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TPIF - ETF AI Analysis

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TPIF

Timothy Plan International ETF (TPIF)

Rating:59Neutral
Price Target:
TPIF, the Timothy Plan International ETF, has a solid but not outstanding overall rating, reflecting a mix of strong financial institutions and utilities along with some pockets of risk. Top holdings like DBS Group Holdings, National Bank of Canada, Great-West Lifeco, and Power Corp of Canada support the fund’s quality through robust earnings, strategic growth, and generally positive technical trends, while several utility names such as Fortis and Emera face bearish price signals and cash flow challenges that weigh on the fund. The main risk is its concentration in financials and utilities, which can expose investors to sector-specific issues like interest rate shifts, regulatory changes, and cash flow pressures.
Positive Factors
Broad International Diversification
The fund spreads its investments across many countries, which can help reduce the impact if any single market struggles.
Strong Performance From Top Holdings
Most of the largest positions have shown strong gains this year, providing a solid boost to the ETF’s overall results.
Positive Year-To-Date Results
The ETF has delivered a strong year-to-date return, indicating that its strategy has recently been working well for investors.
Negative Factors
Relatively High Expense Ratio
The fund’s ongoing fee is on the higher side for an ETF, which can slowly eat into long-term returns.
Short-Term Performance Bumpiness
Recent one-month results have been slightly negative, showing that the fund’s performance can be choppy over shorter periods.
Heavy Exposure To Financials And General Sector
A large portion of the portfolio is tied to financial and broadly classified companies, which could hurt the fund if these areas fall out of favor.

TPIF vs. SPDR S&P 500 ETF (SPY)

TPIF Summary

Timothy Plan International ETF (TPIF) is an exchange-traded fund that invests in large companies outside the U.S., following the Victory International Volatility Weighted BRI index with an added ethical screen. It owns big, established firms across many countries such as Japan, Canada, and Singapore, and spreads money over sectors like financials, utilities, and industrials. Well-known holdings include DBS Group Holdings and National Bank of Canada. Someone might invest in TPIF to diversify beyond the U.S. and seek long-term growth in international markets. A key risk is that international stock prices can rise and fall significantly with global market and currency swings.
How much will it cost me?The Timothy Plan International ETF (TPIF) has an expense ratio of 0.62%, meaning you’ll pay $6.20 per year for every $1,000 invested. This expense ratio is higher than average because the fund is actively managed, focusing on ethical investing and carefully selecting holdings from developed markets outside the U.S.
What would affect this ETF?The Timothy Plan International ETF (TPIF) could benefit from stable growth in developed markets outside the U.S., particularly if large-cap companies in sectors like Financials and Industrials continue to perform well. However, challenges such as rising interest rates or economic slowdowns in these regions could negatively impact its holdings, especially in sectors like Utilities and Consumer Cyclical. Regulatory changes or geopolitical tensions in the ETF's focused markets may also influence its future performance.

TPIF Top 10 Holdings

TPIF is powered by a mix of steady Canadian utilities and rising Asian banks, giving the fund a defensive yet quietly upbeat profile. Singapore heavyweights like OCBC and DBS have been climbing, acting as key engines for recent performance, while National Bank of Canada and Power Corp add more financial muscle from north of the border. On the steadier side, names like Fortis, Hydro One, and Emera keep the fund grounded but can occasionally feel like they’re idling rather than accelerating. Overall, it’s a developed-markets, ex-U.S. story with a clear tilt toward financials and utilities.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
CLP Holdings0.73%$1.86MHK$197.32B25.06%
71
Outperform
OCBC0.67%$1.69MS$130.91B63.00%
71
Outperform
Great-West Lifeco0.65%$1.64MC$83.13B78.52%
76
Outperform
DBS Group Holdings0.61%$1.54MS$210.34B63.82%
78
Outperform
Fortis0.60%$1.51M$28.95B12.01%
61
Neutral
UOB0.59%$1.50MS$71.62B18.05%
65
Neutral
Hydro One0.59%$1.50MC$35.03B17.60%
73
Outperform
Power Corp of Canada0.58%$1.47MC$59.55B71.19%
76
Outperform
Emera0.57%$1.44M$16.33B11.21%
69
Neutral
National Bank of Canada0.53%$1.34MC$87.81B59.65%
78
Outperform

TPIF Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
37.44
Positive
100DMA
37.02
Positive
200DMA
35.87
Positive
Market Momentum
MACD
0.28
Negative
RSI
63.58
Neutral
STOCH
94.01
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPIF, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 37.68, equal to the 50-day MA of 37.44, and equal to the 200-day MA of 35.87, indicating a bullish trend. The MACD of 0.28 indicates Negative momentum. The RSI at 63.58 is Neutral, neither overbought nor oversold. The STOCH value of 94.01 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPIF.

TPIF Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$263.45M0.62%
59
Neutral
$943.66M0.29%
67
Neutral
$846.22M0.52%
66
Neutral
$711.25M0.59%
63
Neutral
$181.19M0.67%
62
Neutral
$111.83M0.37%
63
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TPIF
Timothy Plan International ETF
38.58
6.82
21.47%
IDHQ
Invesco S&P International Developed High Quality ETF
TILC
Thrivent International Large Cap ETF
FYLD
Cambria Foreign Shareholder Yield ETF
PTIN
Pacer Trendpilot International ETF
TLCI
Touchstone International Equity ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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