iShares U.S. Financials ETF
IYF - ETF AI Analysis
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iShares U.S. Financials ETF (IYF)
IYF, the iShares U.S. Financials ETF, has a solid overall rating, mainly because many of its largest positions—like JPMorgan Chase and Wells Fargo—show strong financial performance, positive earnings updates, and healthy stock momentum, which support the fund’s quality. However, some key holdings such as Berkshire Hathaway and S&P Global face issues like bearish technical trends or potential overvaluation, and the ETF’s focus on a single sector (U.S. financials) means investors are exposed to risks if banks and financial companies come under pressure.
IYF vs. SPDR S&P 500 ETF (SPY)
- AUM
- 3.94B
- Region
- North America
- Expense Ratio
- 0.37%
- Beta
- 0.85
- Issuer
- iShares
- Inception Date
- May 22, 2000
- Dividend Yield
- 1.43%
- Asset Class
- Equity
- Index Tracked
- Russell 1000 Financials 40 Act 15/22.5 Daily Capped Index
IYF Summary
The iShares U.S. Financials ETF (IYF) is a fund that tracks the Russell 1000 Financials Index, giving you broad exposure to major U.S. financial companies. It holds big names like Berkshire Hathaway and JPMorgan Chase, along with other large banks, insurance firms, and asset managers. Someone might invest in IYF to bet on the long-term growth of the U.S. financial sector and to get instant diversification across many financial stocks in a single investment. A key risk is that it is heavily tied to financial companies, so it can rise or fall sharply with changes in interest rates, the economy, and the banking sector.
How much will it cost me?
This ETF has an expense ratio of 0.37%, which means you’ll pay about $3.70 per year for every $1,000 you invest. That’s a bit higher than the cheapest broad-market index ETFs, mainly because this is a more specialized, sector-focused fund that costs slightly more to manage than plain-vanilla index funds.
What would affect this ETF?
This ETF is heavily tied to large U.S. banks and financial firms, so it could benefit if the U.S. economy stays healthy, loan demand grows, and interest rates move in a way that supports bank profits and investment activity. On the other hand, it could be hurt by a U.S. recession, rising loan defaults, sharp interest rate swings, or tighter financial regulations that pressure big holdings like major banks, insurers, and asset managers.
IYF Top 10 Holdings
IYF is essentially a bet on big U.S. financial powerhouses, with Berkshire Hathaway and JPMorgan steering the ship. Berkshire has been rising steadily, giving the fund a solid, defensive core, while JPMorgan’s more mixed recent performance keeps returns from running too hot. Investment banks like Goldman Sachs and Morgan Stanley have shown improving momentum, adding some offense to the lineup. On the flip side, Bank of America and Charles Schwab have been lagging, acting as a bit of a brake. Overall, it’s a U.S.-centric financial story, heavily concentrated in major banks and asset managers.
| Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
 BRK.B | Berkshire Hathaway B | 12.96% | $512.52M | $1.25T | 18.34% | 66Neutral |
 JPM | JPMorgan Chase | 10.85% | $429.38M | $908.40B | 8.80% | 72Outperform |
 WFC | Wells Fargo | 3.70% | $146.24M | $257.44B | -0.45% | 80Outperform |
 BAC | Bank of America | 3.62% | $143.12M | $349.70B | -5.52% | 72Outperform |
 GS | Goldman Sachs Group | 3.58% | $141.76M | $262.53B | 14.38% | 73Outperform |
 MS | Morgan Stanley | 3.23% | $127.90M | $293.16B | 14.48% | 76Outperform |
 C | Citigroup | 3.15% | $124.60M | $205.10B | 23.27% | 68Neutral |
 BLK | BlackRock | 2.83% | $112.10M | $198.03B | 12.94% | 77Outperform |
 SCHW | Charles Schwab | 2.30% | $90.79M | $160.57B | -3.47% | 74Outperform |
 SPGI | S&P Global | 2.13% | $84.09M | $137.23B | -4.54% | 73Outperform |
IYF Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IYF, the sentiment is Positive. The current price of 135.78 is above the 20-day moving average (MA) of 131.68, above the 50-day MA of 130.99, and above the 200-day MA of 127.26, indicating a bullish trend. The MACD of 1.34 indicates Negative momentum. The RSI at 61.24 is Neutral, neither overbought nor oversold. The STOCH value of 57.31 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IYF.
IYF Peer Comparison
Comparison Results
| Name | Price | Price Target | AUM | Expense Ratio | Overall Rating |
|---|---|---|---|---|---|
| IYF | $135.78 | $143.00(5.32% Upside) | $3.94B | 0.37% | 72Outperform |
 KBWB | $90.15 | $103.55(14.86% Upside) | $6.73B | 0.35% | 74Outperform |
 FNCL | $82.59 | $91.07(10.26% Upside) | $2.35B | 0.08% | 72Outperform |
 IYG | $97.69 | $109.17(11.75% Upside) | $2.28B | 0.37% | 72Outperform |
 KBE | $66.67 | $75.75(13.62% Upside) | $1.56B | 0.35% | 72Outperform |
 FXO | $66.04 | $73.41(11.16% Upside) | $1.09B | 0.60% | 72Outperform |
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IYF | iShares U.S. Financials ETF | 135.78 | 13.95 | 11.45% | |
| KBWB | Invesco KBW Bank ETF | 90.15 | 14.81 | 19.65% | |
| FNCL | Fidelity MSCI Financials Index ETF | 82.59 | 9.60 | 13.16% | |
| IYG | iShares US Financial Services ETF | 97.69 | 10.91 | 12.57% | |
| KBE | SPDR S&P Bank ETF | 66.67 | 10.73 | 19.19% | |
| FXO | First Trust Financials AlphaDEX Fund | 66.04 | 9.31 | 16.42% |
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.