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United Overseas Bank (UOVEY)
OTHER OTC:UOVEY
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United Overseas Bank (UOVEY) Price & Analysis

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UOVEY Stock Chart & Stats

$67.14
$0.24(0.36%)
At close: 4:00 PM EDT
$67.14
$0.24(0.36%)

Bulls Say, Bears Say

Bulls Say
Wealth Business & Allianz PartnershipGrowing wealth income and AUM (wealth income +16% YoY, net new money $4bn H1) plus the Allianz partnership expand fee-generating, open-architecture distribution. This diversifies revenue away from interest margins, builds sticky client flows and supports durable fee income over time.
Strong Capital And Liquidity PositionRobust CET1 and liquidity metrics provide regulatory headroom and permit planned capital distributions (~SGD2bn). This balance-sheet strength supports measured loan growth, buffers shocks, and allows continued shareholder returns while preserving capacity to absorb credit stress.
Wholesale, Trade And Loan GrowthStrong trade and transaction banking momentum drives diversified, stable income and deposits (wholesale CASA +9% YoY). Scale in trade finance and transaction services supports resilient fee and NII streams and ties the bank to structural ASEAN FDI and trade flows for durable growth.
Bears Say
NIM And Net Interest Income PressureSustained NIM compression reduces core banking profitability and long-term earnings power. With loan repricing lags and lower benchmark rates, weaker NII limits ability to absorb rising costs or expand returns, making earnings more sensitive to volume and fee diversification execution.
Multi-year Cash Flow VolatilityLarge swings in operating and free cash flow over multiple years impair predictability of capital returns and reinvestment. Inconsistent cash conversion heightens execution risk, complicates provisioning and capital planning, and increases reliance on accounting or one-off items to meet targets.
Concentration And Asset-quality Risk In Greater China Real EstateA single large NPA tied to Greater China real estate highlights regional concentration risk. Even with high collateral-adjusted coverage, such exposures can produce episodic credit shocks, increase provisioning needs and raise uncertainty around future credit costs if the sector weakens further.

United Overseas Bank News

UOVEY FAQ

What was United Overseas Bank’s price range in the past 12 months?
United Overseas Bank lowest stock price was $51.68 and its highest was $69.69 in the past 12 months.
    What is United Overseas Bank’s market cap?
    United Overseas Bank’s market cap is $53.98B.
      When is United Overseas Bank’s upcoming earnings report date?
      United Overseas Bank’s upcoming earnings report date is Feb 25, 2027 which is in 191 days.
        How were United Overseas Bank’s earnings last quarter?
        United Overseas Bank released its earnings results on Aug 06, 2026. The company reported $1.344 earnings per share for the quarter, beating the consensus estimate of $1.342 by $0.002.
          Is United Overseas Bank overvalued?
          According to Wall Street analysts United Overseas Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does United Overseas Bank pay dividends?
            United Overseas Bank pays a Notavailable dividend of $1.377 which represents an annual dividend yield of 4.42%. See more information on United Overseas Bank dividends here
              What is United Overseas Bank’s EPS estimate?
              United Overseas Bank’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does United Overseas Bank have?
              United Overseas Bank has 831,806,300 shares outstanding.
                What happened to United Overseas Bank’s price movement after its last earnings report?
                United Overseas Bank reported an EPS of $1.344 in its last earnings report, beating expectations of $1.342. Following the earnings report the stock price went down -0.316%.
                  Which hedge fund is a major shareholder of United Overseas Bank?
                  Currently, no hedge funds are holding shares in UOVEY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    United Overseas Bank

                    United Overseas Bank Limited (UOVEY), a financial institution established in Singapore in 1935 and headquartered there, provides a comprehensive array of banking products and services. The company operates globally, organized into three primary divisions: Group Retail, Group Wholesale Banking, and Global Markets. UOB offers a diverse suite of lending solutions, including overdrafts, cash credit facilities, various short and long-term loans, buyer's credit, and financing for mergers and acquisitions, along with loan syndication services. It also facilitates a wide range of international trade and foreign exchange services, such as structured trade finance, spot and forward forex transactions, documentary collections, letters of credit (advising, negotiation, and discounting), and different import/export financing options like inward/outward bill collection and documents against acceptance/payment, in addition to remittance facilities. Beyond these, the bank manages current and time deposit accounts and offers specialized services across private, commercial, corporate, and investment banking sectors. Its extensive offerings further encompass corporate finance, treasury management, futures and stockbroking, asset management, venture capital, and insurance solutions. UOB is also actively involved in capital market activities, issues credit cards, and provides financing for private residential homes as well as small and medium-sized enterprises (SMEs). With a substantial operational network comprising approximately 500 branches and offices, United Overseas Bank Limited maintains a significant presence in Singapore, Malaysia, Indonesia, Thailand, China, and various other international markets.

                    United Overseas Bank (UOVEY) Earnings & Revenues

                    UOVEY Company Deck

                    UOVEY Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented a predominantly constructive operational and financial picture: strong profitability (Q2 +10% YoY), notable wealth and trade loan strength, robust capital and liquidity, and clear strategic moves (Allianz partnership, AI rollout). However, the bank faces margin pressure (NIM compression and NII decline), softer trading/fee income, a significant new NPA tied to one Greater China real estate account, and near-term cost increases from strategic investments. On balance the positives — diversified earnings drivers, resilient profitability, strong capital/liquidity and clear growth initiatives — outweigh the headwinds, though management remains cautious and focused on execution.View all UOVEY earnings summaries
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                    Ownership Overview

                    <0.01%99.99%
                    Insiders
                    <0.01% Other Institutional Investors
                    99.99% Public Companies and
                    Individual Investors
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