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Banco Santander Chile
(NYSE:BSAC)
Banco Santander Chile (BSAC) vs. SPDR S&P 500 ETF (SPY)
Banco Santander Chile Business Overview & Revenue Model
Banco Santander Chile Earnings Call Summary
Banco Santander Chile Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.30T | 4.90T | 1.48T | 1.86T | 1.98T | 1.54T |
| Gross Profit | 1.97T | 2.09T | 1.59T | 1.85T | 1.97T | 1.56T |
| EBITDA | 1.37T | 1.24T | 835.15B | 1.02T | 1.20T | 761.72B |
| Net Income | 1.07T | 852.96B | 579.43B | 792.28B | 842.47B | 547.61B |
Balance Sheet | ||||||
| Total Assets | 66.19T | 68.40T | 71.09T | 68.42T | 63.84T | 55.70T |
| Cash, Cash Equivalents and Short-Term Investments | 1.80T | 7.61T | 10.52T | 11.30T | 11.14T | 11.16T |
| Total Debt | 10.68T | 14.45T | 12.42T | 10.58T | 10.38T | 14.69T |
| Total Liabilities | 61.56T | 63.04T | 65.77T | 63.46T | 59.41T | 52.00T |
| Stockholders Equity | 4.51T | 5.25T | 5.22T | 4.85T | 4.33T | 3.62T |
Cash Flow | ||||||
| Free Cash Flow | 1.70T | 374.67B | 1.19T | -472.28B | -673.95B | -905.78B |
| Operating Cash Flow | 1.80T | 482.39B | 1.32T | -358.99B | -587.18B | -819.99B |
| Investing Cash Flow | -76.81B | -106.58B | -100.08B | -94.60B | -84.27B | -70.11B |
| Financing Cash Flow | -1.54T | -372.85B | 2.95T | -384.32B | 2.83T | 102.09B |
Banco Santander Chile Technical Analysis
Banco Santander Chile Risk Analysis
Banco Santander Chile Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | $13.71B | 14.76 | 16.25% | 12.55% | -8.82% | 4.87% | |
79 Outperform | $8.76B | 12.37 | 11.60% | 1.50% | 4.74% | 10.10% | |
78 Outperform | $9.91B | 12.10 | 9.34% | 2.68% | 4.73% | 7.12% | |
73 Outperform | $15.08B | 11.74 | 22.07% | 6.87% | -13.16% | -8.10% | |
70 Outperform | $20.29B | 19.83 | 9.43% | 5.60% | -3.77% | -10.59% | |
68 Neutral | $12.36B | 11.09 | 24.13% | 5.02% | 12.43% | 56.30% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
Banco Santander Chile Corporate Events
On October 2, 2025, Banco Santander-Chile released its consolidated financial statements for the period ending June 30, 2025. This financial disclosure is part of the company’s compliance with the Securities Exchange Act of 1934, showcasing its commitment to transparency and regulatory adherence. The release of these financial statements provides stakeholders with crucial insights into the bank’s financial health and operational performance during the first half of the year.
Banco Santander-Chile released its consolidated financial information for the period ending August 31, 2025, highlighting a net income of 718,147 million Chilean pesos. The report indicates strong operational results with a total operating income of 1,923,365 million pesos, despite provisions for loan losses and support expenses. These financial results underscore the bank’s stable position in the market and its ability to generate significant income, benefiting stakeholders and reinforcing its industry standing.
Banco Santander Chile released its management commentary for the period ending June 30, 2025, as part of its regulatory compliance with the Securities Exchange Act of 1934. The commentary, signed by General Counsel Cristian Florence, provides insights into the company’s operations and financial performance up to the specified date, potentially impacting its market positioning and stakeholder relations.
Banco Santander Chile released its consolidated financial information for the period ending July 31, 2025, showcasing significant financial metrics. The bank reported a net income of 609,385 million Chilean pesos, with total assets amounting to 68,071,787 million Chilean pesos. These results reflect the bank’s robust financial position and its ability to maintain strong operational performance, which is crucial for its stakeholders and market positioning.
Banco Santander Chile reported a robust financial performance for the first half of 2025, with a notable increase in net income attributable to shareholders, reaching $550 billion, a 62.8% year-over-year growth. The bank achieved a return on average equity (ROAE) of 25.1% for the period, driven by increased operating income and a strong net interest margin. The bank’s customer base expanded by 11.5% year-over-year, with digital customers growing by 7.9%, reflecting the success of its digital strategy. The efficiency ratio improved to 35.3%, and the CET1 ratio rose to 10.9%, indicating strong capital adequacy. These results underscore the bank’s solid market positioning and operational efficiency.
On July 29, 2025, Banco Santander-Chile announced the resignation of director Rodrigo Echenique Gordillo. Subsequently, José Francisco Doncel Razola was appointed as his replacement, with his term starting from the Board of Directors’ meeting in September. This change in the board is a significant development for the bank’s governance structure, potentially impacting its strategic direction and stakeholder relations.
On July 17, 2025, Banco Santander-Chile announced the resignation of Mr. Rodrigo Echenique Gordillo from his position as a regular director on the Board of Directors. The resignation, communicated to the Financial Markets Commission, was due to personal reasons and could impact the board’s composition and decision-making processes.
Banco Santander Chile released its consolidated financial information for the period ending June 30, 2025. The report highlights a net income of 558,553 million Chilean pesos, with significant contributions from net interest income and fee commissions. The financial results reflect the bank’s strong operational performance, with total assets amounting to 66,188,442 million Chilean pesos. This financial disclosure underscores the bank’s robust position in the Chilean banking sector, providing insights into its operational efficiency and market competitiveness.