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Industrial & Commercial Bank of China (DE:ICKB)
FRANKFURT:ICKB

Industrial & Commercial Bank of China (ICKB) Price & Analysis

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ICKB Stock Chart & Stats

€13.10
€0.20(1.69%)
At close: 4:00 PM EST
€13.10
€0.20(1.69%)

Bulls Say, Bears Say

Bulls Say
Diversified Commercial Banking FranchiseICBC's broad commercial banking franchise—retail and corporate deposits and loans, payments, wealth and asset management, trading and treasury services—creates diversified, recurring revenue streams. This scale and product mix support resilience to shocks and durable fee and interest income generation.
Recent Revenue Growth And Strong MarginsSustained TTM revenue growth (+15.9%) combined with a sizeable net margin (~28.6%) indicates the bank can convert higher volumes into earnings. Over a 2-6 month horizon this supports capital buildup, provisioning buffers and the ability to maintain core operations and customer programs.
Consistent Return On EquityA steady ROE near 9–10% reflects persistent profitability on capital and underwriting. For a large diversified bank this consistency aids long-term planning, dividend capacity and capital allocation, and signals an enduring ability to earn acceptable returns versus capital deployed.
Bears Say
High And Rising LeverageHigher debt-to-equity (~2.9) reduces balance-sheet flexibility and raises sensitivity to credit losses and funding stress. Over the medium term this constrains capital management, increases refinance and regulatory risk, and can amplify earnings volatility during downturns.
Weakening Cash GenerationA steep TTM drop in free cash flow (≈-61.7%) and weaker operating cash coverage signal deteriorating cash conversion. This makes sustained dividend payments, loan loss provisioning and reinvestment more dependent on earnings rather than cash, increasing financial rigidity.
Uneven Earnings Quality And CyclicalityHistorical revenue declines and variable operating profitability point to earnings cyclicality and less predictable margins. Over months to quarters this heightens forecasting risk, complicates capital planning and may necessitate procyclical provisioning or conservative lending during stress.

Industrial & Commercial Bank of China News

ICKB FAQ

What was Industrial & Commercial Bank of China’s price range in the past 12 months?
Industrial & Commercial Bank of China lowest stock price was €12.10 and its highest was €15.80 in the past 12 months.
    What is Industrial & Commercial Bank of China’s market cap?
    Industrial & Commercial Bank of China’s market cap is €316.79B.
      When is Industrial & Commercial Bank of China’s upcoming earnings report date?
      Industrial & Commercial Bank of China’s upcoming earnings report date is Aug 28, 2026 which is in 86 days.
        How were Industrial & Commercial Bank of China’s earnings last quarter?
        Industrial & Commercial Bank of China released its earnings results on Apr 29, 2026. The company reported €0.604 earnings per share for the quarter, missing the consensus estimate of €0.628 by -€0.023.
          Is Industrial & Commercial Bank of China overvalued?
          According to Wall Street analysts Industrial & Commercial Bank of China’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Industrial & Commercial Bank of China pay dividends?
            Industrial & Commercial Bank of China does not currently pay dividends.
            What is Industrial & Commercial Bank of China’s EPS estimate?
            Industrial & Commercial Bank of China’s EPS estimate is 0.61.
              How many shares outstanding does Industrial & Commercial Bank of China have?
              Industrial & Commercial Bank of China has 4,339,702,600 shares outstanding.
                What happened to Industrial & Commercial Bank of China’s price movement after its last earnings report?
                Industrial & Commercial Bank of China reported an EPS of €0.604 in its last earnings report, missing expectations of €0.628. Following the earnings report the stock price went up 0.655%.
                  Which hedge fund is a major shareholder of Industrial & Commercial Bank of China?
                  Currently, no hedge funds are holding shares in DE:ICKB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Industrial & Commercial Bank of China Stock Smart Score

                    4
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    49.13%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    9.23%
                    Trailing 12-Months
                    Asset Growth
                    13.58%
                    Trailing 12-Months

                    Company Description

                    Industrial & Commercial Bank of China

                    Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

                    Industrial & Commercial Bank of China (ICKB) Earnings & Revenues

                    ICKB Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    ICBC demonstrated a solid recovery in profitability and asset growth, with effective risk management and expansion in inclusive finance. However, challenges remain in the real estate sector and credit demand, with narrowing NIM presenting ongoing pressures.View all DE:ICKB earnings summaries
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