Wall Financial (WFC) AI Stock Analysis

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TSE:WFC Dividends

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Wall Financial

(TSX:WFC)

60Neutral

Wall Financial's solid financial performance, characterized by strong revenue growth and cash flow generation, is offset by high financial leverage and bearish technical indicators. The stock's valuation is moderate, suggesting neither an overly risky nor a highly attractive investment at present. Investors should monitor leverage and technical trends for future opportunities.

Wall Financial (WFC) vs. S&P 500 (SPY)

Market Cap

C$399.25M

Dividend YieldN/A

Average Volume (3M)1.95K

Price to Earnings (P/E)16.7

Beta (1Y)0.32

Revenue Growth26.85%

EPS Growth7.42%

CountryCA

Employees488

SectorReal Estate

Sector Strength79

IndustryReal Estate - Development

Share Statistics

EPS (TTM)0.09

Shares Outstanding32,094,166

10 Day Avg. Volume500

30 Day Avg. Volume1,950

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)0.00

Price to Cash Flow (P/CF)0.00

P/FCF Ratio0.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

Wall Financial Business Overview & Revenue Model

Company DescriptionWall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties. It also engages in the development and management of residential rental units; and development and construction of residential housing for re-sale. As of January 31, 2022, it owned and managed 934 hotel units; and fourteen rental properties in Metro Vancouver consisted of 1,392 residential and 14 commercial rental units. Wall Financial Corporation was incorporated in 1969 and is headquartered in Vancouver, Canada.

How the Company Makes MoneyWall Financial Corporation generates revenue through a combination of real estate development, rental income, and hotel operations. The company develops and sells residential and commercial properties, earning profits from the sale of these assets. Additionally, WFC generates recurring revenue from leasing its developed properties, ensuring a steady income stream from tenants. The company's hotel operations also contribute significantly to its revenue, with income derived from room bookings, events, and related hospitality services. Strategic partnerships with construction firms, architects, and local governments enhance WFC's ability to maximize property values and optimize revenue generation.

Wall Financial Financial Statement Overview

Summary

Wall Financial shows strong revenue growth and profitability with effective cost management. While cash flow generation is robust, the high debt-to-equity ratio could impact long-term financial flexibility. Strategic management of leverage and sustained revenue growth will be key to future success.

Income Statement

Positive

Wall Financial's TTM revenue of $194.5 million shows a strong growth of 25.3% compared to the previous annual report. Gross profit margin at 37.3% and net profit margin at 12.8% are solid, indicating effective cost management. EBIT margin improved to 21.5%, showcasing operational efficiency. However, the decline in EBITDA margin to 38.6% suggests rising non-cash expenses.

Balance Sheet

Positive

The company's debt-to-equity ratio of 3.61 highlights significant leverage, raising potential risk concerns. The return on equity (ROE) at 14.0% indicates good profitability, but the equity ratio of 19.4% suggests moderate financial stability. Overall, while the financial health is stable, high leverage poses a risk.

Cash Flow

Positive

Wall Financial's free cash flow growth of 124.5% is impressive, indicating strong cash generation. The operating cash flow to net income ratio of 1.07 reflects robust cash conversion from profits. However, the free cash flow to net income ratio of 0.97 suggests most profits are converted to free cash flow, leaving limited buffer for reinvestment or dividends.

Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Breakdown
Income Statement		Total Revenue
155.20M	144.35M	241.05M	191.56M	474.60M
	Gross Profit
71.77M	63.39M	59.17M	40.59M	206.82M
	EBIT
54.79M	42.17M	33.55M	14.42M	182.78M
	EBITDA
67.57M	56.37M	48.86M	32.55M	202.36M
	Net Income Common Stockholders
22.23M	48.21M	14.61M	544.29K	122.46M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
22.79M	25.41M	20.11M	17.96M	56.24M
	Total Assets
896.28M	874.73M	874.06M	973.49M	1.05B
	Total Debt
633.85M	539.95M	567.99M	606.33M	645.11M
	Net Debt
611.06M	514.54M	547.87M	588.36M	588.87M
	Total Liabilities
688.19M	586.70M	626.60M	694.79M	784.22M
	Stockholders Equity
158.11M	235.88M	185.08M	192.70M	189.63M
Cash Flow		Free Cash Flow
10.78M	42.60M	140.52M	3.54M	333.46M
	Operating Cash Flow
14.22M	44.74M	141.64M	4.07M	335.17M
	Investing Cash Flow
-13.09M	5.30M	-56.86M	-10.24M	-8.23M
	Financing Cash Flow
-3.76M	-44.74M	-82.63M	-32.11M	-303.46M

Wall Financial Technical Analysis

Technical Analysis Sentiment

Neutral

Last Price12.88

Price Trends

50DMA

11.89

Positive

100DMA

13.61

Negative

200DMA

16.55

Negative

Market Momentum

MACD

0.19

Negative

RSI

64.27

Neutral

STOCH

83.87

Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:WFC, the sentiment is Neutral. The current price of 12.88 is above the 20-day moving average (MA) of 12.08, above the 50-day MA of 11.89, and below the 200-day MA of 16.55, indicating a neutral trend. The MACD of 0.19 indicates Negative momentum. The RSI at 64.27 is Neutral, neither overbought nor oversold. The STOCH value of 83.87 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TSE:WFC.

Wall Financial Peers Comparison

Overall Rating

UnderperformOutperform

Sector (60)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SRU.UN	76 Outperform	C$4.34B	19.17	4.50%	7.30%	9.46%	-42.77%
WFC	60 Neutral	C$399.25M	16.65	14.82%	―	26.85%	7.42%
Sector *	60 Neutral	$2.95B	11.32	0.26%	8508.24%	6.34%	-14.00%
HR.UN	56 Neutral	C$2.62B	―	-2.29%	6.02%	-6.92%	-296.31%

* Real Estate Sector Average

Performance Comparison

TSE:WFC

Wall Financial

12.88

-7.12

-35.60%

RIOCF

RioCan Real Estate Investment

12.36

0.20

1.64%

TSE:HR.UN

H&R Real Estate ate Staple

9.77

1.31

15.48%

TSE:SRU.UN

SmartCentres Real Estate Investment Trust

25.39

4.48

21.43%

NWHUF

NorthWest Healthcare Properties REIT

3.50

0.07

2.04%

MRCBF

Morguard (OTC)

75.24

-5.58

-6.90%

Glossary

OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.

NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.

UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.