United Bancorporation of Alabama (UBAB) Stock Statistics & Valuation Metrics

United Bancorporation of Alabama has a market cap or net worth of $189.69M. The enterprise value is $314.67M.

Market Cap

$189.69M

Enterprise Value

$314.67M

United Bancorporation of Alabama has 3,059,460 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

3,059,460

Owned by Insiders

―

Owned by Institutions

2.68%

United Bancorporation of Alabama’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 1.36%.

Return on Equity (ROE)

0.07

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

1.36%

Return on Capital Employed (ROCE)

0.02

Revenue Per Employee

507.51K

Profits Per Employee

111.15K

Employee Count

177

Asset Turnover

0.06

Inventory Turnover

0.00

The current PE Ratio of United Bancorporation of Alabama is 9.72. United Bancorporation of Alabama’s PEG ratio is 1.84.

PE Ratio

9.72

PS Ratio

2.04

PB Ratio

0.70

Price to FCF

0.00

Price to Operating Cash Flow

0.00

PEG Ratio

1.84

In the last 12 months, United Bancorporation of Alabama had revenue of 89.83M and earned 19.67M in profits. Earnings per share was 5.23.

Revenue

89.83M

Gross Profit

69.69M

Operating Income

24.71M

Pretax Income

24.71M

Net Income

19.67M

EBITDA

26.23M

Earnings Per Share (EPS)

5.23

In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0 billion.

Operating Cash Flow

0

Free Cash Flow

0

Free Cash Flow per Share

0.00

United Bancorporation of Alabama pays an annual dividend of $0.71, resulting in a dividend yield of 2.27%

Dividend Per Share

$0.71

Dividend Yield

2.27%

Payout Ratio

25.17%

Free Cash Flow Yield

0.00%

Earnings Yield

11.65%

Beta

0.26

52-Week Price Change

16.98%

50-Day Moving Average

62.55

200-Day Moving Average

55.89

Relative Strength Index (RSI)

57.18

Average Volume (3m)

1,705

United Bancorporation of Alabama upcoming earnings date is Jan 21, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 30, 2026

Next Earnings Date

Jan 21, 2027

Ex-Dividend Date

Jun 30, 2026

United Bancorporation of Alabama as a current ratio of 39.95, with Debt / Equity ratio of 11.23%

Current Ratio

39.95

Quick Ratio

39.95

Debt to Market Cap

0.19

Net Debt to EBITDA

-4.74

Interest Coverage Ratio

1.53

In the past 12 months, United Bancorporation of Alabama has paid 5.04M in taxes.

Income Tax

5.04M

Effective Tax Rate

0.20

United Bancorporation of Alabama EV to EBITDA ratio is 6.81, with an EV/FCF ratio of 0.00.

EV to Sales

2.01

EV to EBITDA

6.81

EV to Free Cash Flow

0.00

EV to Operating Cash Flow

0.00

United Bancorporation of Alabama has $409.70M in cash and marketable securities with $30.53M in debt, giving a net cash position of $379.17M billion.

Cash & Marketable Securities

$409.70M

Total Debt

$30.53M

Net Cash

$379.17M

Net Cash Per Share

$123.93

Tangible Book Value Per Share

$88.27

Gross margin is 79.97%, with operating margin of 29.52%, and net profit margin of 23.84%.

Gross Margin

79.97%

Operating Margin

29.52%

Pretax Margin

29.52%

Net Profit Margin

23.84%

EBITDA Margin

29.52%

EBIT Margin

29.52%

The average price target for United Bancorporation of Alabama is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target

―

Price Target Upside

―

Analyst Consensus

―

Analyst Count

―

Revenue Growth Forecast

-4.68%

EPS Growth Forecast

5.21%

Smart Score

5

AI Score

75