46P1 Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Solid ProfitabilityThe latest margins show Paragon converts lending activity into meaningful operating and net earnings, providing an established profitability base. Although margins are below earlier periods, the remaining profitability can support capital generation and ongoing investment over the next several quarters.
Earnings QualityFree cash flow tracking net income at roughly 1.0x across the periods indicates reported earnings have been accompanied by cash generation rather than depending solely on accounting accruals. That supports earnings quality and provides greater capacity to fund operations through normal business variation.
Specialist Banking ModelParagon combines specialist mortgage and selected commercial lending with customer-funded online savings and servicing income. This creates multiple banking revenue and funding channels within its niche focus, supporting repeatable net interest and fee income as loans are originated and administered.
Bears Say
Higher LeverageThe sharp increase in debt-to-equity indicates greater reliance on debt funding than in the prior year. Higher leverage can reduce financial flexibility, increase sensitivity to funding conditions, and leave fewer resources available to absorb weaker credit performance or changes in lending demand.
Cash Flow VolatilityThe substantial year-over-year decline in operating and free cash flow makes internally generated liquidity less predictable. Even with positive free cash flow, recurring volatility can constrain the timing of lending growth, investment and other capital-allocation decisions over the next several quarters.
Uneven Growth And MarginsVolatile revenue growth and a lower margin profile make current earnings power harder to extrapolate. Without more consistent expansion, weaker operating leverage could persist and reduce the reliability of profitability, limiting confidence in sustained performance over the medium term.
Paragon Banking Group PLC News
46P1 FAQ
What was Paragon Banking Group PLC’s price range in the past 12 months?
Currently, no data Available
What is Paragon Banking Group PLC’s market cap?
Paragon Banking Group PLC’s market cap is CHF1.40B.
When is Paragon Banking Group PLC’s upcoming earnings report date?
Paragon Banking Group PLC’s upcoming earnings report date is Dec 01, 2026 which is in 48 days.
How were Paragon Banking Group PLC’s earnings last quarter?
Paragon Banking Group PLC released its earnings results on Jun 02, 2026. The company reported CHF0.613 earnings per share for the quarter.
Is Paragon Banking Group PLC overvalued?
According to Wall Street analysts Paragon Banking Group PLC’s price is currently Undervalued.
Does Paragon Banking Group PLC pay dividends?
Paragon Banking Group PLC does not currently pay dividends.
What is Paragon Banking Group PLC’s EPS estimate?
Paragon Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paragon Banking Group PLC have?
Paragon Banking Group PLC has 182,159,970 shares outstanding.
What happened to Paragon Banking Group PLC’s price movement after its last earnings report?
Paragon Banking Group PLC reported an EPS of CHF0.613 in its last earnings report. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Paragon Banking Group PLC?
Currently, no hedge funds are holding shares in CH:46P1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paragon Banking Group PLC Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
CHF11.82 (― Upside)
CHF11.82 (― Upside)
Blogger Sentiment
Bullish
CH:46P1 Sentiment 100%
Sector Average 63%
Sector Average 63%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.82%
12-Months-Change
Fundamentals
Return on Equity
11.98%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paragon Banking Group PLC
Paragon Banking Group PLC is a leading provider of diverse financial solutions across the United Kingdom. The company's operations are structured into three distinct divisions: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgage Lending division specializes in property-backed finance, encompassing both buy-to-let mortgages for investors and owner-occupied residential loans, including first and second charges, along with related services. Meanwhile, Commercial Lending caters to businesses with a diverse suite of financial products, such as funding for small and medium-sized enterprises (SMEs), development finance for property projects, structured lending solutions, and vehicle financing. The Idem Capital segment's activities involve the acquisition and management of various credit assets, including equipment leases, motor finance agreements, residential mortgages, and unsecured personal loans. Furthermore, Idem Capital extends its expertise to managing loan portfolios on behalf of institutional clients like banks, private equity firms, and specialist lenders. Beyond its lending operations, Paragon Banking Group also offers a comprehensive range of savings accounts to household customers. Established in 1985, the company is headquartered in Solihull, United Kingdom. It adopted its current name, Paragon Banking Group PLC, in September 2017, having previously been known as The Paragon Group of Companies PLC.
46P1 Stock 12 Month Forecast
Average Price Target
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