PG4 Stock Chart & Stats
€96.00
€0.00(0.00%)
At close: 4:00 PM EDT
€96.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€66.50 - €103.00
Previous CloseN/A
Volume0.00
Average Volume (3M)41.00
Market Cap
€20.62B
Enterprise Value€28.66K
Total Cash (Recent Filing)€5.26B
Total Debt (Recent Filing)€4.34B
Price to Earnings (P/E)15.9
Beta0.62
Next Earnings
Oct 22, 2026EPS Estimate
2.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.04
Shares Outstanding214,104,640
10 Day Avg. Volume21
30 Day Avg. Volume41
Financial Highlights & Ratios
PEG Ratio-0.77
Price to Book (P/B)1.68
Price to Sales (P/S)1.27
P/FCF Ratio4.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€94.08Price Target Upside-2.00% Downside
Rating ConsensusHold
Number of Analyst Covering10
EPS Forecast (FY)8.22
Revenue Forecast (FY)€13.96B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRobust operating and free cash flow supports reinvestment, shareholder distributions and balance-sheet resilience. Free cash flow near net income also indicates that recent earnings are converting into cash rather than relying primarily on accounting gains.
Capital Strength And Improving ReturnsStrong regulatory capital and improving returns give Principal flexibility to fund growth, absorb insurance volatility and return capital. Management's reiterated guidance and target-range ROE support confidence that current operating improvements can persist.
Broad-Based Business MomentumGrowth across asset management, retirement and protection reduces reliance on one revenue stream. Retirement deposit momentum, higher AUM and improved insurance underwriting together strengthen recurring fee, spread and premium earnings over the medium term.
Bears Say
Concentrated Investment OutflowsSustained outflows would reduce assets on which Principal earns management fees and could weaken distribution relationships. Although concentrated, the scale creates a material medium-term challenge if investment performance and client confidence do not recover.
Earnings And Cash-Flow VolatilityHistorical swings in revenue, margins, returns and cash-flow coverage indicate sensitivity to markets, interest rates, credit conditions and policyholder behavior. This variability makes current earnings power less predictable than the latest period alone suggests.
Fee And Performance PressureLower fee rates can compress asset-management revenue even when assets remain stable, while weaker long-term performance metrics may prolong client withdrawals. Together, these pressures can challenge margins and make rebuilding investment-management flows more difficult.
PG4 FAQ
What was Principal Financial’s price range in the past 12 months?
Principal Financial lowest stock price was €66.50 and its highest was €103.00 in the past 12 months.
What is Principal Financial’s market cap?
Principal Financial’s market cap is €20.62B.
When is Principal Financial’s upcoming earnings report date?
Principal Financial’s upcoming earnings report date is Oct 22, 2026 which is in 55 days.
How were Principal Financial’s earnings last quarter?
Principal Financial released its earnings results on Jul 27, 2026. The company reported €2.146 earnings per share for the quarter, beating the consensus estimate of €2.007 by €0.139.
Is Principal Financial overvalued?
According to Wall Street analysts Principal Financial’s price is currently Overvalued.
Does Principal Financial pay dividends?
Principal Financial does not currently pay dividends.
What is Principal Financial’s EPS estimate?
Principal Financial’s EPS estimate is 2.16.
How many shares outstanding does Principal Financial have?
Principal Financial has 214,104,640 shares outstanding.
What happened to Principal Financial’s price movement after its last earnings report?
Principal Financial reported an EPS of €2.146 in its last earnings report, beating expectations of €2.007. Following the earnings report the stock price went up 0.518%.
Which hedge fund is a major shareholder of Principal Financial?
Currently, no hedge funds are holding shares in DE:PG4
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Principal Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€94.08 (-2.00% Downside)
€94.08 (-2.00% Downside)
Blogger Sentiment
Bullish
DE:PG4 Sentiment 71%
Sector Average 55%
Sector Average 55%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
41.19%
12-Months-Change
Fundamentals
Return on Equity
2.81%
Trailing 12-Months
Asset Growth
10.00%
Trailing 12-Months
Company Description
Principal Financial
Principal Financial Group, Inc. engages in the investment management offering business. It offers financial products and services to businesses, individuals, and institutional clients. It operates its business through the following segments: Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. The Retirement and Income Solutions Segment offers a comprehensive portfolio of products and services for retirement savings along with select products for retirement income. The Principal Asset Management segment provides global investment solutions to institutional, retirement, retail and high net worth investors in the U.S. and select emerging markets. The Benefits and Protection segment includes selling individual life insurance products. The company was founded by Edward A. Temple in 1879 and is headquartered in Des Moines, IA.
PG4 Company Deck
PG4 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted robust operating performance across multiple businesses — double-digit EPS growth, margin expansion (200 bps), improved ROE, strong underwriting in Benefits & Protection, AUM growth, and disciplined capital returns (raised dividend, large buybacks). These positives were tempered by significant Investment Management net outflows (~$11 billion) driven by an unusual market environment concentrated in a few U.S. active equity strategies, some fee-rate and performance-metric pressure, and elevated corporate investments/severance. Management maintained guidance, emphasized portfolio actions (Beam acquisition, Hong Kong transition, Chile sale) and a strong capital position, indicating confidence in navigating the near-term fund flow challenges.View all DE:PG4 earnings summariesPG4 Revenue Breakdown
52.36% Retirement and Income Solutions
17.99% Principal Asset Management
31.78% Benefits and Protection
0.65% Corporate
0.26% Net realized capital gains (losses), net of related revenue adjustments
-2.33% Revenues from exited business
-0.44% Adjustments related to equity method investments
-0.26% Market risk benefit derivative settlements

PG4 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€94.08
▼(-2.00% Downside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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