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B4P Stock Chart & Stats
AU$1.46
AU$0.09(5.67%)
At close: 4:00 PM EST
AU$1.46
AU$0.09(5.67%)
Day’s Range― - ―
52-Week RangeAU$1.18 - AU$2.77
Previous CloseN/A
Volume13.13K
Average Volume (3M)47.07K
Market Cap
AU$80.50M
Enterprise ValueAU$98.74
Total Cash (Recent Filing)AU$7.41M
Total Debt (Recent Filing)AU$36.88M
Price to Earnings (P/E)9.8
Beta0.04
Next Earnings
Mar 03, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding50,001,682
10 Day Avg. Volume36,736
30 Day Avg. Volume47,073
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)1.28
Price to Sales (P/S)1.24
P/FCF Ratio-7.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.90Price Target Upside98.63% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.4
Revenue Forecast (FY)AU$79.50M
Bulls Say, Bears Say
Bulls Say
Profitability TurnaroundThe move from losses in 2021–2023 to sustained operating profit and net income through 2026 indicates a materially stronger earnings base. Solid current margins provide funding capacity for operations and support the durability of the business model if revenue growth continues.
Revenue GrowthHealthy revenue expansion suggests increasing scale for the earned wage access and payments platform, which can support recurring fee generation as transaction activity develops. Continued growth also gives the company an opportunity to spread operating costs across a larger revenue base.
Improved Leverage And Equity ReturnsLower debt relative to equity represents improved balance-sheet positioning compared with earlier years and reduces financial pressure during normal operations. Growing equity alongside returns of about 17% indicates that the company is currently generating meaningful profitability on its capital base.
Bears Say
Weak Cash ConversionThe shift from positive to negative operating and free cash flow despite reported profits raises concern about earnings quality and the timing of cash collection or funding needs. If this pattern persists, the company may need greater balance-sheet support to sustain operations and growth.
Meaningful Debt BurdenAlthough leverage has improved, the remaining debt burden still makes financial flexibility sensitive to weaker profitability or cash generation. Negative cash flow combined with sizeable borrowings could increase reliance on funding capacity and constrain capital allocation if operating conditions deteriorate.
Volatile Gross MarginGross-margin volatility suggests that product mix, pricing, or costs are affecting the economics of revenue generation. This creates uncertainty around how much of the recent profitability can be sustained, particularly if lower margins persist while the company continues investing in growth.
Beforepay Group Limited News
B4P FAQ
What was Beforepay Group Limited’s price range in the past 12 months?
Beforepay Group Limited lowest share price was AU$1.18 and its highest was AU$2.77 in the past 12 months.
What is Beforepay Group Limited’s market cap?
Beforepay Group Limited’s market cap is AU$80.50M.
When is Beforepay Group Limited’s upcoming earnings report date?
Beforepay Group Limited’s upcoming earnings report date is Mar 03, 2027 which is in 159 days.
How were Beforepay Group Limited’s earnings last quarter?
Beforepay Group Limited released its earnings results on Aug 24, 2026. The company reported AU$0.073 earnings per share for the quarter.
Is Beforepay Group Limited overvalued?
According to Wall Street analysts Beforepay Group Limited’s price is currently Undervalued.
Does Beforepay Group Limited pay dividends?
Beforepay Group Limited does not currently pay dividends.
What is Beforepay Group Limited’s EPS estimate?
Beforepay Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Beforepay Group Limited have?
Beforepay Group Limited has 50,001,682 shares outstanding.
What happened to Beforepay Group Limited’s price movement after its last earnings report?
Beforepay Group Limited reported an EPS of AU$0.073 in its last earnings report. Following the earnings report the stock price went up 7.45%.
Which hedge fund is a major shareholder of Beforepay Group Limited?
Currently, no hedge funds are holding shares in AU:B4P
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Beforepay Group Limited Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.90 (98.63% Upside)
AU$2.90 (98.63% Upside)
Blogger Sentiment
Bullish
AU:B4P Sentiment 100%
Sector Average 62%
Sector Average 62%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-25.45%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
18.47%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Beforepay Group Limited
Beforepay Group Limited provides finance to its customers by way of pay on demand advances. It offers Beforepay access to credit designed to help manage short term cash flow challenges through our pay advance and personal loan products. The company also provides Carrington Labs, which provides lenders with credit risk analytics and cash flow underwriting models. The company was incorporated in 2019 and is based in Sydney, Australia.
B4P Stock 12 Month Forecast
Average Price Target
AU$2.90
▲(98.63% Upside)
Technical Analysis
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