Saga plc (DE:65J)
FRANKFURT:65J
65J Stock Chart & Stats
€3.10
-€0.04(-2.74%)
At close: 4:00 PM EST
€3.10
-€0.04(-2.74%)
Day’s Range― - ―
52-Week Range€1.73 - €7.38
Previous CloseN/A
Volume0.00
Average Volume (3M)607.00
Market Cap
€947.46M
Enterprise Value€1.23B
Total Cash (Recent Filing)€258.00M
Total Debt (Recent Filing)€651.40M
Price to Earnings (P/E)―
Beta0.64
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding146,290,480
10 Day Avg. Volume965
30 Day Avg. Volume607
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)10.62
Price to Sales (P/S)1.12
P/FCF Ratio7.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€6.93Price Target Upside123.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€7.88M
Bulls Say, Bears Say
Bulls Say
Improving Cash GenerationOperating and free cash flow turned meaningfully positive and consistent through 2025–26, providing durable capacity to service debt, fund maintenance capex for cruise assets, and support working capital. Strong cash conversion materially improves financial flexibility versus prior years of negative flows.
Top-line MomentumSustained revenue growth to ~£660m reflects recovering travel demand and stronger insurance distribution. Persistently higher top-line provides a broader base for margin recovery and cross-sell monetisation, supporting more predictable revenue streams over a multi-quarter horizon.
Niche, Cross-sell Business ModelFocused 50+ customer base and an integrated travel-plus-insurance model create structural advantages: higher customer lifetime value, targeted marketing efficiency, and recurring distribution income. These durable customer relationships support stable demand and repeatable cross-sell economics.
Bears Say
Very High LeverageA very leveraged capital structure with thin equity reduces resilience to shocks, raises refinancing and interest-rate sensitivity, and limits strategic optionality. Equity erosion from prior years increases the risk that cyclical earnings shortfalls could impair balance-sheet flexibility over coming quarters.
Volatile Profitability HistoryPrior multi-year losses followed by a small profit indicate earnings are still recovery-dependent and sensitive to travel cycles, claims experience and cost volatility. This uneven profitability hampers reserve rebuilding and consistent internal capital accumulation needed to sustainably reduce leverage.
Capital-intensive Cruise OperationsOwning and operating cruise ships creates a high fixed-cost and capex profile, leaving earnings exposed to occupancy, fuel, crewing and maintenance costs. In a leveraged set-up, these capital requirements make margins and free cash flow more sensitive to demand shocks over the medium term.
Saga plc News
65J FAQ
What was Saga plc’s price range in the past 12 months?
Saga plc lowest stock price was €1.73 and its highest was €7.38 in the past 12 months.
What is Saga plc’s market cap?
Saga plc’s market cap is €947.46M.
When is Saga plc’s upcoming earnings report date?
Saga plc’s upcoming earnings report date is Sep 30, 2026 which is in 107 days.
How were Saga plc’s earnings last quarter?
Saga plc released its earnings results on Apr 15, 2026. The company reported -€0.053 earnings per share for the quarter, missing the consensus estimate of N/A by -€0.053.
Is Saga plc overvalued?
According to Wall Street analysts Saga plc’s price is currently Undervalued.
Does Saga plc pay dividends?
Saga plc does not currently pay dividends.
What is Saga plc’s EPS estimate?
Saga plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Saga plc have?
Saga plc has 146,290,480 shares outstanding.
What happened to Saga plc’s price movement after its last earnings report?
Saga plc reported an EPS of -€0.053 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 12.308%.
Which hedge fund is a major shareholder of Saga plc?
Currently, no hedge funds are holding shares in DE:65J
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Saga plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€6.93 (123.48% Upside)
€6.93 (123.48% Upside)
Blogger Sentiment
Bullish
DE:65J Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
211.19%
12-Months-Change
Fundamentals
Return on Equity
-15.72%
Trailing 12-Months
Asset Growth
-19.69%
Trailing 12-Months
Company Description
Saga plc
Saga plc is a United Kingdom-based company that delivers a broad spectrum of services, encompassing general insurance, holiday packages, cruises, and various personal finance offerings. Operating through its Insurance, Travel, and Other Businesses and Central Costs segments, the company caters to diverse needs. Its extensive insurance portfolio includes coverage for vehicles (cars, motorhomes, boats, caravans), homes (building, content, renter, landlord), health, travel, pets, and personal accident, alongside breakdown cover and holiday home policies. Beyond insurance, Saga organizes and operates comprehensive package tours and sea voyages. In the realm of personal finance, it provides expert advice on equity release and care funding, offers savings accounts, credit cards, and wealth management solutions, in addition to share dealing and ISA services. The company's wider activities also involve mailing house services, administering retirement benefit schemes, publishing the "Saga Magazine," and performing automotive repairs. Founded in 1950 and headquartered in Folkestone, the company adopted the name Saga plc in May 2014, having previously been known as Saga Limited.
65J Stock 12 Month Forecast
Average Price Target
€6.93
▲(123.48% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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