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Sector Income Tool

Presented by Sector SPDR by State Street Global Advisors

Estimate how much income you can earn from Sector SPDR ETFs, including reinvestment (DRIP), taxes, and long-term growth — and compare income across funds side by side.

By State Street Global Advisors
XLIXLVXLFXLREXLEXLUXLKXLBXLPXLYXLC
Calculator
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As of Oct 20, 2026
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After 10 Years - XLKI

End Balance
$143,900.00
Total Return
187.80%
Avg. Annual Return
20.48%
Annual Distribution Income
$9,390.00
Yield on Cost
18.78%
Ending Portfolio Value
$50,000.00
Price Return
0.00%
Total Distributions Generated
$93,900.00
Cash Distributions Received
$93,900.00
Distributions Reinvested
$0.00

Compare Across SPDR Sector ETFs, on $50,000

FundCategoryDist. YieldEst. Monthly IncomeEst. Annual Income
XLKITechnology · Prem. Income18.78%$782$9,388
XLKTechnology · Sector0.45%$19$225
XLFFinancial · Sector1.48%$62$741

Estimates are illustrative, based on each ETF's TipRanks dividend yield, and do not account for fees, taxes, or NAV changes. Distributions are not guaranteed.

How Is Sector Income Calculated?

The calculator models your income in five steps:

  1. 1

    Price × Shares = Investment Amount

    Edit any one of the three fields and the other two follow. The fund price defaults to the ETF's latest end-of-day price.

  2. 2

    Estimate Distribution Income

    Your expected distribution yield and initial ETF price determine the estimated annual distribution per share. The calculator uses your selected distribution frequency to estimate payments throughout the year.

  3. 3

    Account for Contributions and Growth

    Annual contributions purchase additional ETF shares starting in Year 2. You can also adjust the expected annual changes in distribution payments and share price to explore different investment scenarios.

  4. 4

    Choose Whether to Reinvest Distributions

    With DRIP enabled, after-tax distributions are automatically reinvested into additional ETF shares. These shares may generate further distributions over time. Without DRIP, after-tax distributions are treated as cash income.

  5. 5

    Calculate Your Potential Returns

    The calculator estimates your ending balance, distribution income, total return, and annualized return based on your selected assumptions. These projections are illustrative and do not guarantee future performance.

Important Information

This calculator provides hypothetical estimates for illustrative purposes only. Results are based on user-defined assumptions and available market data and should not be interpreted as guaranteed investment returns or distributions.

ETF share prices and distributions may fluctuate, and actual performance may differ materially from the projections shown. The calculator accounts for the selected distribution tax rate but does not model capital gains taxes or other investment costs.