2THA Stock Chart & Stats
€62.50
-€1.00(-1.41%)
At close: 4:00 PM EDT
€62.50
-€1.00(-1.41%)
Day’s Range― - ―
52-Week Range€39.60 - €93.00
Previous CloseN/A
Volume0.00
Average Volume (3M)3.00
Market Cap
€1.33B
Enterprise Value€1.93B
Total Cash (Recent Filing)€342.16M
Total Debt (Recent Filing)€113.30M
Price to Earnings (P/E)42.3
Beta0.43
Next Earnings
Oct 21, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.48
Shares Outstanding23,894,537
10 Day Avg. Volume0
30 Day Avg. Volume3
Financial Highlights & Ratios
PEG Ratio0.94
Price to Book (P/B)1.57
Price to Sales (P/S)2.87
P/FCF Ratio29.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€75.68Price Target Upside21.09% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.75
Revenue Forecast (FY)€422.67M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageConservative leverage gives Triumph Financial meaningful financial flexibility across its banking and transportation businesses. The improved debt-to-equity position can support continued lending, technology investment, and resilience through changes in credit conditions without relying heavily on additional borrowing.
Strong Cash GenerationStrong operating and free cash flow indicate that the company is converting its business activity into internally generated funding. This supports reinvestment in payments and factoring, strengthens capital flexibility, and provides a buffer against earnings volatility, despite an uneven historical cash-flow record.
Scalable Freight PaymentsRapid LoadPay growth and broad broker integration indicate increasing adoption of Triumph's freight-payment infrastructure. A path to breakeven could allow the platform to become a more durable contributor to earnings, while integration breadth may support distribution across the transportation ecosystem.
Bears Say
Revenue And Profit NormalizationThe decline in trailing revenue and profitability well below prior-cycle peaks show that Triumph's earnings power has not yet demonstrated steady compounding. This normalization may constrain internal growth funding and leave results sensitive to banking-cycle conditions over the coming quarters.
Exposure To Invoice PricingPart of recent performance depends on higher transportation invoice values linked to market conditions rather than only underlying volume or organic expansion. A reversal in spot pricing, fuel effects, or other cited drivers could reduce factoring economics and make near-term earnings less predictable.
Intelligence Scaling And Expense PressureThe flat Intelligence revenue trend and slower-than-expected scaling indicate that not every technology-led offering is converting investment into growth. At the same time, higher future expenses could pressure margins unless product retention, market fit, and recurring revenue improve sufficiently.
Triumph Financial News
2THA FAQ
What was Triumph Financial’s price range in the past 12 months?
Triumph Financial lowest stock price was €39.60 and its highest was €93.00 in the past 12 months.
What is Triumph Financial’s market cap?
Triumph Financial’s market cap is €1.33B.
When is Triumph Financial’s upcoming earnings report date?
Triumph Financial’s upcoming earnings report date is Oct 21, 2026 which is in 9 days.
How were Triumph Financial’s earnings last quarter?
Triumph Financial released its earnings results on Jul 21, 2026. The company reported €0.392 earnings per share for the quarter, beating the consensus estimate of €0.391 by €0.002.
Is Triumph Financial overvalued?
According to Wall Street analysts Triumph Financial’s price is currently Undervalued.
Does Triumph Financial pay dividends?
Triumph Financial does not currently pay dividends.
What is Triumph Financial’s EPS estimate?
Triumph Financial’s EPS estimate is 0.53.
How many shares outstanding does Triumph Financial have?
Triumph Financial has 23,894,537 shares outstanding.
What happened to Triumph Financial’s price movement after its last earnings report?
Triumph Financial reported an EPS of €0.392 in its last earnings report, beating expectations of €0.391. Following the earnings report the stock price went up 5.882%.
Which hedge fund is a major shareholder of Triumph Financial?
Currently, no hedge funds are holding shares in DE:2THA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Triumph Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€75.68 (21.09% Upside)
€75.68 (21.09% Upside)
Blogger Sentiment
Neutral
DE:2THA Sentiment 50%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €455.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
29.16%
12-Months-Change
Fundamentals
Return on Equity
4.09%
Trailing 12-Months
Asset Growth
13.99%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Triumph Financial
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
2THA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Management presented a strong operational quarter with several clear wins: higher invoice pricing, robust transportation revenue momentum (organic mid‑teens with potential to approach ~30% total growth), high factoring margins (~40%), and rapid LoadPay growth (49% Q/Q) with a 2027 breakeven target. They also outlined planned efficiency targets and investments to drive longer‑term margin expansion. Key risks highlighted include slower‑than‑expected scaling of the Intelligence business, expense/incentive accrual noise, and dependence on market-driven invoice pricing that could revert. On balance, the call emphasized durable operational improvements and upward momentum, while acknowledging areas that need continued execution.View all DE:2THA earnings summaries2THA Stock 12 Month Forecast
Average Price Target
€75.68
▲(21.09% Upside)
Technical Analysis
Pathward Financial
―
Newtek Business
―
Customers Bancorp
―
Bancorp
―
Live Oak Bancshares
―










