tiprankstipranks
Assicurazioni Generali (DE:ASG0)
FRANKFURT:ASG0

Assicurazioni Generali (ASG0) Price & Analysis

1 Followers

ASG0 Stock Chart & Stats

€21.60
-€0.20(-0.94%)
At close: 4:00 PM EDT
€21.60
-€0.20(-0.94%)

Bulls Say, Bears Say

Bulls Say
Strong Solvency / Capital BufferA 216% Solvency II ratio provides durable regulatory capital headroom, supports underwriting capacity, and enables voluntary capital returns and strategic investment even after buybacks. This buffer reduces forced asset sales in stress and underpins long-term confidence in capital deployment.
Consistent Cash GenerationSustained high operating cash flow across 2024–2025 underpins financial flexibility for claims, reinvestment, and capital returns. Robust cash generation supports solvency, funds growth initiatives, and cushions earnings volatility tied to underwriting or market cycles over the medium term.
Life VNB & Asset Management DiversificationMaterial VNB growth and record life inflows, together with Asset & Wealth Management's stronger contribution, increase fee and recurring earnings, diversify revenue sources away from pure underwriting, and improve margin stability through higher-margin savings and management fees over coming quarters.
Bears Say
Higher Leverage / Debt IncreaseA sharp rise in debt-to-equity reduces financial flexibility and raises refinancing and interest-rate exposure. Elevated leverage can constrain capacity for opportunistic M&A or buybacks and makes the balance sheet more sensitive to market or underwriting shocks over the medium term.
Elevated NatCat & Man‑Made LossesGreater catastrophe and man‑made losses materially widen underwriting volatility and pressure combined ratio. Persistent higher frequency or severity raises reinsurance costs and capital needs, making underwriting earnings and pricing adequacy a lasting earnings risk across P&C cycles.
Non‑operating Costs & Restructuring HeadwindsSignificant non‑operating and restructuring charges can depress reported earnings and cash flow availability in the near term and suggest ongoing integration or efficiency work. Persisting charges or higher amortization from recent M&A may weigh on medium‑term profitability metrics.

Assicurazioni Generali News

ASG0 FAQ

What was Assicurazioni Generali’s price range in the past 12 months?
Assicurazioni Generali lowest stock price was €15.50 and its highest was €22.40 in the past 12 months.
    What is Assicurazioni Generali’s market cap?
    Assicurazioni Generali’s market cap is €68.90B.
      When is Assicurazioni Generali’s upcoming earnings report date?
      Assicurazioni Generali’s upcoming earnings report date is Nov 12, 2026 which is in 60 days.
        How were Assicurazioni Generali’s earnings last quarter?
        Assicurazioni Generali released its earnings results on Aug 06, 2026. The company reported €0.836 earnings per share for the quarter, beating the consensus estimate of €0.416 by €0.42.
          Is Assicurazioni Generali overvalued?
          According to Wall Street analysts Assicurazioni Generali’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Assicurazioni Generali pay dividends?
            Assicurazioni Generali does not currently pay dividends.
            What is Assicurazioni Generali’s EPS estimate?
            Assicurazioni Generali’s EPS estimate is 0.41.
              How many shares outstanding does Assicurazioni Generali have?
              Assicurazioni Generali has 3,069,237,000 shares outstanding.
                What happened to Assicurazioni Generali’s price movement after its last earnings report?
                Assicurazioni Generali reported an EPS of €0.836 in its last earnings report, beating expectations of €0.416. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Assicurazioni Generali?
                  Currently, no hedge funds are holding shares in DE:ASG0
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Assicurazioni Generali Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    35.48%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    3.61%
                    Trailing 12-Months
                    Asset Growth
                    4.63%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Assicurazioni Generali

                    Assicurazioni Generali S.p.A. is a prominent financial services group that delivers a comprehensive array of insurance and investment solutions. The company's operations are distinctly categorized into four primary divisions: Non-Life, Life, Asset Management, and a Holding & Other Business segment. It offers a diverse portfolio of insurance products, including coverage for personal savings and protection, investment-oriented unit-linked plans, and policies addressing specific risks such as automotive (including third-party liability), accidents, health, and commercial or industrial ventures. Beyond insurance, Generali also manages investments, providing access to equity, fixed-income, and alternative funds, alongside services like investment guidance, asset administration, and financial strategy development. Established in 1831 and headquartered in Trieste, Italy, the company maintains a significant global presence, conducting operations across numerous European countries, the Americas, and Asia. It adopted its current name, Assicurazioni Generali S.p.A., in 1848, having previously been known as Assicurazioni Generali Austro-Italiche.

                    Assicurazioni Generali (ASG0) Earnings & Revenues

                    ASG0 Company Deck

                    ASG0 Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presents strong financial and operational performance across key metrics (revenue, operating result, adjusted net result, Life inflows and VNB), a very solid capital position (Solvency II 216%), high investment reinvestment yields and clear strategic growth initiatives (Redion, embedded insurance). Notable headwinds include elevated natural catastrophe and man‑made losses, modest combined‑ratio pressure, inflationary trends (especially in Germany non‑motor), some capital/SCR effects from growth and one‑off/seasonal volatility in China VNB. Management reiterated guidance, signalled confidence in overachieving EPS targets, and outlined disciplined capital deployment. Overall, positive results and strong strategic positioning outweigh the near‑term operational and market challenges.View all DE:ASG0 earnings summaries
                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Aegon
                    American International Group
                    Arch Capital Group
                    Hartford Insurance
                    Berkshire Hathaway B
                    Popular Stocks