AXU Stock Chart & Stats
€74.50
-€0.50(-0.67%)
At close: 4:00 PM EDT
€74.50
-€0.50(-0.67%)
Day’s Range― - ―
52-Week Range€58.50 - €82.50
Previous CloseN/A
Volume0.00
Average Volume (3M)13.00
Market Cap
€4.92B
Enterprise Value€7.20K
Total Cash (Recent Filing)€237.43M
Total Debt (Recent Filing)€1.39B
Price to Earnings (P/E)15.5
Beta0.45
Next Earnings
Oct 22, 2026EPS Estimate
1.46Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.54
Shares Outstanding67,107,240
10 Day Avg. Volume14
30 Day Avg. Volume13
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.25
Price to Sales (P/S)3.05
P/FCF Ratio13.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€80.21Price Target Upside7.67% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)5.84
Revenue Forecast (FY)€1.14B
Bulls Say, Bears Say
Bulls Say
Efficient, Peer-Leading ProfitabilitySustained high adjusted returns and an efficiency ratio near 50% indicate durable operating leverage and disciplined expense control. This supports repeatable earnings generation, capacity for buybacks/dividends, and resilience through modest margin pressure over the next several quarters.
Robust Loan & Earning-Asset GrowthConsistent organic loan and earning-asset growth, plus a large diversified production pipeline, points to sustainable net interest income expansion. Diverse lending verticals reduce concentration risk and help revenue durability across interest-rate cycles over the medium term.
Stable Credit Metrics & Reserve CoverageLow, stable net charge-offs with a conservative reserve posture and nearly nine years of coverage at current loss rates provide downside protection to earnings. This bolsters credit resiliency and reduces tail risk to capital during cyclical stress over coming quarters.
Bears Say
Rising LeverageA material increase in leverage compresses risk-adjusted flexibility, raising sensitivity to funding stress and reducing cushion for loan losses or litigation hits. Elevated debt can increase funding costs and constrain strategic options like M&A or larger buybacks over the next few quarters.
Significant Litigation ExposureA large accrual and an adverse jury award create meaningful potential cash outflows and earnings volatility. Even if appealed, the legal overhang can pressure capital, limit discretionary returns, and force higher provisions or conservatism in capital planning for several quarters.
Margin & Funding Mix PressureRising deposit costs and greater reliance on brokered funding weaken net interest margin durability. Even small quarterly NIM erosion reduces long-term earnings power, especially if deposit competition persists, pressuring ROA/ROTE until funding mix or pricing normalizes.
Ameris Bancorp News
AXU FAQ
What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was €58.50 and its highest was €82.50 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is €4.92B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 55 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Jul 23, 2026. The company reported €1.385 earnings per share for the quarter, missing the consensus estimate of €1.437 by -€0.052.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp does not currently pay dividends.
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.46.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 67,107,240 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of €1.385 in its last earnings report, missing expectations of €1.437. Following the earnings report the stock price went down -0.662%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Currently, no hedge funds are holding shares in DE:AXU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ameris Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€80.21 (7.67% Upside)
€80.21 (7.67% Upside)
Blogger Sentiment
Neutral
DE:AXU Sentiment 75%
Sector Average 55%
Sector Average 55%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
62.08%
12-Months-Change
Fundamentals
Return on Equity
0.94%
Trailing 12-Months
Asset Growth
6.78%
Trailing 12-Months
Company Description
Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
AXU Company Deck
AXU Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call was positive: Ameris reported strong core profitability, robust organic earning-asset and loan growth, solid capital levels, improving efficiency and stable credit metrics. The primary negatives were a sizeable $82.5 million litigation accrual that materially reduced reported earnings, some pressure on mortgage-related non-interest income, and potential near-term margin compression as deposit costs rise and brokered funding was used tactically. Management emphasizes disciplined, profitable growth and remains opportunistic on buybacks while maintaining strong capital and reserve coverage.View all DE:AXU earnings summariesAXU Stock 12 Month Forecast
Average Price Target
€80.21
▲(7.67% Upside)
Technical Analysis
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