4BQ Stock Chart & Stats
€0.48
<€0.01(1.73%)
At close: 4:00 PM EST
€0.48
<€0.01(1.73%)
Day’s Range― - ―
52-Week Range€0.40 - €0.56
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€3.89B
Enterprise Value€281.02K
Total Cash (Recent Filing)€34.91B
Total Debt (Recent Filing)€260.97B
Price to Earnings (P/E)6.5
Beta0.17
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.87
Shares Outstanding2,291,945,600
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.49
Price to Sales (P/S)0.77
P/FCF Ratio2.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.11
Revenue Forecast (FY)€1.75B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthConsistent top-line expansion from 2021–2025 with a TTM acceleration of +34.3% indicates durable demand for core lending and fee services. Sustained revenue momentum enhances scale, supports reinvestment in the franchise, and increases resilience to episodic shocks over the next several months.
Margin ExpansionMaterial improvement in net margins to ~20.4% TTM reflects better pricing, mix, or cost control, and supports structurally higher profitability. Higher margins increase the bank's buffer for credit losses and fund strategic initiatives, underpinning sustainable earnings over the medium term.
Earnings Quality / Cash ConversionFCF closely tracking net income, including ~0.98x in TTM, signals earnings are cash-backed and not driven by non-cash items. Reliable cash conversion supports dividend capacity, capital build-up and operational flexibility, strengthening financial durability despite periodic volatility.
Bears Say
Elevated LeverageA sharp step-up in leverage to ~6.2x debt/equity materially increases balance-sheet sensitivity. For a regional bank this reduces capital flexibility, magnifies losses if asset quality deteriorates, and raises funding risk if market conditions tighten over the coming months.
Cash-Flow VolatilityWide year-to-year swings in operating cash flow undermine predictability for provisioning, dividend policy and capital planning. Even with strong TTM cash, the inconsistency reduces confidence in steady free cash generation and complicates medium-term financial management.
Margin Pressure / Mix RiskObserved margin compression suggests emerging pressure on spreads or an adverse business mix. Persistent NIM or mix deterioration would erode the recent profitability gains and, combined with higher leverage, could meaningfully weaken earnings resilience in the next several quarters.
Bank of Qingdao Co., Ltd. Class H News
4BQ FAQ
What was Bank of Qingdao Co., Ltd. Class H’s price range in the past 12 months?
Bank of Qingdao Co., Ltd. Class H lowest stock price was €0.40 and its highest was €0.56 in the past 12 months.
What is Bank of Qingdao Co., Ltd. Class H’s market cap?
Bank of Qingdao Co., Ltd. Class H’s market cap is €3.89B.
When is Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date?
Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date is Aug 28, 2026 which is in 24 days.
How were Bank of Qingdao Co., Ltd. Class H’s earnings last quarter?
Bank of Qingdao Co., Ltd. Class H released its earnings results on Apr 28, 2026. The company reported €0.034 earnings per share for the quarter, beating the consensus estimate of N/A by €0.034.
Is Bank of Qingdao Co., Ltd. Class H overvalued?
According to Wall Street analysts Bank of Qingdao Co., Ltd. Class H’s price is currently Overvalued.
Does Bank of Qingdao Co., Ltd. Class H pay dividends?
Bank of Qingdao Co., Ltd. Class H does not currently pay dividends.
What is Bank of Qingdao Co., Ltd. Class H’s EPS estimate?
Bank of Qingdao Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of Qingdao Co., Ltd. Class H have?
Bank of Qingdao Co., Ltd. Class H has 2,291,945,600 shares outstanding.
What happened to Bank of Qingdao Co., Ltd. Class H’s price movement after its last earnings report?
Bank of Qingdao Co., Ltd. Class H reported an EPS of €0.034 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.02%.
Which hedge fund is a major shareholder of Bank of Qingdao Co., Ltd. Class H?
Currently, no hedge funds are holding shares in DE:4BQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Qingdao Co., Ltd. Class H Stock Smart Score
Neutral
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Fundamentals
Return on Equity
4.17%
Trailing 12-Months
Asset Growth
15.12%
Trailing 12-Months
Company Description
Bank of Qingdao Co., Ltd. Class H
Bank of Qingdao Co., Ltd. provides personal and corporate banking, and financial market services in the People’s Republic of China. It operates through Corporate Banking, Retail Banking, and Financial Market Business segments. The company offers deposit and savings products; personal loans, corporate loans, Youth Easy loans; professional card services, investment and wealth management, and credit card lines; foreign exchange deposit and withdrawal services; foreign exchange settlement and sale, and foreign exchange outward and inward remittance; and agency services. It also provides bill services and asset management solutions for enterprises, including bill acceptance, e-Bill subsidy, commercial bill, bill pool, and supply chain bill; trade financing, supply chain finance, and cash management; non-financial corporate debt financing instruments, credit financing plans, and direct financing instruments; and undertaking, underwriting, and duration management services. In addition, the company offers self-service devices, ATMs, and cash deposit and withdrawal machines; letters of credit services and guarantees; safe deposit box services; bond settlement agency services; and commercial central treasury cash management. Further, it is involved in the issuance of financial bonds; underwriting of government bonds and financial bonds; buying and selling government bonds, financial bonds, and corporate bonds; interbank lending and interbank deposit business; insurance business; sale of precious metals; and general derivatives trading business. The company was formerly known as Qingdao City Commercial Bank Co., Ltd. and changed its name to Bank of Qingdao Co., Ltd. in 2008. Bank of Qingdao Co., Ltd. was founded in 1996 and is headquartered in Qingdao, the People’s Republic of China.
Technical Analysis
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Bank of Chongqing Co., Ltd. Class H
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