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Upstart Holdings, Inc. (UPST)
:UPST
UPST Stock Chart & Stats
Day’s Range― - ―
52-Week Range$20.60 - $96.43
Previous CloseN/A
Volume1.93M
Average Volume (3M)5.78M
Market Cap
$4.54B
Enterprise Value$6.24B
Total Cash (Recent Filing)$44.39M
Total Debt (Recent Filing)$231.78M
Price to Earnings (P/E)―
Beta4.37
Next Earnings
May 06, 2025EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.46
Shares Outstanding95,070,460
10 Day Avg. Volume4,600,677
30 Day Avg. Volume5,781,232
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)0.00
Price to Cash Flow (P/CF)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap1.37
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit9.92
Enterprise Value/Ebitda-55.77
Forecast
1Y Price Target
$78.18Price Target Upside63.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
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Upstart Holdings News
PremiumCompany Announcements
Upstart Holdings Expands Board, Appoints Peter Bernard
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Bulls Say, Bears Say
Bulls Say
Funding DynamicsUpstart has significantly improved its funding by securing committed funding sources.
Loan Product OfferingUpstart's more diverse loan product offering is a positive that should drive more stable volumes.
Revenue GrowthUPST is poised to return to profitability and deliver 50%+ year-over-year revenue growth.
Bears Say
Estimate RevisionsAny macro downturn would cause material estimate revisions for Upstart.
Macro RisksA recession or fears of funding partners pulling back is a risk to the upgrade.
Valuation ConcernsThe valuation remains too high with shares up 165% year-over-year.
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Ownership Overview
13.05% Insiders
13.23% Mutual Funds
0.18% Other Institutional Investors
59.38% Public Companies and
Individual Investors
UPST FAQ
What was Upstart Holdings, Inc.’s price range in the past 12 months?
Upstart Holdings, Inc. lowest stock price was $20.60 and its highest was $96.43 in the past 12 months.
What is Upstart Holdings, Inc.’s market cap?
Upstart Holdings, Inc.’s market cap is $4.54B.
When is Upstart Holdings, Inc.’s upcoming earnings report date?
Upstart Holdings, Inc.’s upcoming earnings report date is May 06, 2025 which is in 4 days.
How were Upstart Holdings, Inc.’s earnings last quarter?
Upstart Holdings, Inc. released its earnings results on Feb 11, 2025. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of -$0.04 by $0.3.
Is Upstart Holdings, Inc. overvalued?
According to Wall Street analysts Upstart Holdings, Inc.’s price is currently Undervalued.
Does Upstart Holdings, Inc. pay dividends?
Upstart Holdings, Inc. does not currently pay dividends.
What is Upstart Holdings, Inc.’s EPS estimate?
Upstart Holdings, Inc.’s EPS estimate is 0.17.
How many shares outstanding does Upstart Holdings, Inc. have?
Upstart Holdings, Inc. has 95,070,460 shares outstanding.
What happened to Upstart Holdings, Inc.’s price movement after its last earnings report?
Upstart Holdings, Inc. reported an EPS of $0.26 in its last earnings report, beating expectations of -$0.04. Following the earnings report the stock price went up 31.824%.
Which hedge fund is a major shareholder of Upstart Holdings, Inc.?
Currently, no hedge funds are holding shares in UPST
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Upstart Holdings Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$78.18 (63.56% Upside)
$78.18 (63.56% Upside)
Blogger Sentiment
Bullish
UPST Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 225.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $420.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 0.5%
Last 30 Days ▲ 0.5%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
115.99%
12-Months-Change
Fundamentals
Return on Equity
-20.27%
Trailing 12-Months
Asset Growth
17.34%
Trailing 12-Months
Company Description
Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
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UPST Company Deck
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UPST Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Upstart demonstrated strong growth in revenue and origination volumes with significant product and model innovations. Financial performance showed improvements with positive adjusted EBITDA, although GAAP profitability was not achieved. Funding commitments increased, supporting future growth. However, elevated loan prices and increased stock-based compensation expenses presented challenges.Read More>---
UPST Stock 12 Month Forecast
Average Price Target
$78.18
▲(63.56% Upside)
Technical Analysis
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