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University Bancorp (UNIB)
OTHER OTC:UNIB
US Market
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University Bancorp (UNIB) Financial Statements

11 Followers

University Bancorp Financial Overview

University Bancorp's market cap is currently $114.19M. The company's EPS TTM is $1.93; its P/E ratio is 8.50; and it has a dividend yield of 1.81%. University Bancorp is scheduled to report earnings on March 24, 2026, and the estimated EPS forecast is $―. See an overview of income statement, balance sheet, and cash flow financials.
Dec 25Dec 24Dec 23Dec 22Dec 21
Income Statement
Total Revenue$ 137.51M$ 121.41M$ 102.34M$ 88.25M$ 127.83M
Gross Profit$ 113.42M$ 99.55M$ 84.88M$ 86.46M$ 127.83M
Operating Income$ 12.28M$ 14.58M$ 9.07M$ 5.33M$ 36.02M
EBITDA$ 13.67M$ 16.35M$ 10.78M$ 7.23M$ 37.92M
Net Income$ 9.02M$ 10.47M$ 5.43M$ 3.79M$ 25.32M
Balance Sheet
Cash & Short-Term Investments$ 27.48M$ 31.98M$ 25.17M$ 85.73M$ 97.21M
Total Assets$ 1.15B$ 980.01M$ 931.63M$ 794.24M$ 500.38M
Total Debt$ 110.56M$ 135.84M$ 141.43M$ 67.38M$ 9.69M
Net Debt$ 83.08M$ 106.31M$ 116.31M$ -3.72M$ -70.17M
Total Liabilities$ 1.01B$ 874.45M$ 837.05M$ 706.31M$ 414.57M
Stockholders' Equity$ 125.29M$ 93.59M$ 83.97M$ 78.68M$ 77.00M
Cash Flow
Free Cash Flow$ -37.61M$ 17.61M$ 4.06M$ 49.61M$ 55.23M
Operating Cash Flow$ -36.45M$ 20.24M$ 5.23M$ 50.36M$ 58.20M
Investing Cash Flow$ -114.72M$ -53.84M$ -202.97M$ -365.73M$ -81.66M
Financing Cash Flow$ 149.12M$ 38.01M$ 137.20M$ 303.50M$ -79.36M
Currency in USD

University Bancorp Earnings and Revenue History

University Bancorp Debt to Assets

University Bancorp Cash Flow

University Bancorp Forecast EPS vs Actual EPS