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NobleOak Life Ltd (AU:NOL)
ASX:NOL
Australian Market
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NobleOak Life Ltd (NOL) Price & Analysis

7 Followers

NOL Stock Chart & Stats

AU$1.30
>-AU$0.01(-0.33%)
At close: 4:00 PM EST
AU$1.30
>-AU$0.01(-0.33%)

Bulls Say, Bears Say

Bulls Say
Low Leverage / Strong EquityA conservative balance sheet with very low debt and A$88.9M equity provides durable financial flexibility for underwriting volatility, regulatory capital needs and opportunistic investments. Low leverage reduces solvency and refinancing risk, supporting stable operations over months.
Strong Recent Cash GenerationRobust operating and free cash flow with 51.9% FCF growth and FCF roughly tracking net income gives the company internal funding for claims, technology, and customer acquisition. Strong cash conversion supports sustainable operations and lowers reliance on external financing.
Direct-to-consumer DistributionA direct online and telephone distribution model creates a structural cost advantage vs. heavy intermediated channels. Scalable digital sales and servicing reduce commissions, improve unit economics and allow quicker product tweaks, supporting margin sustainability over the medium term.
Bears Say
Highly Volatile RevenueLarge and unpredictable swings in premium revenue undermine forecasting, pricing and reserving accuracy. A 52.8% YoY revenue decline reduces earnings visibility, complicates capital allocation and makes multi-quarter planning for underwriting and growth outcomes more uncertain.
Uneven Profitability / Falling ROEDeclining and inconsistent returns on equity reflect margin pressure and underwriting variability. Persistent ROE deterioration can limit retained earnings for growth, weaken investor confidence and signal structural issues in pricing, claims experience or expense control.
Very Small Employee Base / Scale RiskAn extremely small headcount implies concentrated operational risk, limited internal capacity for scaling, product development or regulatory compliance. Reliance on third parties or automation increases execution and vendor risks, constraining durable growth and resilience.

NobleOak Life Ltd News

NOL FAQ

What was NobleOak Life Ltd’s price range in the past 12 months?
NobleOak Life Ltd lowest share price was AU$1.14 and its highest was AU$1.61 in the past 12 months.
    What is NobleOak Life Ltd’s market cap?
    NobleOak Life Ltd’s market cap is AU$110.70M.
      When is NobleOak Life Ltd’s upcoming earnings report date?
      NobleOak Life Ltd’s upcoming earnings report date is Aug 28, 2026 which is in 37 days.
        How were NobleOak Life Ltd’s earnings last quarter?
        NobleOak Life Ltd released its earnings results on Feb 26, 2026. The company reported AU$0.101 earnings per share for the quarter, the consensus estimate of AU$0.101 by AU$0.
          Is NobleOak Life Ltd overvalued?
          According to Wall Street analysts NobleOak Life Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does NobleOak Life Ltd pay dividends?
            NobleOak Life Ltd does not currently pay dividends.
            What is NobleOak Life Ltd’s EPS estimate?
            NobleOak Life Ltd’s EPS estimate is 0.11.
              How many shares outstanding does NobleOak Life Ltd have?
              NobleOak Life Ltd has 93,028,660 shares outstanding.
                What happened to NobleOak Life Ltd’s price movement after its last earnings report?
                NobleOak Life Ltd reported an EPS of AU$0.101 in its last earnings report, expectations of AU$0.101. Following the earnings report the stock price went up 1.515%.
                  Which hedge fund is a major shareholder of NobleOak Life Ltd?
                  Currently, no hedge funds are holding shares in AU:NOL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    NobleOak Life Ltd

                    NobleOak Life Limited engages in underwriting life insurance products in Australia. It offers life, income protection, total and permanent disability, death, trauma, business expenses, and self-managed super fund insurance plans. The company sells its insurance products through direct-to-market and strategic partner channels. The company was formerly known as United Ancient Order of Druids Friendly Society of NSW and changed its name to NobleOak Life Limited in 2011. NobleOak Life Limited was founded in 1861 and is headquartered in Sydney, Australia.

                    NobleOak Life Ltd (NOL) Earnings & Revenues

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