: Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. The Retirement and Income Solutions Segment offers a comprehensive portfolio of products and services for retirement savings along with select products for retirement income. The Principal Asset Management segment provides global investment solutions to institutional, retirement, retail and high net worth investors in the U.S. and select emerging markets. The Benefits and Protection segment includes selling individual life insurance products. The company was founded by Edward A. Temple in 1879 and is headquartered in Des Moines, IA.
PG4 Company Deck
PG4 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted robust operating performance across multiple businesses — double-digit EPS growth, margin expansion (200 bps), improved ROE, strong underwriting in Benefits & Protection, AUM growth, and disciplined capital returns (raised dividend, large buybacks). These positives were tempered by significant Investment Management net outflows (~$11 billion) driven by an unusual market environment concentrated in a few U.S. active equity strategies, some fee-rate and performance-metric pressure, and elevated corporate investments/severance. Management maintained guidance, emphasized portfolio actions (Beam acquisition, Hong Kong transition, Chile sale) and a strong capital position, indicating confidence in navigating the near-term fund flow challenges.View all DE:PG4 earnings summariesPG4 Revenue Breakdown
52.36% Retirement and Income Solutions
17.99% Principal Asset Management
31.78% Benefits and Protection
0.65% Corporate
0.26% Net realized capital gains (losses), net of related revenue adjustments
-2.33% Revenues from exited business
-0.44% Adjustments related to equity method investments
-0.26% Market risk benefit derivative settlements

PG4 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€100.02
▲(4.18% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ameriprise Financial
―
SEI Investments Company
―
T Rowe Price
―
Equitable Holdings
―
Corebridge Financial, Inc.
―








