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Credicorp ( (BAP) ) has provided an announcement.
On May 15, 2025, Credicorp Ltd. reported its financial and operating results for the first quarter of 2025, highlighting robust performance in universal banking, insurance, and pensions, with improved momentum in microfinance. The company achieved a risk-adjusted NIM of 5.24% due to lower provisioning and strong portfolio management. Credicorp’s ROE reached 20.3%, bolstered by an extraordinary gain from the Empresas Banmedica JV acquisition. The company also reported a 57.8% increase in net income quarter-over-quarter, and a 17.6% increase year-over-year, with significant growth in loans and deposits. Portfolio quality improved, with a reduction in the NPL ratio and provisions, while the efficiency ratio aligned with full-year guidance.
The most recent analyst rating on (BAP) stock is a Sell with a $160.00 price target. To see the full list of analyst forecasts on Credicorp stock, see the BAP Stock Forecast page.
Spark’s Take on BAP Stock
According to Spark, TipRanks’ AI Analyst, BAP is a Outperform.
Credicorp’s strong profitability and effective equity utilization drive its solid financial performance score. Technical indicators show positive momentum but caution due to overbought signals. Attractive valuation metrics and a favorable earnings call further boost the score. However, challenges in cash flow management and impacts from the Sartor case slightly temper the overall outlook.
To see Spark’s full report on BAP stock, click here.
More about Credicorp
Credicorp Ltd. is a leading financial services holding company in Peru, with a presence in Chile, Colombia, Bolivia, and Panama. The company operates in the universal banking and insurance sectors, offering a range of financial products and services, including microfinance and fee-based transactional services.
Average Trading Volume: 312,815
Technical Sentiment Signal: Buy
Current Market Cap: $16.43B
For detailed information about BAP stock, go to TipRanks’ Stock Analysis page.