29U Stock Chart & Stats
€1.20
-€0.02(-2.01%)
At close: 4:00 PM EST
€1.20
-€0.02(-2.01%)
Day’s Range― - ―
52-Week Range€0.94 - €1.58
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€147.35M
Enterprise Value€114.84M
Total Cash (Recent Filing)€12.36M
Total Debt (Recent Filing)€3.00K
Price to Earnings (P/E)11.8
Beta0.48
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€792.63K
Bulls Say, Bears Say
Bulls Say
De-risked Balance SheetNear-zero debt and materially higher equity provide durable financial flexibility: lower interest burden, greater resilience to shocks, and capacity to fund growth or acquisitions without leverage. Improved ROE (~23.5% 2025) shows capital is being deployed more profitably, supporting long-term stability.
Revenue Scale And Margin ExpansionRapid top-line expansion with concurrent margin improvement indicates durable scale economics: growing revenue has translated into higher gross and net margins, suggesting stronger unit economics, better pricing or mix, and capacity to reinvest incremental profits into product, distribution, or servicing advantages over the medium term.
Positive Cash GenerationSustained positive operating cash flow and a positive free cash flow year reflect improving cash conversion, which supports self-funding for capex, working capital and potential shareholder returns. Reliable cash generation reduces reliance on external financing and strengthens long-term operational independence.
Bears Say
Free Cash Flow VolatilityA sharp FCF decline despite rising reported earnings signals potential working-capital or cash-quality issues. If cash conversion remains volatile, management may face constraints funding growth or absorbing shocks without external financing, making long-term investment plans and dividend policies less predictable.
Historical Earnings VolatilityA recent profitability inflection follows several years of losses and rapid balance-sheet shifts, indicating execution and operational risk. Such historical volatility raises the chance that profits are cyclical or fragile, requiring sustained performance to prove the turnaround is durable rather than transient.
Margin Sustainability RiskInconsistent margin history — high gross margins in some years but deep operating losses in others — suggests underlying cost or revenue-mix sensitivity. If margins depend on short-lived drivers or favourable conditions, future margin compression could occur when scaling costs, competitive pressure, or credit costs increase.
TruFin News
29U FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest stock price was €0.94 and its highest was €1.58 in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is €147.35M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 77 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported €0.07 earnings per share for the quarter, beating the consensus estimate of N/A by €0.07.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of €0.07 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 7.143%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in DE:29U
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
Time Finance plc
―
International Personal Finance
―
Vanquis Banking Group
―
S&U plc
―
Funding Circle Holdings
―