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NobleOak Life Ltd (AU:NOL)
ASX:NOL
Australian Market
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NobleOak Life Ltd (NOL) Price & Analysis

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NOL Stock Chart & Stats

AU$1.30
>-AU$0.01(-0.33%)
At close: 4:00 PM EST
AU$1.30
>-AU$0.01(-0.33%)

Bulls Say, Bears Say

Bulls Say
Strong Free Cash Flow GenerationSustained positive operating and free cash flow in 2025 shows the business can internally fund claims, operating costs and reinvestment. Strong FCF growth enhances capital allocation flexibility, reduces reliance on external funding and supports long-term stability of underwriting operations.
Conservative Balance Sheet, Very Low LeverageExtremely low debt levels provide resilience to underwriting volatility and regulatory capital needs. A sizable equity base and minimal leverage preserve financial flexibility for claims volatility, product development or distribution investments without jeopardising solvency over the medium term.
Recurring Premium Model And Diversified DistributionA premium-based business with both direct and partner distribution creates recurring revenue and diversified customer acquisition channels. This structural mix supports persistency and long-term revenue capture, and partner networks can scale new business without proportionate fixed-cost increases.
Bears Say
High Revenue VolatilityPronounced swings in revenue reduce predictability of underwriting results and complicate pricing, reserve setting and capital planning. Persistent revenue volatility can strain long-term product profitability and makes multi-period forecasting and strategic investment planning more uncertain.
Uneven Profitability And MarginsFluctuating margins and inconsistent profitability undermine return generation and capital efficiency. When underwriting margins swing materially, the firm faces tougher choices on pricing, reinsurance and distribution economics, which can erode long-term ROE and investor confidence if not stabilized.
Historical Cash Flow VariabilityPrior years of negative operating and free cash flow indicate cash conversion can be cyclical. Such variability raises the risk that future underwriting losses or reserve build-ups could force capital raises or constrain dividends and growth, limiting strategic optionality in down cycles.

NobleOak Life Ltd News

NOL FAQ

What was NobleOak Life Ltd’s price range in the past 12 months?
NobleOak Life Ltd lowest share price was AU$1.15 and its highest was AU$1.66 in the past 12 months.
    What is NobleOak Life Ltd’s market cap?
    NobleOak Life Ltd’s market cap is AU$117.22M.
      When is NobleOak Life Ltd’s upcoming earnings report date?
      NobleOak Life Ltd’s upcoming earnings report date is Aug 28, 2026 which is in 85 days.
        How were NobleOak Life Ltd’s earnings last quarter?
        NobleOak Life Ltd released its earnings results on Feb 26, 2026. The company reported AU$0.101 earnings per share for the quarter, the consensus estimate of AU$0.101 by AU$0.
          Is NobleOak Life Ltd overvalued?
          According to Wall Street analysts NobleOak Life Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does NobleOak Life Ltd pay dividends?
            NobleOak Life Ltd does not currently pay dividends.
            What is NobleOak Life Ltd’s EPS estimate?
            NobleOak Life Ltd’s EPS estimate is 0.11.
              How many shares outstanding does NobleOak Life Ltd have?
              NobleOak Life Ltd has 93,028,660 shares outstanding.
                What happened to NobleOak Life Ltd’s price movement after its last earnings report?
                NobleOak Life Ltd reported an EPS of AU$0.101 in its last earnings report, expectations of AU$0.101. Following the earnings report the stock price went up 1.515%.
                  Which hedge fund is a major shareholder of NobleOak Life Ltd?
                  Currently, no hedge funds are holding shares in AU:NOL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    NobleOak Life Ltd

                    NobleOak Life Limited manufactures and distributes life insurance products in Australia. The company offers term death, total and permanent disability, trauma, and income protection and business expenses insurance products. It sells its products through direct-to-market and alliance partners, as well as strategic partner channels. The company was founded in 1861 and is headquartered in Sydney, Australia.

                    NobleOak Life Ltd (NOL) Earnings & Revenues

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