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Southern California Bancorp Reports Q1 2025 Financial Results

Story Highlights

Southern California Bancorp ( (BCAL) ) has issued an announcement.

California BanCorp reported a net income of $16.9 million for the first quarter of 2025, marking a slight increase from the previous quarter’s $16.8 million. The company’s financial performance reflects the successful integration following its merger last July, with a focus on reducing reliance on brokered deposits and managing market volatility. Key metrics such as net interest margin and tangible book value per share showed improvement, while the company continues to navigate changing tariff policies and their potential impact on clients.

Spark’s Take on BCAL Stock

According to Spark, TipRanks’ AI Analyst, BCAL is a Neutral.

Southern California Bancorp faces challenges with profitability and cash flow, which weigh heavily on its overall score. The technical analysis indicates bearish momentum, and a high P/E ratio suggests overvaluation. Although the balance sheet is strong, these negative factors significantly impact the stock’s attractiveness.

To see Spark’s full report on BCAL stock, click here.

More about Southern California Bancorp

Southern California Bancorp, operating as California BanCorp, is a financial institution primarily engaged in providing banking services through its subsidiary, California Bank of Commerce, N.A. The company focuses on offering financial solutions, including loans and deposit services, to a diverse clientele, with a strategic emphasis on derisking its balance sheet and enhancing shareholder value.

YTD Price Performance: -19.73%

Average Trading Volume: 110,364

Technical Sentiment Signal: Buy

Current Market Cap: $421.2M

For a thorough assessment of BCAL stock, go to TipRanks’ Stock Analysis page.

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