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Affirm Holdings (AFRM)
NASDAQ:AFRM
US Market
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Affirm Holdings (AFRM) Stock Forecast & Price Target

5,800 Followers
See the Price Targets and Ratings of:

AFRM Analyst Ratings

Strong Buy
28Ratings
Strong Buy
24 Buy
4 Hold
0 Sell
Based on 28 analysts giving stock ratings to
Affirm
Holdings
in the past 3 months
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers​ in the past 3 months

AFRM Stock 12 Month Forecast

Average Price Target

$100.92
▲(29.48% Upside)
Based on 28 Wall Street analysts offering 12 month price targets for Affirm Holdings in the last 3 months. The average price target is $100.92 with a high forecast of $115.00 and a low forecast of $82.00. The average price target represents a 29.48% change from the last price of $77.94.
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style=\"color:#199ca5\">Buy 33,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 11, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":46.67,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 30,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":45.54,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 33,\t&nbsp; </span>\n              <span  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style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":83.85,"date":1782864000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 47,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 12, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":71.51,"date":1785542400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 39,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 12, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      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Highest Price Target$115.00Average Price Target$100.92Lowest Price Target$82.00
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts​

Detailed List of Analyst Forecasts​
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$115→$103
Buy
32.15%
Upside
Assigned
10/13/26
Affirm price target lowered to $103 from $115 at Goldman SachsAffirm price target lowered to $103 from $115 at Goldman Sachs
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$96
Buy
23.17%
Upside
Reiterated
10/13/26
Analysts Conflicted on These Financial Names: Goldman Sachs Group (NYSE: GS), Franklin Resources (NYSE: BEN) and Affirm Holdings (NASDAQ: AFRM)
Susquehanna Analyst forecast on AFRM
Susquehanna
Susquehanna
$110
Buy
41.13%
Upside
Reiterated
10/08/26
Susquehanna Sticks to Their Buy Rating for Affirm Holdings (AFRM)
TD Cowen
$124→$110
Buy
41.13%
Upside
Reiterated
10/06/26
Affirm price target lowered to $110 from $124 at TD CowenAffirm price target lowered to $110 from $124 at TD Cowen
Citi
$115
Buy
47.55%
Upside
Reiterated
10/05/26
Analysts' Top Financial Picks: Affirm Holdings (AFRM), MSCI (MSCI)
Freedom Capital Markets Analyst forecast on AFRM
Freedom Capital Markets
Freedom Capital Markets
$105
Buy
34.72%
Upside
Reiterated
10/01/26
Analysts Offer Insights on Financial Companies: Blue Owl Capital (NYSE: OBDC), Renaissancere Holdings (NYSE: RNR) and Affirm Holdings (NASDAQ: AFRM)
Deutsche Bank  Analyst forecast on AFRM
Deutsche Bank
Deutsche Bank
$100
Buy
28.30%
Upside
Reiterated
09/25/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM), State Street (NYSE: STT) and Coinbase Global (NASDAQ: COIN)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
―
Buy
―
Reiterated
09/24/26
Analysts Offer Insights on Financial Companies: Arthur J Gallagher & Co (NYSE: AJG) and Affirm Holdings (NASDAQ: AFRM)
BMO Capital Analyst forecast on AFRM
BMO Capital
BMO Capital
$101
Buy
29.59%
Upside
Reiterated
09/23/26
Affirm Maintains Buy Rating and $101 Price Target as Amazon U.K. Partnership Expands Growth Outlook
DBS
$95
Buy
21.89%
Upside
Reiterated
09/14/26
Affirm Holdings (AFRM) Gets a Buy from DBS
Wolfe Research Analyst forecast on AFRM
Wolfe Research
Wolfe Research
$90
Buy
15.47%
Upside
Upgraded
09/14/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and IREN (NASDAQ: IREN)
Loop Capital Markets Analyst forecast on AFRM
Loop Capital Markets
Loop Capital Markets
$105
Buy
34.72%
Upside
Initiated
09/08/26
Affirm initiated with a Buy at Loop CapitalAffirm initiated with a Buy at Loop Capital
Mizuho Securities Analyst forecast on AFRM
Mizuho Securities
Mizuho Securities
$100
Buy
28.30%
Upside
Reiterated
09/03/26
Affirm Holdings (AFRM) Receives a Buy from Mizuho Securities
Scotiabank Analyst forecast on AFRM
Scotiabank
Scotiabank
$95
Buy
21.89%
Upside
Initiated
09/02/26
Affirm initiated with an Outperform at ScotiabankAffirm initiated with an Outperform at Scotiabank
Oppenheimer Analyst forecast on AFRM
Oppenheimer
Oppenheimer
$104
Buy
33.44%
Upside
Reiterated
08/31/26
Analysts Have Conflicting Sentiments on These Financial Companies: PayPal Holdings (NASDAQ: PYPL), Toronto Dominion Bank (NYSE: TD) and Affirm Holdings (NASDAQ: AFRM)
Analyst Type
Any
Any
Human Analysts
Ranks
Any
Any
Analyst Rating
Any
Any
Upside/ Downside
Any
Any
Action
Any
Any
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$115→$103
Buy
32.15%
Upside
Assigned
10/13/26
Affirm price target lowered to $103 from $115 at Goldman SachsAffirm price target lowered to $103 from $115 at Goldman Sachs
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$96
Buy
23.17%
Upside
Reiterated
10/13/26
Analysts Conflicted on These Financial Names: Goldman Sachs Group (NYSE: GS), Franklin Resources (NYSE: BEN) and Affirm Holdings (NASDAQ: AFRM)
Susquehanna Analyst forecast on AFRM
Susquehanna
Susquehanna
$110
Buy
41.13%
Upside
Reiterated
10/08/26
Susquehanna Sticks to Their Buy Rating for Affirm Holdings (AFRM)
TD Cowen
$124→$110
Buy
41.13%
Upside
Reiterated
10/06/26
Affirm price target lowered to $110 from $124 at TD CowenAffirm price target lowered to $110 from $124 at TD Cowen
Citi
$115
Buy
47.55%
Upside
Reiterated
10/05/26
Analysts' Top Financial Picks: Affirm Holdings (AFRM), MSCI (MSCI)
Freedom Capital Markets Analyst forecast on AFRM
Freedom Capital Markets
Freedom Capital Markets
$105
Buy
34.72%
Upside
Reiterated
10/01/26
Analysts Offer Insights on Financial Companies: Blue Owl Capital (NYSE: OBDC), Renaissancere Holdings (NYSE: RNR) and Affirm Holdings (NASDAQ: AFRM)
Deutsche Bank  Analyst forecast on AFRM
Deutsche Bank
Deutsche Bank
$100
Buy
28.30%
Upside
Reiterated
09/25/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM), State Street (NYSE: STT) and Coinbase Global (NASDAQ: COIN)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
―
Buy
―
Reiterated
09/24/26
Analysts Offer Insights on Financial Companies: Arthur J Gallagher & Co (NYSE: AJG) and Affirm Holdings (NASDAQ: AFRM)
BMO Capital Analyst forecast on AFRM
BMO Capital
BMO Capital
$101
Buy
29.59%
Upside
Reiterated
09/23/26
Affirm Maintains Buy Rating and $101 Price Target as Amazon U.K. Partnership Expands Growth Outlook
DBS
$95
Buy
21.89%
Upside
Reiterated
09/14/26
Affirm Holdings (AFRM) Gets a Buy from DBS
Wolfe Research Analyst forecast on AFRM
Wolfe Research
Wolfe Research
$90
Buy
15.47%
Upside
Upgraded
09/14/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and IREN (NASDAQ: IREN)
Loop Capital Markets Analyst forecast on AFRM
Loop Capital Markets
Loop Capital Markets
$105
Buy
34.72%
Upside
Initiated
09/08/26
Affirm initiated with a Buy at Loop CapitalAffirm initiated with a Buy at Loop Capital
Mizuho Securities Analyst forecast on AFRM
Mizuho Securities
Mizuho Securities
$100
Buy
28.30%
Upside
Reiterated
09/03/26
Affirm Holdings (AFRM) Receives a Buy from Mizuho Securities
Scotiabank Analyst forecast on AFRM
Scotiabank
Scotiabank
$95
Buy
21.89%
Upside
Initiated
09/02/26
Affirm initiated with an Outperform at ScotiabankAffirm initiated with an Outperform at Scotiabank
Oppenheimer Analyst forecast on AFRM
Oppenheimer
Oppenheimer
$104
Buy
33.44%
Upside
Reiterated
08/31/26
Analysts Have Conflicting Sentiments on These Financial Companies: PayPal Holdings (NASDAQ: PYPL), Toronto Dominion Bank (NYSE: TD) and Affirm Holdings (NASDAQ: AFRM)
Stocks with the Highest Top Analyst Consensus in the Financial Sector
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Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Affirm Holdings

3 Months
Success Rate
8/11 ratings generated profit
73%
Average Return
+18.25%
Copying Moshe Orenbuch's trades and holding each position for 3 Months would result in 72.73% of your transactions generating a profit, with an average return of +18.25% per trade.
1 Year
James FriedmanSusquehanna
Success Rate
11/11 ratings generated profit
100%
Average Return
+17.17%
Copying James Friedman's trades and holding each position for 1 Year would result in 100.00% of your transactions generating a profit, with an average return of +17.17% per trade.
2 Years
Reginald SmithLoop Capital Markets
Success Rate
11/11 ratings generated profit
100%
Average Return
+51.99%
Copying Reginald Smith's trades and holding each position for 2 Years would result in 100.00% of your transactions generating a profit, with an average return of +51.99% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

AFRM Analyst Recommendation Trends

Rating
Jun 26
Jul 26
Aug 26
Sep 26
Oct 26
Strong Buy
4
3
2
2
3
Buy
43
44
37
42
37
Hold
11
12
12
9
7
Sell
0
0
0
0
0
Strong Sell
0
0
0
0
0
total
58
59
51
53
47
In the current month, AFRM has received 40 Buy Ratings, 7 Hold Ratings, and 0 Sell Ratings. AFRM average Analyst price target in the past 3 months is 100.92.
Each month's total comprises the sum of three months' worth of ratings.

AFRM Financial Forecast

AFRM Earnings Forecast

Next quarter’s earnings estimate for AFRM is $0.38 with a range of $0.30 to $0.55. The previous quarter’s EPS was $4.62. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s earnings estimate for AFRM is $0.38 with a range of $0.30 to $0.55. The previous quarter’s EPS was $4.62. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Sales Forecast

Next quarter’s sales forecast for AFRM is $1.21B with a range of $1.16B to $1.23B. The previous quarter’s sales results were $1.09B. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s sales forecast for AFRM is $1.21B with a range of $1.16B to $1.23B. The previous quarter’s sales results were $1.09B. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Stock Forecast FAQ

What is AFRM’s average 12-month price target, according to analysts?
Based on analyst ratings, Affirm Holdings’s 12-month average price target is 100.92.
    What is AFRM’s upside potential, based on the analysts’ average price target?
    Affirm Holdings has 29.48% upside potential, based on the analysts’ average price target.
      Can I see which stocks the top-ranking analysts are rating?
      Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
        How can I follow the stock ratings of top Wall Street analysts?
        Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
          Is AFRM a Buy, Sell or Hold?
          Affirm Holdings has a consensus rating of Strong Buy which is based on 24 buy ratings, 4 hold ratings and 0 sell ratings.
            What is Affirm Holdings’s price target?
            The average price target for Affirm Holdings is 100.92. This is based on 28 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
            The highest analyst price target is $115.00 ,the lowest forecast is $82.00. The average price target represents 29.48% Increase from the current price of $77.94.
              What do analysts say about Affirm Holdings?
              Affirm Holdings’s analyst rating consensus is a Strong Buy. This is based on the ratings of 28 Wall Streets Analysts.
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