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Contribution Profit
Measures the profit from operations after variable costs, highlighting the company's ability to generate earnings from its core business activities.Contribution profit staged a clear inflection starting late 2024 and accelerated through 2025 back toward prior peak levels, suggesting improved unit economics and a more favorable loan mix. Management links this to partner channels that lower acquisition costs and produce larger average loans—which raise dollar contribution even if take rates are modest—but they haven’t quantified channel-level margins, so the upside looks real yet execution- and mix-dependent. Continued validation of partner economics will determine whether this recovery is durable and supports sustainable margin expansion.
Date | Contribution Profit |
|---|---|
Jun 30, 2026 | $193.13M |
Mar 31, 2026 | $137.27M |
Dec 31, 2025 | $140.77M |
Sep 30, 2025 | $147.41M |
Jun 30, 2025 | $140.54M |
Mar 31, 2025 | $102.37M |
Dec 31, 2024 | $121.90M |
Sep 30, 2024 | $102.38M |
Jun 30, 2024 | $76.12M |
Mar 31, 2024 | $81.14M |