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Westamerica Bancorporation (WABC) Ratios
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Westamerica Bancorporation Ratios
WABC's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, WABC's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.43 | 0.39 | 0.77 | 0.75 | 0.89 |
| Quick Ratio | 0.43 | 0.39 | 0.77 | 0.75 | 0.89 |
| Cash Ratio | 0.11 | 0.12 | 0.03 | 0.05 | 0.17 |
| Solvency Ratio | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.03 | 0.03 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.89 | 1.18 | 2.72 | 1.97 | 0.61 |
| Net Current Asset Value | $ -2.87B | $ -3.20B | $ -1.34B | $ -1.66B | $ -822.71M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.02 | 0.01 | 0.01 | 0.02 |
| Debt-to-Equity Ratio | 0.17 | 0.16 | 0.10 | 0.12 | 0.20 |
| Debt-to-Capital Ratio | 0.15 | 0.13 | 0.09 | 0.11 | 0.17 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 6.38 | 6.83 | 8.23 | 11.54 | 9.02 |
| Debt Service Coverage Ratio | 0.82 | 1.08 | 2.80 | 2.32 | 0.70 |
| Interest Coverage Ratio | 11.43 | 10.85 | 56.96 | 86.02 | 59.86 |
| Debt to Market Cap | 0.12 | 0.09 | 0.04 | 0.04 | 0.09 |
| Interest Debt Per Share | 6.97 | 5.84 | 3.03 | 2.81 | 6.19 |
| Net Debt to EBITDA | -2.49 | -2.32 | -0.49 | -1.21 | -7.24 |
| Profitability Margins | |||||
| Gross Profit Margin | 95.16% | 94.31% | 99.16% | 99.28% | 99.10% |
| EBIT Margin | 57.64% | 60.76% | 67.65% | 62.05% | 53.98% |
| EBITDA Margin | 60.30% | 64.10% | 71.25% | 68.25% | 61.65% |
| Operating Profit Margin | 57.64% | 60.76% | 67.65% | 62.05% | 53.98% |
| Pretax Profit Margin | 57.64% | 60.76% | 67.65% | 62.05% | 53.98% |
| Net Profit Margin | 42.74% | 44.55% | 49.39% | 45.73% | 39.90% |
| Continuous Operations Profit Margin | 42.74% | 44.55% | 49.39% | 45.73% | 39.90% |
| Net Income Per EBT | 74.14% | 73.33% | 73.01% | 73.70% | 73.92% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.95% | 2.28% | 2.54% | 1.76% | 1.16% |
| Return on Equity (ROE) | 12.44% | 15.58% | 20.93% | 20.27% | 10.46% |
| Return on Capital Employed (ROCE) | 15.94% | 20.03% | 26.63% | 24.82% | 12.99% |
| Return on Invested Capital (ROIC) | 10.37% | 13.02% | 18.17% | 16.83% | 8.26% |
| Return on Tangible Assets | 1.99% | 2.33% | 2.59% | 1.79% | 1.18% |
| Earnings Yield | 9.77% | 9.90% | 10.74% | 7.69% | 5.58% |
| Efficiency Ratios | |||||
| Receivables Turnover | 7.32 | 6.98 | 6.00 | 4.98 | 6.10 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.67 | 7.05 | 7.15 | 5.99 | 4.41 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.09 | -0.14 | -0.23 | -0.23 | -0.24 |
| Cash Conversion Cycle | 49.87 | 52.32 | 60.81 | 73.25 | 59.81 |
| Days of Sales Outstanding | 49.87 | 52.32 | 60.81 | 73.25 | 59.81 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 49.87 | 52.32 | 60.81 | 73.25 | 59.81 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.91 | 5.31 | 5.92 | 4.23 | 3.30 |
| Free Cash Flow Per Share | 4.81 | 5.24 | 5.88 | 4.20 | 3.25 |
| Dividend Paid and CapEx Coverage Ratio | 2.48 | 2.91 | 3.36 | 2.47 | 1.94 |
| Capital Expenditure Coverage Ratio | 54.27 | 81.18 | 136.27 | 140.20 | 67.02 |
| Operating Cash Flow Coverage Ratio | 0.76 | 1.02 | 2.06 | 1.55 | 0.54 |
| Operating Cash Flow to Sales Ratio | 0.45 | 0.45 | 0.48 | 0.43 | 0.41 |
| Free Cash Flow Yield | 10.06% | 9.99% | 10.43% | 7.11% | 5.64% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.56 | 10.09 | 9.31 | 13.01 | 17.92 |
| Price-to-Sales (P/S) Ratio | 4.37 | 4.50 | 4.60 | 5.95 | 7.15 |
| Price-to-Book (P/B) Ratio | 1.27 | 1.57 | 1.95 | 2.64 | 1.87 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.94 | 10.01 | 9.59 | 14.06 | 17.74 |
| Price-to-Operating Cash Flow Ratio | 9.75 | 9.89 | 9.52 | 13.96 | 17.47 |
| Price-to-Earnings Growth (PEG) Ratio | -0.82 | -0.71 | 0.28 | 0.32 | 2.23 |
| Enterprise Value Multiple | 4.76 | 4.70 | 5.97 | 7.50 | 4.36 |
| Enterprise Value | 780.23M | 936.71M | 1.39B | 1.37B | 582.48M |
| EV to EBITDA | 4.76 | 4.70 | 5.97 | 7.50 | 4.36 |
| EV to Sales | 2.87 | 3.01 | 4.25 | 5.12 | 2.69 |
| EV to Free Cash Flow | 6.52 | 6.70 | 8.87 | 12.10 | 6.66 |
| EV to Operating Cash Flow | 6.40 | 6.62 | 8.80 | 12.02 | 6.56 |
| Tangible Book Value Per Share | 32.67 | 28.79 | 24.37 | 17.84 | 26.24 |
| Shareholders’ Equity Per Share | 37.57 | 33.35 | 28.94 | 22.39 | 30.80 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.27 | 0.27 | 0.26 | 0.26 |
| Revenue Per Share | 10.94 | 11.66 | 12.27 | 9.92 | 8.07 |
| Net Income Per Share | 4.68 | 5.20 | 6.06 | 4.54 | 3.22 |
| Tax Burden | 0.74 | 0.73 | 0.73 | 0.74 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.16 | 0.15 | 0.17 | 0.22 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Income Quality | 1.05 | 1.02 | 0.98 | 0.93 | 1.03 |
Currency in USD
