Upstart Holdings Statistics
Want to see UPST full AI Analyst Report?
Upstart Holdings (UPST) Stock Statistics & Valuation Metrics
Total Valuation
Upstart Holdings has a market cap or net worth of $1.89B. The enterprise value is $3.84B.
- Market Cap
- $1.89B
- Enterprise Value
- $3.84B
Share Statistics
Upstart Holdings has 98,908,660 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 98,908,660
- Owned by Insiders
- 13.41%
- Owned by Institutions
- 41.93%
Financial Efficiency
Upstart Holdings’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.01%.
- Return on Equity (ROE)
- 0.07
- Return on Assets (ROA)
- 0.02
- Return on Invested Capital (ROIC)
- 2.01%
- Return on Capital Employed (ROCE)
- 0.02
- Revenue Per Employee
- 765.50K
- Profits Per Employee
- 38.15K
- Employee Count
- 1,405
- Asset Turnover
- 0.36
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of Upstart Holdings is 29.57. Upstart Holdings’s PEG ratio is 0.30.
- PE Ratio
- 29.57
- PS Ratio
- 1.40
- PB Ratio
- 2.16
- Price to FCF
- -9.50
- Price to Operating Cash Flow
- -10.58
- PEG Ratio
- 0.30
Income Statement
In the last 12 months, Upstart Holdings had revenue of 1.08B and earned 53.60M in profits. Earnings per share was 0.56.
- Revenue
- 1.08B
- Gross Profit
- 1.02B
- Operating Income
- 54.33M
- Pretax Income
- 54.33M
- Net Income
- 53.60M
- EBITDA
- 79.16M
- Earnings Per Share (EPS)
- 0.56
Cash Flow
In the last 12 months, operating cash flow was -181.13M and capital expenditures -22.59M, giving a free cash flow of -203.72M billion.
- Operating Cash Flow
- -181.13M
- Free Cash Flow
- -203.72M
- Free Cash Flow per Share
- -2.08
Dividends & Yields
Upstart Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
- Dividend Per Share
- ―
- Dividend Yield
- ―
- Payout Ratio
- N/A
- Free Cash Flow Yield
- -10.53%
- Earnings Yield
- 3.40%
Stock Price Statistics
- Beta
- 2.88
- 52-Week Price Change
- -47.55%
- 50-Day Moving Average
- 24.06
- 200-Day Moving Average
- 28.67
- Relative Strength Index (RSI)
- 35.46
- Average Volume (3m)
- 4.58M
Important Dates
Upstart Holdings upcoming earnings date is Feb 16, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Nov 03, 2026
- Next Earnings Date
- Feb 16, 2027
- Ex-Dividend Date
- ―
Financial Position
Upstart Holdings as a current ratio of 2.99, with Debt / Equity ratio of 231.63%
- Current Ratio
- 2.99
- Quick Ratio
- 2.99
- Debt to Market Cap
- 0.44
- Net Debt to EBITDA
- 15.07
- Interest Coverage Ratio
- 1.05
Taxes
In the past 12 months, Upstart Holdings has paid 728.00K in taxes.
- Income Tax
- 728.00K
- Effective Tax Rate
- 0.01
Enterprise Valuation
Upstart Holdings EV to EBITDA ratio is 34.43, with an EV/FCF ratio of -17.61.
- EV to Sales
- 2.59
- EV to EBITDA
- 34.43
- EV to Free Cash Flow
- -17.61
- EV to Operating Cash Flow
- -19.80
Balance Sheet
Upstart Holdings has $461.48M in cash and marketable securities with $2.11B in debt, giving a net cash position of -$1.65B billion.
- Cash & Marketable Securities
- $461.48M
- Total Debt
- $2.11B
- Net Cash
- -$1.65B
- Net Cash Per Share
- -$16.71
- Tangible Book Value Per Share
- $8.30
Margins
Gross margin is 96.32%, with operating margin of 5.68%, and net profit margin of 4.71%.
- Gross Margin
- 96.32%
- Operating Margin
- 5.68%
- Pretax Margin
- 4.84%
- Net Profit Margin
- 4.71%
- EBITDA Margin
- 7.53%
- EBIT Margin
- 5.68%
Analyst Forecast
The average price target for Upstart Holdings is $32.46, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
- Price Target
- $32.46
- Price Target Upside
- 65.96% Upside
- Analyst Consensus
- Moderate Buy
- Analyst Count
- 13
- Revenue Growth Forecast
- 38.56%
- EPS Growth Forecast
- 100.99%
Scores
- Smart Score
- 4
- AI Score
- 50
