NIB Holdings Ltd (DE:3GU)
FRANKFURT:3GU
3GU Stock Chart & Stats
€3.94
€0.00(0.00%)
At close: 4:00 PM EST
€3.94
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.38 - €4.48
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€1.93B
Enterprise Value€3.39B
Total Cash (Recent Filing)€172.80M
Total Debt (Recent Filing)€303.30M
Price to Earnings (P/E)15.6
Beta0.47
Next Earnings
Aug 24, 2026EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.41
Shares Outstanding488,912,780
10 Day Avg. Volume11
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€4.47Price Target Upside13.41% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.26
Revenue Forecast (FY)€2.29B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA 51.5% revenue gain signals meaningful expansion of premium volumes or portfolio mix, reflecting durable member growth or higher pricing. Sustained top-line momentum strengthens underwriting scale, funding investments in distribution and member services over the next 2–6 months.
Prudent Leverage And Strong ROELow debt-to-equity (0.28) provides financial flexibility to withstand claims volatility and fund strategic initiatives. A near-18% ROE indicates efficient capital use, supporting dividends and reinvestment while limiting refinancing risk over a medium-term horizon.
High Gross And Healthy Operating MarginsStrong gross and operating margins point to effective cost management and underwriting discipline. Robust operating profitability creates a buffer against claim inflation and funds technology or member services investments that sustain competitive position over several quarters.
Bears Say
Free Cash Flow DeclineA 30.3% decline in free cash flow growth may constrain capital allocation flexibility for dividends, M&A or systems investment. Even with decent cash conversion ratios, weaker FCF trends can pressure balance sheet resilience if claims or working capital needs rise over the coming months.
Relatively Modest Net Profit MarginA net margin of 5.6% limits the company's capacity to absorb cost shocks or accelerate strategic spending without eroding returns. Despite healthy operating margins, modest bottom-line conversion highlights vulnerability to non-operating costs or claim spikes over the medium term.
Underwriting Exposure To Claim TrendsNIB’s core earnings hinge on underwriting outcomes and pricing power. Adverse claim frequency, higher provider rates, or regulatory rate constraints could materially compress margins. This structural exposure makes earnings sensitive to sector cost pressures over 2–6 months.
NIB Holdings Ltd News
3GU FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest stock price was €3.38 and its highest was €4.48 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is €1.93B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 24, 2026 which is in 80 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported €0.105 earnings per share for the quarter, missing the consensus estimate of €0.128 by -€0.023.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd does not currently pay dividends.
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.12.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 488,912,780 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of €0.105 in its last earnings report, missing expectations of €0.128. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in DE:3GU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€4.47 (13.41% Upside)
€4.47 (13.41% Upside)
Insider Transactions
Bought Shares
Worth €20.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
3GU Stock 12 Month Forecast
Average Price Target
€4.47
▲(13.41% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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