Assicurazioni Generali stock analysis
Assicurazioni Generali (ASG0) Stock Price & Analysis
ASG0 Stock Chart & Stats
- Day’s Range
- EUR 22.20 - EUR 22.20
- 52-Week Range
- EUR 15.50 - EUR 23.00
- Previous Close
- EUR 22.00
- Volume
- N/A
- Average Volume (3M)
- 33
- Market Cap
- EUR 67.48B
- Enterprise Value
- EUR 124.97B
- Total Cash (Recent Filing)
- EUR 7.04B
- Total Debt (Recent Filing)
- EUR 41.47B
- Price to Earnings (P/E)
- 15.0
- Beta
- 0.47
- Next Earnings
- Nov 13, 2026 (Est.)
- EPS Estimate
- 0.34
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 3.64%
Bulls Say, Bears Say
Bulls Say
Strong Operating Growth
Broad-based growth across premiums, operating earnings, net income and adjusted EPS indicates improving operating momentum rather than reliance on a single metric. If sustained, this scale of expansion can strengthen internal capital generation and support continued investment across Generali’s insurance and asset-management franchises.
Very Strong Solvency Position
A 216% Solvency II ratio provides substantial capital headroom relative to regulatory requirements and remained robust after shareholder distributions and a regulatory treatment change. This supports resilience against claims or market stress while preserving flexibility for growth, investment and future capital deployment.
Life And Wealth-management Diversification
Strong Life inflows and new-business value, combined with rapid Asset & Wealth Management growth, broaden the earnings base beyond traditional P&C underwriting. Improved product mix and recurring management activity can support more durable growth and reduce dependence on any single insurance line or claims cycle.
Bears Say
Higher Financial Leverage
The sharp increase in debt relative to equity is a material deterioration in financial flexibility, even though Generali retains a large capital base. Higher leverage can constrain capital allocation and make the group more sensitive to weaker investment markets, claims deterioration or refinancing needs over the medium term.
Catastrophe And Underwriting Pressure
Elevated catastrophe and man-made losses are directly pressuring P&C profitability, while the higher combined ratio shows some deterioration in underwriting performance. Continued extreme-weather volatility and cited loss inflation could require further pricing actions and may make earnings less predictable across coming periods.
Ongoing Non-operating Cost Burden
Meaningful non-operating expenses, restructuring charges and increased amortization from recent M&A will reduce the conversion of operating progress into reported earnings. These costs also compete with investment and capital-allocation priorities, creating a continuing drag while management executes reforms and integrates acquisitions.
Assicurazioni Generali News
ASG0 FAQ
What was Assicurazioni Generali’s price range in the past 12 months?
What is Assicurazioni Generali’s market cap?
When is Assicurazioni Generali’s upcoming earnings report date?
How were Assicurazioni Generali’s earnings last quarter?
Is Assicurazioni Generali overvalued?
Does Assicurazioni Generali pay dividends?
What is Assicurazioni Generali’s EPS estimate?
How many shares outstanding does Assicurazioni Generali have?
What happened to Assicurazioni Generali’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Assicurazioni Generali?
What is the TipRanks Smart Score and how is it calculated?
Assicurazioni Generali Stock Smart Score
Company Description
Assicurazioni Generali
Assicurazioni Generali S.p.A. is a prominent financial services group that delivers a comprehensive array of insurance and investment solutions. The company's operations are distinctly categorized into four primary divisions: Non-Life, Life, Asset Management, and a Holding & Other Business segment. It offers a diverse portfolio of insurance products, including coverage for personal savings and protection, investment-oriented unit-linked plans, and policies addressing specific risks such as automotive (including third-party liability), accidents, health, and commercial or industrial ventures. Beyond insurance, Generali also manages investments, providing access to equity, fixed-income, and alternative funds, alongside services like investment guidance, asset administration, and financial strategy development. Established in 1831 and headquartered in Trieste, Italy, the company maintains a significant global presence, conducting operations across numerous European countries, the Americas, and Asia. It adopted its current name, Assicurazioni Generali S.p.A., in 1848, having previously been known as Assicurazioni Generali Austro-Italiche.
- Sector
- Financial
- Industry
- Insurance - Diversified
- CEO
- Philippe Roger Donnet
- Employees
- 88,249
- Website
- www.generali.com
- Address
- Piazza Duca degli Abruzzi, 2, Trieste, TS, 34132, IT
Assicurazioni Generali (ASG0) Earnings & Revenues
ASG0 Company Deck
ASG0 Earnings Call
Earnings Call SentimentPositive
The call presents strong financial and operational performance across key metrics (revenue, operating result, adjusted net result, Life inflows and VNB), a very solid capital position (Solvency II 216%), high investment reinvestment yields and clear strategic growth initiatives (Redion, embedded insurance). Notable headwinds include elevated natural catastrophe and man‑made losses, modest combined‑ratio pressure, inflationary trends (especially in Germany non‑motor), some capital/SCR effects from growth and one‑off/seasonal volatility in China VNB. Management reiterated guidance, signalled confidence in overachieving EPS targets, and outlined disciplined capital deployment. Overall, positive results and strong strategic positioning outweigh the near‑term operational and market challenges.
View all DE:ASG0 earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 16 | 1 | 4 |
| Technical Analysis | 4 | 1 | 4 |
| Moving Averages | 12 | 0 | 0 |












