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UniCredit SpA (UNCFF)
OTHER OTC:UNCFF
Earnings Data
Report Date
Feb 05, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.68Last Year’s EPS
1.2Same Quarter Last Year
Strong Buy
Based on 8 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with record profits and well-maintained capital positions. Strategic investments and geographic diversification provide a positive outlook. However, challenges remain with the potential impact of the Italian bank levy and declining net interest income. Management is focused on growth, but potential restructuring costs could affect short-term financials.Company Guidance
Record Third Quarter and Nine Months
UniCredit achieved the best nine months in its history, with 19 consecutive quarters of profitable growth. Net profit increased by 4.7% in the quarter and 12.9% over the nine months, maintaining a return on tangible equity above 20%.
Strong Capital and Liquidity Position
CET1 ratio remains well above target at 14.8%, and liquidity remains sound with a liquidity coverage ratio (LCR) above 140%.
Strategic Investments and Capital Deployment
Early deployment of EUR 6.5 billion of excess capital is expected to add EUR 1 billion to net revenues and net profit by 2027. EUR 9.5 billion in dividends and share buybacks for 2025 are confirmed.
Operational Efficiency
Costs are on a downward trajectory, supporting a best-in-class cost/income ratio of 36.8% for the nine months, maintaining strong operational efficiency.
Geographic and Business Diversification
UniCredit's performance is supported by geographic diversification, with strong contributions from Central and Eastern Europe and resilience in Germany and Austria.
UNCFF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UNCFF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $73.87 | $74.91 | +1.41% |
Jul 22, 2025 | $67.70 | $70.32 | +3.87% |
Feb 11, 2025 | $48.92 | $47.21 | -3.50% |
Nov 06, 2024 | $44.16 | $41.56 | -5.89% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does UniCredit SpA (UNCFF) report earnings?
UniCredit SpA (UNCFF) is schdueled to report earning on Feb 05, 2026, Before Open (Confirmed).
What is UniCredit SpA (UNCFF) earnings time?
UniCredit SpA (UNCFF) earnings time is at Feb 05, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UNCFF EPS forecast?
UNCFF EPS forecast for the fiscal quarter 2025 (Q4) is 1.68.