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Findi (AU:FND)
ASX:FND
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Findi (FND) Price & Analysis

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FND Stock Chart & Stats

AU$1.07
-AU$0.34(-8.85%)
At close: 4:00 PM EST
AU$1.07
-AU$0.34(-8.85%)

Bulls Say, Bears Say

Bulls Say
Revenue Scale & Growth HistoryFindi has grown from a very small base to roughly $83m in revenue, demonstrating it can scale customer acquisition and product delivery. That scale is a durable foundation for margin recovery, cross-selling and operational leverage if execution and cost discipline improve.
Substantial Employee BaseA workforce of 1,157 provides meaningful operational capacity for service delivery, product development and client support. This installed human-capital base is a durable resource that enables execution and faster initiative rollout without immediate large incremental hiring if redeployed efficiently.
Prior Demonstrated Cash-generationThe company delivered positive operating and free cash flow in 2024 and near break-even in 2025, indicating the business model can convert revenue to cash. That historical cash-generation proves the firm has structural potential to restore cash flow with revenue stabilization and tighter cost control.
Bears Say
Very High LeverageWith debt of about $154.6m versus equity of ~$24.6m (debt/equity ~6.3x), the company has a thin equity cushion. This elevated leverage materially reduces financial flexibility, increases refinancing and interest-rate risk, and magnifies the business impact of operational setbacks over the medium term.
Negative Operating & Free Cash Flow2026 operating cash flow turned about -$22m and free cash flow roughly -$50.6m, a large cash burn versus prior periods. Sustained negative cash flow forces external financing or asset actions, elevates refinancing risk given thin equity, and constrains investment and strategic flexibility.
Profitability Deterioration And Recent Revenue DeclineRevenue declined ~9.8% in 2026 while net margin plunged to about -53%, reversing prior modest profitability. This deterioration erodes shareholder equity and the company’s ability to self-fund, signaling that current cost structure and unit economics may be unsustainable without structural fixes.

Findi News

FND FAQ

What was Findi’s price range in the past 12 months?
Findi lowest share price was AU$0.40 and its highest was AU$4.09 in the past 12 months.
    What is Findi’s market cap?
    Findi’s market cap is AU$40.49M.
      When is Findi’s upcoming earnings report date?
      Findi’s upcoming earnings report date is Nov 30, 2026 which is in 121 days.
        How were Findi’s earnings last quarter?
        Findi released its earnings results on May 29, 2026. The company reported -AU$0.49 earnings per share for the quarter, missing the consensus estimate of N/A by -AU$0.49.
          Is Findi overvalued?
          According to Wall Street analysts Findi’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Findi pay dividends?
            Findi pays a Notavailable dividend of AU$1.87 which represents an annual dividend yield of N/A. See more information on Findi dividends here
              What is Findi’s EPS estimate?
              Findi’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Findi have?
              Findi has 99,969,120 shares outstanding.
                What happened to Findi’s price movement after its last earnings report?
                Findi reported an EPS of -AU$0.49 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 9.91%.
                  Which hedge fund is a major shareholder of Findi?
                  Currently, no hedge funds are holding shares in AU:FND
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Findi

                    Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

                    Findi (FND) Earnings & Revenues

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