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GoldMoney
(TSX:XAU)
Select Model
Select Model
Rating:74Outperform
Price Target:
C$16.00
▲(10.73% Upside)
Action:Upgraded
Date:08/24/26
The score is driven primarily by solid current profitability, manageable leverage, and positive free cash flow, tempered by revenue and cash-flow variability. Valuation is a major positive due to the very low P/E, while technical indicators are mixed with a negative MACD and price sitting below key medium-term averages. Corporate events add support through rising tangible equity and ongoing buybacks.
Positive Factors
Strong Profitability
High net and operating margins indicate that the current business model converts revenue into substantial earnings. If maintained, this profitability can support reinvestment, balance-sheet resilience, and shareholder returns over the next several quarters.
Negative Factors
Unstable Revenue Growth
Revenue inconsistency makes earnings durability harder to assess and suggests exposure to changing customer activity and precious-metals cycles. Persistent volatility could limit operating leverage and make future profitability less predictable.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Profitability
High net and operating margins indicate that the current business model converts revenue into substantial earnings. If maintained, this profitability can support reinvestment, balance-sheet resilience, and shareholder returns over the next several quarters.
Read all positive factors
GoldMoney (XAU) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$176.05M
Dividend Yield0.37%
Average Volume (3M)8.36K
Price to Earnings (P/E)3.0
Beta (1Y)0.14
Revenue Growth21.60%
EPS Growth216.25%
CountryCA
Employees25
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)4.69
Shares Outstanding12,803,395
10 Day Avg. Volume4,700
30 Day Avg. Volume8,362
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.91
Price to Sales (P/S)0.90
P/FCF Ratio4.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
GoldMoney Business Overview & Revenue Model
Company Description
Operating globally, Goldmoney Inc. delivers financial services and technological solutions centered on precious metals. Through its Goldmoney.com online platform, the company provides secure custody and storage for physical precious metals, alongs...
How the Company Makes Money
GoldMoney’s revenue model is centered on fees and margins earned from providing precious-metals custody and transaction services. Key revenue streams have included: (1) Transaction revenues/margins on customer purchases and sales of precious metal...
GoldMoney Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
73
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2026 | Jun 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 177.14M | 224.34M | 101.83M | 65.57M | 84.84M | 662.25M |
| Gross Profit | 57.49M | 59.34M | 31.89M | 21.26M | 19.72M | 27.24M |
| EBITDA | 48.65M | 52.14M | 20.88M | -5.71M | 7.03M | 13.80M |
| Net Income | 58.97M | 64.10M | 14.57M | -24.52M | 6.80M | 11.65M |
Balance Sheet | ||||||
| Total Assets | 408.56M | 384.61M | 341.92M | 185.48M | 176.05M | 190.22M |
| Cash, Cash Equivalents and Short-Term Investments | 126.60M | 142.78M | 12.73M | 13.33M | 43.27M | 28.56M |
| Total Debt | 83.21M | 59.37M | 84.11M | 38.84M | 0.00 | 1.55M |
| Total Liabilities | 177.95M | 161.47M | 178.94M | 44.30M | 3.93M | 9.72M |
| Stockholders Equity | 230.61M | 223.14M | 162.98M | 141.18M | 172.54M | 180.49M |
Cash Flow | ||||||
| Free Cash Flow | 41.74M | 48.73M | 49.73M | 67.06M | 20.98M | -7.23M |
| Operating Cash Flow | 41.97M | 48.79M | 49.74M | 67.07M | 20.99M | -7.18M |
| Investing Cash Flow | -5.25M | 16.67M | -64.04M | -126.03M | 1.93M | 10.55M |
| Financing Cash Flow | -7.82M | -32.69M | 37.85M | 31.95M | -10.03M | -1.25M |
GoldMoney Technical Analysis
Negative
14.45
Price Trends
14.32
Negative
15.03
Negative
14.28
Negative
Market Momentum
-0.09
Negative
43.08
Neutral
21.35
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:XAU, the sentiment is Negative. The current price of 14.45 is above the 20-day moving average (MA) of 14.02, above the 50-day MA of 14.32, and above the 200-day MA of 14.28, indicating a bearish trend. The MACD of -0.09 indicates Negative momentum. The RSI at 43.08 is Neutral, neither overbought nor oversold. The STOCH value of 21.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:XAU.
GoldMoney Peers Comparison
UnderperformOutperform
Sector (68)
TSE:XAU
GoldMoney
13.85
3.95
39.90%
TSE:DEFI
DeFi Technologies
0.83
0.00
0.00%
TSE:DMGI
DMG Blockchain Solutions
0.56
0.25
81.97%
GoldMoney Corporate Events
Business Operations and StrategyStock BuybackFinancial Disclosures
Goldmoney Boosts Tangible Equity and Continues Share Buybacks in Fiscal Q1 2027
Positive
Aug 6, 2026
Goldmoney Inc. reported fiscal 2027 first-quarter results showing group tangible equity of $216.9 million, up 3.6% quarter-on-quarter, with tangible equity per share rising 4% to $17.34 and 4.2% to $16.27 when excluding its MENE stake. The company...
Business Operations and StrategyStock BuybackFinancial Disclosures
Goldmoney Boosts Tangible Equity and Earnings in Fiscal 2027 Q1
Positive
Aug 6, 2026
Goldmoney Inc. reported fiscal 2027 first-quarter results showing group tangible equity of $216.9 million, up 3.6% quarter-on-quarter, with tangible equity per share rising 4.0% to $17.34. Excluding its MENE jewellery interests, tangible equity pe...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.