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National Bankshares (DE:9F2)
FRANKFURT:9F2

National Bankshares (9F2) Price & Analysis

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9F2 Stock Chart & Stats

€23.40
€0.00(0.00%)
At close: 4:00 PM EST
€23.40
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Debt-free Balance SheetA zero-debt balance sheet materially lowers financial risk and enhances capital flexibility. This durable strength supports continued dividend payments, opportunistic buybacks, and the ability to deploy capital into lending or M&A without near-term refinancing pressure, improving long-term resilience.
Improved Cash GenerationConsistent free cash flow above net income and recent FCF growth indicate strong earnings quality and cash conversion. Over a multi-month horizon this supports capital returns, internal investment, and buffers credit losses, making operating performance more sustainable despite earlier volatility.
Strategic Growth & Operational UpgradesTargeted M&A, branch expansion in Roanoke/Lynchburg, and a core systems conversion that improved interchange economics strengthen market share and fee income. Operational efficiency under 60% and disciplined expense management should support durable margin improvement and scalable growth in priority Virginia markets.
Bears Say
Earnings VolatilitySignificant year-to-year swings in margins and returns complicate forecasting and capital planning. Persistent volatility reduces confidence in sustained profitability, making dividend and buyback sustainability more sensitive to credit cycles, deposit cost swings, and interest-rate dynamics over the medium term.
Regional Concentration & Small ScaleModest scale and concentration in core Virginia counties limit geographic diversification and increase exposure to regional economic trends. This structural constraint can magnify local downturns, constrain large-client wins, and put the bank at a competitive disadvantage versus larger regional peers over several months.
Lending Leadership TransitionChange in chief lending leadership creates execution risk for credit strategy and portfolio management. Given lending is central to revenue, a transition can affect underwriting consistency, relationship management, and growth execution, potentially impacting loan originations and credit quality during the 2–6 month adjustment period.

National Bankshares News

9F2 FAQ

What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was €21.80 and its highest was €33.00 in the past 12 months.
    What is National Bankshares’s market cap?
    National Bankshares’s market cap is €192.25M.
      When is National Bankshares’s upcoming earnings report date?
      National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 48 days.
        How were National Bankshares’s earnings last quarter?
        National Bankshares released its earnings results on Apr 14, 2026. The company reported €0.646 earnings per share for the quarter, the consensus estimate of €0.646 by €0.
          Is National Bankshares overvalued?
          According to Wall Street analysts National Bankshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does National Bankshares pay dividends?
            National Bankshares does not currently pay dividends.
            What is National Bankshares’s EPS estimate?
            National Bankshares’s EPS estimate is 0.69.
              How many shares outstanding does National Bankshares have?
              National Bankshares has 6,368,410 shares outstanding.
                What happened to National Bankshares’s price movement after its last earnings report?
                National Bankshares reported an EPS of €0.646 in its last earnings report, expectations of €0.646. Following the earnings report the stock price went down -0.631%.
                  Which hedge fund is a major shareholder of National Bankshares?
                  Currently, no hedge funds are holding shares in DE:9F2
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    National Bankshares Stock Smart Score

                    7
                    Neutral
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                    Company Description

                    National Bankshares

                    National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.

                    National Bankshares (9F2) Earnings & Revenues

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