Education
About Us
Working with TipRanks
Follow Us
Ameris Bancorp (DE:AXU)
FRANKFURT:AXU
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.28Last Year’s EPS
1.18Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected a strong financial performance with significant growth in key metrics such as revenue, deposits, and tangible book value. The company is well-positioned for future growth opportunities despite potential challenges in margin compression and competition. The overall sentiment is optimistic with a solid focus on capitalizing on market disruption and maintaining strong financial health.Company Guidance
Strong Financial Performance and Metrics
Third quarter results beat expectations with above peer performance in return on assets (1.56%), PPNR ROA (2.35%), return on tangible common equity (14.6%), net interest margin (3.80%), and efficiency ratio (49.19%).
Significant Deposit and Tangible Book Value Growth
Core deposit growth at 5% annualized and tangible book value per share growth over 15% annualized, resulting in $42.90 per share.
Revenue Growth and Operating Leverage
Achieved 18% annualized revenue growth coupled with a modest decline in expenses, leading to a positive operating leverage and an efficiency ratio below 50%.
Capital Position and Share Repurchase
Common equity Tier 1 increased to 13.2%, TCE to 11.3%, and $8.5 million of common stock repurchased. A new share repurchase plan of $200 million was approved.
Loan and Asset Quality
Loan growth at 4% annualized driven by a mix of C&I and CRE. Asset quality remained stable with low net charge-offs and NPAs.
DE:AXU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:AXU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 27, 2025 | €63.50 | €63.50 | 0.00% |
Jul 28, 2025 | €56.35 | €56.85 | +0.89% |
Apr 28, 2025 | €47.52 | €48.72 | +2.51% |
Jan 30, 2025 | €60.93 | €61.43 | +0.81% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Ameris Bancorp (DE:AXU) report earnings?
Ameris Bancorp (DE:AXU) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Ameris Bancorp (DE:AXU) earnings time?
Ameris Bancorp (DE:AXU) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Ameris Bancorp stock?
The P/E ratio of Ameris Bancorp is N/A.
What is DE:AXU EPS forecast?
DE:AXU EPS forecast for the fiscal quarter 2025 (Q4) is 1.28.