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IAG Stock Chart & Stats
AU$7.47
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$7.47
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.17
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
AU$19.69B
Enterprise ValueAU$23.93K
Total Cash (Recent Filing)AU$571.00M
Total Debt (Recent Filing)AU$3.64B
Price to Earnings (P/E)18.2
Beta0.09
Next Earnings
Aug 13, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.61%
Share Statistics
EPS (TTM)0.46
Shares Outstanding2,337,953,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.53Price Target Upside14.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.48
Revenue Forecast (FY)AU$19.19B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow And Capital GenerationIAG's 31.26% free cash flow growth and ability to fund the RACQ purchase organically, plus a $200m buyback, indicate durable cash-generation and capital discipline. That persistent cash conversion supports dividends, buybacks, acquisitive optionality and a buffer against underwriting volatility.
Improving Underwriting Profitability And Margin ProfileA sustained underlying insurance profit of $804m (15.1% margin) and maintained guidance show meaningful underwriting improvement from pricing, claims and expense initiatives. Durable margin progress underpins through‑the‑cycle ROE targets and provides structural support for earnings resilience.
Scale, Diversification And Reinsurance ProtectionsIAG's diversified AU/NZ portfolio, a strengthened reinsurance program (35% quota share) and at least $50m of RACQ synergies deliver structural benefits: lower per‑event volatility, cross‑sell/scale economics and concrete integration savings that enhance long‑term earnings stability.
Bears Say
Catastrophe Exposure And Weather-related LossesMaterial weather and catastrophe losses (RACQ >$800m gross, ~$224m net) show persistent exposure to climate and perils that can produce sizeable earnings and capital volatility. Even with reinsurance, repeated large perils can erode underwriting margins and strain capital over multiple periods.
Recent Revenue Decline And Inconsistent ROEA 12.27% revenue decline in the latest year and prior inconsistent ROE point to structural top‑line and profitability variability. Lower scale can pressure expense absorption and margin sustainability, making it harder to reliably deliver targeted returns without sustained premium growth or structural cost cuts.
Rising Reinsurance Costs And Integration DragAn 8% rise in non‑quota reinsurance costs to $676m (including $60m tied to RACQ) plus integration-related one-offs can compress net underwriting margins. Higher reinsurance expense and transitional integration costs may persist into subsequent periods, limiting near-term margin recovery despite other improvements.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.17 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$19.69B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 13, 2026 which is in 22 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.12 which represents an annual dividend yield of 3.61%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,337,953,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$8.53 (14.12% Upside)
AU$8.53 (14.12% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
3.61%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited (IAG), headquartered in Sydney, Australia, is a prominent provider of general insurance underwriting and investment management services across Australia and New Zealand. The company offers a comprehensive array of personal and commercial insurance policies. Its personal lines encompass coverage for home and contents, various motor vehicles (including comprehensive, classic, veteran, vintage, boat, and caravan policies), travel, life, and income protection. For commercial clients, IAG delivers solutions such as commercial property, motor fleet, diverse liability coverage (public, product, professional indemnity, and directors and officers), construction, engineering, workers' compensation, and policies tailored for rural and horticultural sectors (including farm, crop, and livestock). Additionally, it provides consumer credit and extended warranty insurance, alongside reinsurance services. IAG distributes its products through a wide network of channels, including company-owned branches and agencies, call centers, digital platforms, independent brokers, authorized representatives, financial institutions, and other third-party partnerships. These services are marketed under a robust portfolio of brands, notably NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance. Established in 1920, the company was initially known as NRMA Insurance Group Limited before adopting its current name, Insurance Australia Group Limited, in 2002.
IAG Stock 12 Month Forecast
Average Price Target
AU$8.53
▲(14.12% Upside)
Technical Analysis
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