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Affirm Holdings (AFRM)
NASDAQ:AFRM
US Market
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Affirm Holdings (AFRM) Stock Forecast & Price Target

5,761 Followers
See the Price Targets and Ratings of:

AFRM Analyst Ratings

Strong Buy
25Ratings
Strong Buy
19 Buy
6 Hold
0 Sell
Based on 25 analysts giving stock ratings to
Affirm
Holdings
in the past 3 months
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers​ in the past 3 months

AFRM Stock 12 Month Forecast

Average Price Target

$101.30
▲(29.97% Upside)
Based on 25 Wall Street analysts offering 12 month price targets for Affirm Holdings in the last 3 months. The average price target is $101.30 with a high forecast of $124.00 and a low forecast of $82.00. The average price target represents a 29.97% change from the last price of $77.94.
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   <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 30,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 12, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":71.88,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":69.065,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 26,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 11, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":74.43,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":61.99,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 33,\t&nbsp; </span>\n              <span  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Highest Price Target$124.00Average Price Target$101.30Lowest Price Target$82.00
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts​

Detailed List of Analyst Forecasts​
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Oppenheimer Analyst forecast on AFRM
Oppenheimer
Oppenheimer
$104
Buy
33.44%
Upside
Reiterated
08/31/26
Analysts Have Conflicting Sentiments on These Financial Companies: PayPal Holdings (NASDAQ: PYPL), Toronto Dominion Bank (NYSE: TD) and Affirm Holdings (NASDAQ: AFRM)
Cantor Fitzgerald Analyst forecast on AFRM
Cantor Fitzgerald
Cantor Fitzgerald
$88$97
Buy
24.45%
Upside
Reiterated
08/31/26
Affirm price target raised to $97 from $88 at Cantor FitzgeraldAffirm price target raised to $97 from $88 at Cantor Fitzgerald
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$106$115
Buy
47.55%
Upside
Reiterated
08/31/26
Affirm price target raised to $115 from $106 at Goldman SachsAffirm price target raised to $115 from $106 at Goldman Sachs
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$96
Buy
23.17%
Upside
Assigned
08/31/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and IREN (NASDAQ: IREN)
TD Cowen
$117$124
Buy
59.10%
Upside
Assigned
08/28/26
Analysts Are Bullish on These Financial Stocks: Affirm Holdings (AFRM), Toronto Dominion Bank (TD)
Piper Sandler Analyst forecast on AFRM
Piper Sandler
Piper Sandler
$103$115
Buy
47.55%
Upside
Reiterated
08/28/26
Affirm Holdings (AFRM) Gets a Buy from Piper Sandler
William Blair Analyst forecast on AFRM
William Blair
William Blair
Buy
Reiterated
08/28/26
Analyst Reiterates Buy on Affirm, Citing BNPL Leadership, Robust GMV Growth, and Favorable Risk‑Reward Profile
Citi
$115
Buy
47.55%
Upside
Reiterated
08/28/26
Affirm: Buy Rating Reiterated on Entrenched BNPL Position and Strong Growth, $115 Price Target Unchanged
Bernstein
$100$110
Buy
41.13%
Upside
Assigned
08/28/26
Affirm price target raised to $110 from $100 at BernsteinAffirm price target raised to $110 from $100 at Bernstein
J.P. Morgan Analyst forecast on AFRM
J.P. Morgan
J.P. Morgan
$90$105
Buy
34.72%
Upside
Reiterated
08/28/26
Affirm price target raised to $105 from $90 at JPMorganAffirm price target raised to $105 from $90 at JPMorgan
Morgan Stanley Analyst forecast on AFRM
Morgan Stanley
Morgan Stanley
$80$82
Hold
5.21%
Upside
Reiterated
08/28/26
Affirm price target raised to $80 from $79 at Morgan StanleyAffirm price target raised to $80 from $79 at Morgan Stanley
Bank of America Securities Analyst forecast on AFRM
Bank of America Securities
Bank of America Securities
$93$104
Buy
33.44%
Upside
Reiterated
08/28/26
Affirm Soars on Record Quarter and Bullish FY27 Outlook as O’Neill Lifts Price Target to $104 and Reiterates Buy
UBS
$82$90
Hold
15.47%
Upside
Assigned
08/28/26
UBS Sticks to Its Hold Rating for Affirm Holdings (AFRM)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
Buy
Reiterated
08/28/26
Analysts Are Bullish on These Financial Stocks: Royal Bank Of Canada (RY), Canadian Bank of Commerce (CM)
BMO Capital Analyst forecast on AFRM
BMO Capital
BMO Capital
$86$101
Buy
29.59%
Upside
Reiterated
08/28/26
BMO Capital Sticks to Their Buy Rating for Affirm Holdings (AFRM)
Analyst Type
Any
Any
Human Analysts
Ranks
Any
Any
Analyst Rating
Any
Any
Upside/ Downside
Any
Any
Action
Any
Any
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Oppenheimer Analyst forecast on AFRM
Oppenheimer
Oppenheimer
$104
Buy
33.44%
Upside
Reiterated
08/31/26
Analysts Have Conflicting Sentiments on These Financial Companies: PayPal Holdings (NASDAQ: PYPL), Toronto Dominion Bank (NYSE: TD) and Affirm Holdings (NASDAQ: AFRM)
Cantor Fitzgerald Analyst forecast on AFRM
Cantor Fitzgerald
Cantor Fitzgerald
$88$97
Buy
24.45%
Upside
Reiterated
08/31/26
Affirm price target raised to $97 from $88 at Cantor FitzgeraldAffirm price target raised to $97 from $88 at Cantor Fitzgerald
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$106$115
Buy
47.55%
Upside
Reiterated
08/31/26
Affirm price target raised to $115 from $106 at Goldman SachsAffirm price target raised to $115 from $106 at Goldman Sachs
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$96
Buy
23.17%
Upside
Assigned
08/31/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and IREN (NASDAQ: IREN)
TD Cowen
$117$124
Buy
59.10%
Upside
Assigned
08/28/26
Analysts Are Bullish on These Financial Stocks: Affirm Holdings (AFRM), Toronto Dominion Bank (TD)
Piper Sandler Analyst forecast on AFRM
Piper Sandler
Piper Sandler
$103$115
Buy
47.55%
Upside
Reiterated
08/28/26
Affirm Holdings (AFRM) Gets a Buy from Piper Sandler
William Blair Analyst forecast on AFRM
William Blair
William Blair
Buy
Reiterated
08/28/26
Analyst Reiterates Buy on Affirm, Citing BNPL Leadership, Robust GMV Growth, and Favorable Risk‑Reward Profile
Citi
$115
Buy
47.55%
Upside
Reiterated
08/28/26
Affirm: Buy Rating Reiterated on Entrenched BNPL Position and Strong Growth, $115 Price Target Unchanged
Bernstein
$100$110
Buy
41.13%
Upside
Assigned
08/28/26
Affirm price target raised to $110 from $100 at BernsteinAffirm price target raised to $110 from $100 at Bernstein
J.P. Morgan Analyst forecast on AFRM
J.P. Morgan
J.P. Morgan
$90$105
Buy
34.72%
Upside
Reiterated
08/28/26
Affirm price target raised to $105 from $90 at JPMorganAffirm price target raised to $105 from $90 at JPMorgan
Morgan Stanley Analyst forecast on AFRM
Morgan Stanley
Morgan Stanley
$80$82
Hold
5.21%
Upside
Reiterated
08/28/26
Affirm price target raised to $80 from $79 at Morgan StanleyAffirm price target raised to $80 from $79 at Morgan Stanley
Bank of America Securities Analyst forecast on AFRM
Bank of America Securities
Bank of America Securities
$93$104
Buy
33.44%
Upside
Reiterated
08/28/26
Affirm Soars on Record Quarter and Bullish FY27 Outlook as O’Neill Lifts Price Target to $104 and Reiterates Buy
UBS
$82$90
Hold
15.47%
Upside
Assigned
08/28/26
UBS Sticks to Its Hold Rating for Affirm Holdings (AFRM)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
Buy
Reiterated
08/28/26
Analysts Are Bullish on These Financial Stocks: Royal Bank Of Canada (RY), Canadian Bank of Commerce (CM)
BMO Capital Analyst forecast on AFRM
BMO Capital
BMO Capital
$86$101
Buy
29.59%
Upside
Reiterated
08/28/26
BMO Capital Sticks to Their Buy Rating for Affirm Holdings (AFRM)
Stocks with the Highest Top Analyst Consensus in the Financial Sector
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BPOPPopular
Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Affirm Holdings

3 Months
Ramsey El AssalCantor Fitzgerald
Success Rate
21/31 ratings generated profit
68%
Average Return
+16.52%
Copying Ramsey El Assal's trades and holding each position for 3 Months would result in 67.74% of your transactions generating a profit, with an average return of +16.52% per trade.
1 Year
Adam FrischEvercore ISI
Success Rate
11/12 ratings generated profit
92%
Average Return
+19.65%
Copying Adam Frisch's trades and holding each position for 1 Year would result in 91.67% of your transactions generating a profit, with an average return of +19.65% per trade.
2 Years
Adam FrischEvercore ISI
Success Rate
11/12 ratings generated profit
92%
Average Return
+27.72%
Copying Adam Frisch's trades and holding each position for 2 Years would result in 91.67% of your transactions generating a profit, with an average return of +27.72% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

AFRM Analyst Recommendation Trends

Rating
Apr 26
May 26
Jun 26
Jul 26
Aug 26
Strong Buy
11
7
4
3
1
Buy
22
39
43
44
37
Hold
8
9
11
12
12
Sell
0
0
0
0
0
Strong Sell
0
0
0
0
0
total
41
55
58
59
50
In the current month, AFRM has received 38 Buy Ratings, 12 Hold Ratings, and 0 Sell Ratings. AFRM average Analyst price target in the past 3 months is 101.30.
Each month's total comprises the sum of three months' worth of ratings.

AFRM Financial Forecast

AFRM Earnings Forecast

Next quarter’s earnings estimate for AFRM is $0.37 with a range of $0.26 to $0.55. The previous quarter’s EPS was $4.62. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s earnings estimate for AFRM is $0.37 with a range of $0.26 to $0.55. The previous quarter’s EPS was $4.62. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Sales Forecast

Next quarter’s sales forecast for AFRM is $1.21B with a range of $1.16B to $1.23B. The previous quarter’s sales results were $1.09B. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s sales forecast for AFRM is $1.21B with a range of $1.16B to $1.23B. The previous quarter’s sales results were $1.09B. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Stock Forecast FAQ

What is AFRM’s average 12-month price target, according to analysts?
Based on analyst ratings, Affirm Holdings’s 12-month average price target is 101.30.
    What is AFRM’s upside potential, based on the analysts’ average price target?
    Affirm Holdings has 29.97% upside potential, based on the analysts’ average price target.
      Can I see which stocks the top-ranking analysts are rating?
      Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
        How can I follow the stock ratings of top Wall Street analysts?
        Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
          Is AFRM a Buy, Sell or Hold?
          Affirm Holdings has a consensus rating of Strong Buy which is based on 19 buy ratings, 6 hold ratings and 0 sell ratings.
            What is Affirm Holdings’s price target?
            The average price target for Affirm Holdings is 101.30. This is based on 25 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
            The highest analyst price target is $124.00 ,the lowest forecast is $82.00. The average price target represents 29.97% Increase from the current price of $77.94.
              What do analysts say about Affirm Holdings?
              Affirm Holdings’s analyst rating consensus is a Strong Buy. This is based on the ratings of 25 Wall Streets Analysts.
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