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HMY Stock Chart & Stats
AU$0.83
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.83
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.63 - AU$1.00
Previous CloseN/A
Volume13.14K
Average Volume (3M)56.80K
Market Cap
AU$75.19M
Enterprise ValueAU$916.12
Total Cash (Recent Filing)AU$43.20M
Total Debt (Recent Filing)AU$877.95M
Price to Earnings (P/E)7.4
Beta1.17
Next Earnings
Feb 25, 2027EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding103,006,120
10 Day Avg. Volume54,500
30 Day Avg. Volume56,799
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.75
Price to Sales (P/S)0.56
P/FCF Ratio2.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.39Price Target Upside66.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$135.05M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityThe return to positive net income in 2025 and further margin expansion in 2026 indicate a meaningful improvement in operating economics after earlier losses. If maintained, stronger profitability can build capital internally, support reinvestment, and improve resilience across the lending cycle.
Positive Cash GenerationPositive operating and free cash flow across recent years provides evidence that the business can convert operations into funding for obligations and reinvestment. The 2026 increase, alongside free cash flow broadly tracking net income, supports the quality of recent earnings and internal funding capacity.
Digital Lending PlatformThe online marketplace model gives Harmoney a focused platform for loan origination, credit assessment, and servicing without relying solely on a traditional branch-based distribution structure. Connecting borrowers with both retail and wholesale funders can support scalable customer access and diversified funding relationships.
Bears Say
Very High LeverageA debt-to-equity ratio of roughly 18.7x leaves the company with a thin equity cushion relative to its debt obligations. This increases sensitivity to credit losses, funding-cost changes, and refinancing conditions, while limiting financial flexibility to absorb stress or pursue growth.
Volatile ProfitabilityAlthough profitability has recently improved, the preceding multi-year loss period and large operating-margin swings show that earnings have not yet demonstrated consistent cycle resilience. This volatility makes future profit levels less predictable and weakens confidence that current margins will remain durable.
Inconsistent Cash-flow QualityRecent positive cash generation is encouraging, but the earlier negative cash-flow periods and volatile coverage measures indicate uneven conversion across the business cycle. Such inconsistency can complicate liquidity planning and reduce confidence that earnings will reliably fund obligations and expansion.
Harmoney Corp Ltd News
HMY FAQ
What was Harmoney Corp Ltd’s price range in the past 12 months?
Harmoney Corp Ltd lowest share price was AU$0.63 and its highest was AU$1.00 in the past 12 months.
What is Harmoney Corp Ltd’s market cap?
Harmoney Corp Ltd’s market cap is AU$75.19M.
When is Harmoney Corp Ltd’s upcoming earnings report date?
Harmoney Corp Ltd’s upcoming earnings report date is Feb 25, 2027 which is in 150 days.
How were Harmoney Corp Ltd’s earnings last quarter?
Harmoney Corp Ltd released its earnings results on Aug 20, 2026. The company reported AU$0.072 earnings per share for the quarter, beating the consensus estimate of AU$0.07 by AU$0.002.
Is Harmoney Corp Ltd overvalued?
According to Wall Street analysts Harmoney Corp Ltd’s price is currently Undervalued.
Does Harmoney Corp Ltd pay dividends?
Harmoney Corp Ltd does not currently pay dividends.
What is Harmoney Corp Ltd’s EPS estimate?
Harmoney Corp Ltd’s EPS estimate is 0.08.
How many shares outstanding does Harmoney Corp Ltd have?
Harmoney Corp Ltd has 103,006,120 shares outstanding.
What happened to Harmoney Corp Ltd’s price movement after its last earnings report?
Harmoney Corp Ltd reported an EPS of AU$0.072 in its last earnings report, beating expectations of AU$0.07. Following the earnings report the stock price went down -3.5%.
Which hedge fund is a major shareholder of Harmoney Corp Ltd?
Currently, no hedge funds are holding shares in AU:HMY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Harmoney Corp Ltd Stock Smart Score
Outperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.39 (66.87% Upside)
AU$1.39 (66.87% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-12.38%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
15.24%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Harmoney Corp Ltd
Harmoney Corp Limited offers online, unsecured personal financing solutions to customers across Australia and New Zealand. These loans cater to a broad spectrum of needs, including debt consolidation, home renovations, wedding expenses, vehicle purchases, holiday funding, educational pursuits, business capital, and medical costs. The company delivers its financial products through Stellare, its proprietary digital lending platform. Established in 2014, Harmoney Corp Limited's main office is located in Newmarket, New Zealand.
HMY Stock 12 Month Forecast
Average Price Target
AU$1.39
▲(66.87% Upside)
Technical Analysis
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