West Shore Bank (WSSH) Ratios
West Shore Bank Ratios
WSSH's free cash flow for Q? was ―. For the fiscal year, WSSH's free cash flow was increased by ― and operating cash flow was ―. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.06 | 0.07 | 0.07 | 0.06 | 0.23 |
| Quick Ratio | 0.06 | 0.07 | 0.07 | 0.06 | 0.23 |
| Cash Ratio | 0.06 | 0.07 | 0.07 | 0.06 | 0.23 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.17 | 0.12 | 0.00 | 0.00 |
| Net Current Asset Value | $ -725.43M | $ -691.02M | $ -637.97M | $ -617.94M | $ -525.83M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.08 | 0.12 | 0.09 | 0.03 |
| Debt-to-Equity Ratio | 0.90 | 1.30 | 2.06 | 1.59 | 0.41 |
| Debt-to-Capital Ratio | 0.47 | 0.56 | 0.67 | 0.61 | 0.29 |
| Long-Term Debt-to-Capital Ratio | 0.47 | 0.44 | 0.37 | 0.61 | 0.29 |
| Financial Leverage Ratio | 14.37 | 15.93 | 17.28 | 18.65 | 14.80 |
| Debt Service Coverage Ratio | 0.57 | -0.03 | -0.00 | -0.27 | -0.51 |
| Interest Coverage Ratio | 0.51 | 0.40 | 0.49 | 2.66 | 4.18 |
| Debt to Market Cap | 1.18 | 2.02 | 3.03 | 1.47 | 0.49 |
| Interest Debt Per Share | 53.83 | 63.73 | 76.79 | 46.05 | 15.89 |
| Net Debt to EBITDA | 1.44 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.24% | 100.00% | 100.00% | 100.00% | 95.42% |
| EBIT Margin | 15.24% | -6.99% | -7.79% | -7.61% | -7.94% |
| EBITDA Margin | 19.33% | 0.00% | 0.00% | 0.00% | 0.00% |
| Operating Profit Margin | 15.24% | 21.98% | 18.35% | 17.11% | 19.15% |
| Pretax Profit Margin | 15.24% | 20.35% | 17.72% | 16.16% | 19.15% |
| Net Profit Margin | 12.78% | 16.65% | 16.46% | 14.42% | 16.81% |
| Continuous Operations Profit Margin | 12.78% | 16.65% | 16.46% | 14.42% | 16.81% |
| Net Income Per EBT | 83.88% | 81.83% | 92.89% | 89.23% | 87.75% |
| EBT Per EBIT | 100.00% | 92.58% | 96.61% | 94.43% | 100.00% |
| Return on Assets (ROA) | 0.76% | 0.63% | 0.61% | 0.56% | 0.65% |
| Return on Equity (ROE) | 10.94% | 10.06% | 10.58% | 10.45% | 9.62% |
| Return on Capital Employed (ROCE) | 5.41% | 1.86% | 3.66% | 3.57% | 3.97% |
| Return on Invested Capital (ROIC) | 4.54% | 1.42% | 2.28% | -1.03% | -1.39% |
| Return on Tangible Assets | 0.77% | 0.64% | 0.62% | 0.56% | 0.65% |
| Earnings Yield | 14.36% | 15.67% | 14.73% | 9.67% | 11.60% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.11 | 1.21 | 1.06 | 1.03 | 1.09 |
| Asset Turnover | 0.06 | 0.04 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.06 | -0.05 | -0.06 | -0.14 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.86 | 3.40 | 6.63 | 6.59 | 6.76 |
| Free Cash Flow Per Share | 6.52 | 3.12 | 6.09 | 4.92 | -0.54 |
| Dividend Paid and CapEx Coverage Ratio | 5.45 | 2.82 | 4.67 | 2.62 | 0.83 |
| Capital Expenditure Coverage Ratio | 20.19 | 11.91 | 12.28 | 3.95 | 0.93 |
| Operating Cash Flow Coverage Ratio | 0.16 | 0.07 | 0.10 | 0.15 | 0.45 |
| Operating Cash Flow to Sales Ratio | 0.17 | 0.14 | 0.31 | 0.32 | 0.32 |
| Free Cash Flow Yield | 18.39% | 12.41% | 25.41% | 16.19% | -1.78% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.96 | 6.39 | 6.79 | 10.34 | 8.62 |
| Price-to-Sales (P/S) Ratio | 0.89 | 1.06 | 1.12 | 1.49 | 1.45 |
| Price-to-Book (P/B) Ratio | 0.76 | 0.64 | 0.72 | 1.08 | 0.83 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.44 | 8.06 | 3.94 | 6.18 | -56.20 |
| Price-to-Operating Cash Flow Ratio | 5.17 | 7.38 | 3.62 | 4.61 | 4.49 |
| Price-to-Earnings Growth (PEG) Ratio | 0.24 | 0.56 | 0.34 | -0.63 | 0.38 |
| Enterprise Value Multiple | 6.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Enterprise Value | 57.11M | 64.31M | 74.61M | 67.31M | -75.30M |
| EV to EBITDA | 6.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| EV to Sales | 1.17 | 2.21 | 2.78 | 2.52 | -2.75 |
| EV to Free Cash Flow | 7.14 | 16.74 | 9.80 | 10.46 | 106.50 |
| EV to Operating Cash Flow | 6.78 | 15.34 | 9.00 | 7.81 | -8.51 |
| Tangible Book Value Per Share | 42.86 | 35.39 | 29.65 | 24.43 | 32.86 |
| Shareholders’ Equity Per Share | 46.52 | 39.12 | 33.37 | 28.09 | 36.57 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.16 | 0.18 | 0.07 | 0.11 | 0.12 |
| Revenue Per Share | 39.83 | 23.63 | 21.44 | 20.37 | 20.94 |
| Net Income Per Share | 5.09 | 3.93 | 3.53 | 2.94 | 3.52 |
| Tax Burden | 0.84 | 0.82 | 0.93 | 0.89 | 0.88 |
| Interest Burden | 1.00 | -2.91 | -2.27 | -2.12 | -2.41 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.04 | 0.02 | 0.02 | 0.04 | 0.03 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.35 | 0.86 | 1.88 | 2.24 | 1.92 |
Currency in USD
