Corgi Buy Now Pay Later ETF
LATR - ETF AI Analysis
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Corgi Buy Now Pay Later ETF (LATR)
LATR, the Corgi Buy Now Pay Later ETF, earns a solid overall rating thanks to its heavy exposure to established payment leaders like Visa and Mastercard, which bring strong financial performance and growth initiatives to the fund. High-quality growth names such as Shopify, PayPal, and Nu Holdings further support the rating with robust revenue trends and positive outlooks, while some holdings with bearish technical signals or potential overvaluation, like Affirm and Sea Limited, introduce risk. The main risk factor is the fund’s concentration in digital payments and buy-now-pay-later–related businesses, which can make it more sensitive to sector downturns and regulatory changes.
LATR vs. SPDR S&P 500 ETF (SPY)
- AUM
- 952.30K
- Region
- Global
- Expense Ratio
- 0.35%
- Beta
- 0.88
- Issuer
- Corgi
- Inception Date
- May 06, 2026
- Dividend Yield
- N/A
- Asset Class
- Equity
- Index Tracked
- No Underlying Index
LATR Summary
The Corgi Buy Now Pay Later ETF (LATR) is an actively managed fund that focuses on companies involved in “buy now, pay later” and point-of-sale financing, a theme tied to the growth of online shopping and flexible payment options. It mainly holds financial and technology firms that help people split purchases into installments and help merchants offer quick credit at checkout. Well-known holdings include Visa and Mastercard. Someone might invest for potential growth from the rising use of digital payments and BNPL services. However, this ETF can be volatile and is heavily exposed to fintech and consumer credit trends, so its value can rise or fall sharply.
How much will it cost me?
This ETF has an expense ratio of 0.35%, which means you’ll pay about $3.50 per year for every $1,000 you invest. That’s higher than the cost of many simple index ETFs because this fund is actively managed, with managers picking and adjusting holdings in the buy now, pay later and fintech space.
What would affect this ETF?
This ETF could benefit if online shopping keeps growing, more shoppers choose buy now, pay later options, and large payment companies like Visa and Mastercard continue to expand their digital payment networks worldwide. On the other hand, it could be hurt by higher interest rates that strain consumer borrowing, new regulations that restrict BNPL lending, rising loan losses in consumer finance, or a downturn in global economic growth that reduces spending at checkout.
LATR Top 10 Holdings
This BNPL-focused ETF leans heavily on payment giants Visa and Mastercard, which have been steadily rising and act as the fund’s anchor, while Shopify adds a high‑growth e‑commerce engine that’s been powering ahead lately. On the flip side, Sea and Synchrony Financial have been lagging, creating some drag, and names like Affirm and Block show more mixed, stop‑and‑go momentum. Overall, the fund is tightly tied to consumer finance and fintech rails, with a global footprint that stretches from U.S. card networks to Latin American and Asian digital lenders.
| Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
 V | Visa | 12.95% | $121.40K | $784.41B | 25.56% | 70Outperform |
 MA | Mastercard | 12.66% | $118.59K | $573.97B | 18.34% | 75Outperform |
 SEZL | Sezzle Inc. | 5.91% | $55.38K | $5.04B | 169.18% | 80Outperform |
 SHOP | Shopify | ― | ― | ― | ― | 77Outperform |
 XYZ | Block | 5.11% | $47.92K | $51.73B | 30.06% | 72Outperform |
 AFRM | Affirm Holdings | 4.73% | $44.32K | $22.36B | -9.72% | 71Outperform |
 PYPL | PayPal Holdings | 4.74% | $44.44K | $48.83B | -11.75% | 76Outperform |
 BFH | Bread Financial Holdings | 4.26% | $39.94K | $3.67B | 53.88% | 72Outperform |
 SYF | Synchrony Financial | 4.34% | $40.65K | $22.33B | -3.22% | 72Outperform |
 SE | Sea | 4.13% | $38.71K | $46.54B | -48.01% | 69Neutral |
LATR Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For LATR, the sentiment is Negative. The current price of 26.98 is below the 20-day moving average (MA) of 27.07, above the 50-day MA of 26.85, and compared to the 200-day MA of , indicating a neutral trend. The MACD of 0.04 indicates Positive momentum. The RSI at 48.10 is Neutral, neither overbought nor oversold. The STOCH value of 34.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for LATR.
LATR Peer Comparison
Comparison Results
| Name | Price | Price Target | AUM | Expense Ratio | Overall Rating |
|---|---|---|---|---|---|
| LATR | $26.98 | $30.00(11.21% Upside) | $952.30K | 0.35% | 70Neutral |
 FDCF | $50.83 | $64.90(27.70% Upside) | $81.04M | 0.50% | 69Neutral |
 FFND | $31.74 | $38.20(20.35% Upside) | $94.38M | 0.98% | 65Neutral |
 METL | $22.35 | $33.40(49.41% Upside) | $68.43M | 0.99% | 60Neutral |
 BCFN | $23.01 | $26.53(15.30% Upside) | $47.35M | 0.80% | 70Outperform |
 GSIB | $62.02 | $68.92(11.12% Upside) | $38.28M | 0.35% | 71Outperform |
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| LATR | Corgi Buy Now Pay Later ETF | 26.98 | 2.46 | 10.02% | |
| FDCF | Fidelity Disruptive Communications ETF | 50.83 | 4.30 | 9.24% | |
| FFND | Future Fund Active ETF | 31.74 | 1.99 | 6.69% | |
| METL | Sprott Active Metals & Miners ETF | 22.35 | 0.82 | 3.82% | |
| BCFN | Baron Financials ETF | 23.00 | -1.80 | -7.28% | |
| GSIB | Themes Global Systemically Important Banks ETF | 62.02 | 13.23 | 27.12% |
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.