CAIXABANK S.A. (DE:48CA)
XETRA:48CA
48CA Stock Chart & Stats
€10.82
€0.02(0.41%)
At close: 4:00 PM EST
€10.82
€0.02(0.41%)
Day’s Range― - ―
52-Week Range€7.20 - €12.29
Previous CloseN/A
Volume0.00
Average Volume (3M)2.28K
Market Cap
€84.29B
Enterprise Value€96.78B
Total Cash (Recent Filing)€49.19B
Total Debt (Recent Filing)€51.17B
Price to Earnings (P/E)14.3
Beta0.89
Next Earnings
Jul 29, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.86
Shares Outstanding6,975,930,000
10 Day Avg. Volume2,644
30 Day Avg. Volume2,282
Financial Highlights & Ratios
PEG Ratio2.37
Price to Book (P/B)1.91
Price to Sales (P/S)2.82
P/FCF Ratio1.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€12.18Price Target Upside12.60% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.9
Revenue Forecast (FY)€17.22B
Bulls Say, Bears Say
Bulls Say
Income Statement Quality & ProfitabilityCaixaBank has delivered multi-year revenue expansion with consistently healthy net profit margins (~20%+). Sustained profitability and strong income-statement quality support internal capital generation, dividend capacity and reinvestment, strengthening long-term earnings durability.
Improved Leverage And Capital PositionMeaningful leverage reduction in 2025 and rising equity materially improve solvency and regulatory headroom. A lower debt-to-equity enhances resilience to credit shocks, expands lending capacity, and provides structural flexibility for capital allocation over the medium term.
Diversified Revenue Mix (NII Plus Fees)A mix of net interest income and recurring fee streams (payments, wealth management, insurance distribution) reduces reliance on a single revenue source. This diversification helps stabilize margins across rate cycles and supports more predictable long-term fee generation.
Bears Say
Volatile Cash Flow GenerationHistoric swings in operating and free cash flow undermine predictability for dividends, buybacks and loan loss absorption. Periodic deep negative cash flow episodes increase the chance management must conserve capital or seek external funding during stress, weakening strategic optionality.
High Absolute Debt And Historical Leverage SwingsDespite recent improvement, a large absolute debt burden and past leverage volatility raise sensitivity to funding and credit cycles. In adverse conditions, elevated indebtedness could pressure capital ratios and force earnings retention or asset disposal, limiting growth flexibility.
Interest-rate And Competitive Margin RiskCore earnings rely on net interest margin, which is exposed to sustained deposit competition or adverse rate shifts. Persistent margin compression would materially reduce net interest income, constraining loan growth, fee reinvestment and long-term profitability unless offset by cost or product mix changes.
CAIXABANK News
48CA FAQ
What was CAIXABANK S.A.’s price range in the past 12 months?
CAIXABANK S.A. lowest stock price was €7.20 and its highest was €12.29 in the past 12 months.
What is CAIXABANK S.A.’s market cap?
CAIXABANK S.A.’s market cap is €84.29B.
When is CAIXABANK S.A.’s upcoming earnings report date?
CAIXABANK S.A.’s upcoming earnings report date is Jul 29, 2026 which is in 41 days.
How were CAIXABANK S.A.’s earnings last quarter?
CAIXABANK S.A. released its earnings results on Apr 30, 2026. The company reported €0.217 earnings per share for the quarter, beating the consensus estimate of €0.202 by €0.015.
Is CAIXABANK S.A. overvalued?
According to Wall Street analysts CAIXABANK S.A.’s price is currently Undervalued.
Does CAIXABANK S.A. pay dividends?
CAIXABANK S.A. does not currently pay dividends.
What is CAIXABANK S.A.’s EPS estimate?
CAIXABANK S.A.’s EPS estimate is 0.21.
How many shares outstanding does CAIXABANK S.A. have?
CAIXABANK S.A. has 6,975,930,000 shares outstanding.
What happened to CAIXABANK S.A.’s price movement after its last earnings report?
CAIXABANK S.A. reported an EPS of €0.217 in its last earnings report, beating expectations of €0.202. Following the earnings report the stock price went up 0.986%.
Which hedge fund is a major shareholder of CAIXABANK S.A.?
Currently, no hedge funds are holding shares in DE:48CA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CAIXABANK Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€12.18 (12.60% Upside)
€12.18 (12.60% Upside)
Insider Transactions
Sold Shares
Worth €781.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
68.33%
12-Months-Change
Fundamentals
Return on Equity
15.83%
Trailing 12-Months
Asset Growth
5.26%
Trailing 12-Months
Company Description
CAIXABANK S.A.
CaixaBank, S.A. is a prominent financial institution that offers a comprehensive suite of banking products and financial solutions, serving clients both within Spain and internationally. Its operations are structured across three key divisions: Banking and Insurance, Equity Investments, and BPI. The firm delivers solutions encompassing security, asset protection, international expansion support, and various funding options. Its offerings span traditional and independent financial advisory, brokerage, asset and liquidity management, as well as specialized services in capital markets, cash flow management, project and asset financing, and mergers and acquisitions (M&A). CaixaBank also caters to public and private sector institutions, underwrites both life and non-life insurance policies, and provides private banking services. Additionally, the company has interests in the real estate sector. As of September 30, 2021, CaixaBank maintained a substantial network, boasting 5,415 branches and 13,678 ATMs throughout Spain, complemented by 316 branches and 1,440 ATMs in Portugal. Founded in 1904, CaixaBank, S.A. maintains its headquarters in Valencia, Spain.
48CA Stock 12 Month Forecast
Average Price Target
€12.18
▲(12.60% Upside)
Technical Analysis
Options Prices
Currently, No data available
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