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US Metro Bank (USMT) Ratios
US Metro Bank Ratios
USMT's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, USMT's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.01 | 0.14 | 0.14 | 0.18 | 0.00 |
| Quick Ratio | 0.01 | 0.14 | 0.14 | 0.18 | 0.00 |
| Cash Ratio | 0.01 | 0.12 | 0.12 | 0.12 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | -0.00 | 0.01 | 0.01 | 0.03 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.32 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.38B | $ -1.12B | $ -977.34M | $ -861.12M | $ -698.58M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.04 | 0.04 | 0.05 | 0.03 |
| Debt-to-Equity Ratio | 0.22 | 0.50 | 0.53 | 0.60 | 0.33 |
| Debt-to-Capital Ratio | 0.18 | 0.33 | 0.35 | 0.37 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.18 | 0.20 | 0.35 | 0.37 | 0.25 |
| Financial Leverage Ratio | 13.86 | 13.83 | 12.88 | 13.22 | 12.63 |
| Debt Service Coverage Ratio | 0.38 | 0.15 | 0.40 | 2.40 | 4.09 |
| Interest Coverage Ratio | 0.41 | 0.22 | 0.44 | 3.22 | 5.44 |
| Debt to Market Cap | 0.29 | 0.76 | 0.91 | 0.75 | 0.36 |
| Interest Debt Per Share | 4.10 | 4.97 | 5.15 | 3.53 | 1.82 |
| Net Debt to EBITDA | 0.52 | -7.17 | -4.48 | -2.83 | -4.14 |
| Profitability Margins | |||||
| Gross Profit Margin | 55.27% | 48.38% | 57.26% | 85.28% | 86.23% |
| EBIT Margin | 16.61% | 10.95% | 18.46% | 40.15% | 42.73% |
| EBITDA Margin | 20.64% | 14.71% | 22.12% | 41.14% | 43.78% |
| Operating Profit Margin | 16.61% | 10.95% | 18.46% | 40.15% | 42.73% |
| Pretax Profit Margin | 16.61% | 10.95% | 18.46% | 40.15% | 42.73% |
| Net Profit Margin | 11.74% | 7.62% | 13.33% | 28.97% | 31.02% |
| Continuous Operations Profit Margin | 11.74% | 7.54% | 13.27% | 28.96% | 31.02% |
| Net Income Per EBT | 70.67% | 69.58% | 72.22% | 72.17% | 72.60% |
| EBT Per EBIT | 99.99% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.79% | 0.51% | 0.87% | 1.50% | 1.62% |
| Return on Equity (ROE) | 10.98% | 7.07% | 11.15% | 19.85% | 20.49% |
| Return on Capital Employed (ROCE) | 8.78% | 7.07% | 9.03% | 16.00% | 2.23% |
| Return on Invested Capital (ROIC) | 6.20% | 4.16% | 6.49% | 11.54% | 1.62% |
| Return on Tangible Assets | 0.79% | 0.51% | 0.87% | 1.51% | 1.63% |
| Earnings Yield | 14.39% | 10.64% | 19.12% | 25.06% | 21.94% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.85 | 18.38 | 16.67 | 16.82 | 7.70 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 29.15 | 25.80 | 28.43 | 26.70 |
| Asset Turnover | 0.07 | 0.07 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.09 | -0.19 | -0.33 |
| Cash Conversion Cycle | 19.36 | 19.86 | 21.90 | 21.70 | 47.41 |
| Days of Sales Outstanding | 19.36 | 19.86 | 21.90 | 21.70 | 47.41 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 19.36 | 19.86 | 21.90 | 21.70 | 47.41 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -0.09 | 0.41 | 0.92 | 1.49 | 1.26 |
| Free Cash Flow Per Share | -0.16 | 0.36 | 0.81 | 1.45 | 1.25 |
| Dividend Paid and CapEx Coverage Ratio | -0.46 | 2.68 | 4.04 | 10.37 | 19.50 |
| Capital Expenditure Coverage Ratio | -1.21 | 7.82 | 8.63 | 33.72 | 86.13 |
| Operating Cash Flow Coverage Ratio | -0.06 | 0.16 | 0.30 | 0.48 | 0.80 |
| Operating Cash Flow to Sales Ratio | -0.01 | 0.09 | 0.19 | 0.42 | 0.40 |
| Free Cash Flow Yield | -3.14% | 10.50% | 23.79% | 35.26% | 28.25% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.96 | 7.95 | 5.23 | 3.99 | 4.56 |
| Price-to-Sales (P/S) Ratio | 0.82 | 0.72 | 0.70 | 1.16 | 1.41 |
| Price-to-Book (P/B) Ratio | 0.76 | 0.66 | 0.58 | 0.79 | 0.93 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -31.82 | 9.52 | 4.20 | 2.84 | 3.54 |
| Price-to-Operating Cash Flow Ratio | -58.04 | 8.30 | 3.72 | 2.75 | 3.50 |
| Price-to-Earnings Growth (PEG) Ratio | 0.10 | -0.23 | -0.14 | 0.65 | 0.02 |
| Enterprise Value Multiple | 4.47 | -2.30 | -1.33 | -0.02 | -0.91 |
| Enterprise Value | 96.65M | -31.77M | -23.35M | -409.64K | -20.22M |
| EV to EBITDA | 4.47 | -2.30 | -1.33 | -0.02 | -0.91 |
| EV to Sales | 0.92 | -0.34 | -0.29 | -0.01 | -0.40 |
| EV to Free Cash Flow | -36.03 | -4.51 | -1.77 | -0.02 | -1.00 |
| EV to Operating Cash Flow | -65.71 | -3.93 | -1.56 | -0.02 | -0.99 |
| Tangible Book Value Per Share | 9.43 | 4.87 | 5.49 | 4.90 | 4.48 |
| Shareholders’ Equity Per Share | 6.75 | 5.15 | 5.83 | 5.19 | 4.72 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.31 | 0.28 | 0.28 | 0.27 |
| Revenue Per Share | 6.32 | 4.78 | 4.88 | 3.55 | 3.12 |
| Net Income Per Share | 0.74 | 0.36 | 0.65 | 1.03 | 0.97 |
| Tax Burden | 0.71 | 0.70 | 0.72 | 0.72 | 0.73 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.30 | 0.31 | 0.35 | 0.34 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Income Quality | -0.14 | 1.14 | 1.41 | 1.45 | 1.30 |
Currency in USD
