Firm Cap Mortgage Invest stock analysis
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Firm Cap Mortgage Invest (FC) Stock Price & Analysis
FC Stock Chart & Stats
- Day’s Range
- CAD 10.52 - CAD 10.74
- 52-Week Range
- CAD 10.28 - CAD 12.46
- Previous Close
- CAD 10.58
- Volume
- N/A
- Average Volume (3M)
- 85.42K
- Market Cap
- CAD 391.28M
- Enterprise Value
- CAD 560.29M
- Total Cash (Recent Filing)
- CAD 0
- Total Debt (Recent Filing)
- CAD 139.98M
- Price to Earnings (P/E)
- 11.2
- Beta
- 0.48
- Next Earnings
- Mar 10, 2027 (Est.)
- EPS Estimate
- 0.25
- Next Dividend Ex-Date
- Nov 30, 2026
- Dividend Yield
- 9.58%
Bulls Say, Bears Say
Bulls Say
Strong Profitability
Very high profitability provides the company with substantial earnings power relative to its mortgage-focused business model. If maintained, these margins can support dividend capacity, internal capital formation, and resilience while the company manages changing real estate finance conditions.
Improving Leverage
The substantial reduction in debt-to-equity indicates a more conservative capital structure than in 2022. Lower leverage can improve financial flexibility, reduce balance-sheet strain, and leave the company better positioned to absorb credit or funding pressure over the coming quarters.
Current Cash Generation
Strong current operating and free cash flow, broadly aligned with reported net income, supports the durability of the company’s earnings and its ability to fund distributions or investment internally. This cash generation is an important foundation for a mortgage investment business.
Bears Say
Declining Revenue
Recent revenue contraction interrupts the stronger growth recorded in 2022–2023 and reduces confidence in near-term expansion. Continued top-line weakness could limit operating leverage, constrain future earnings growth, and make the company more dependent on portfolio performance.
Cash-Flow Volatility
The prior-year cash-flow reversal shows that reported earnings have not translated consistently into cash across periods. Although current generation is strong, recurring volatility can complicate distributions, reinvestment planning, and assessment of the underlying quality of earnings.
Funding Sensitivity
Mortgage lending and investment activity inherently relies on balance-sheet capacity, making results sensitive to funding availability and credit conditions. Even with improved leverage, adverse financing or credit developments could pressure returns and reduce flexibility in managing mortgage assets.
FC FAQ
What was Firm Cap Mortgage Invest’s price range in the past 12 months?
What is Firm Cap Mortgage Invest’s market cap?
When is Firm Cap Mortgage Invest’s upcoming earnings report date?
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Is Firm Cap Mortgage Invest overvalued?
Does Firm Cap Mortgage Invest pay dividends?
What is Firm Cap Mortgage Invest’s EPS estimate?
How many shares outstanding does Firm Cap Mortgage Invest have?
What happened to Firm Cap Mortgage Invest’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Firm Cap Mortgage Invest?
What is the TipRanks Smart Score and how is it calculated?
Firm Cap Mortgage Invest Stock Smart Score
Company Description
Firm Cap Mortgage Invest
Firm Capital Mortgage Investment Corporation, operating through its mortgage banker Firm Capital Corporation, offers a comprehensive range of real estate financing solutions throughout Canada. Their services cater to both residential and commercial properties, encompassing conventional loans and short-term bridge financing. The company's primary activities include the origination, funding, acquisition, and management of various mortgage investments. Beyond these core functions, Firm Capital provides an array of mortgage-related services, such as specialized real estate investment financing, capital market solutions, and dedicated loan servicing and advisory support. Their extensive lending programs feature construction and development loans, financing for investment properties, diverse short-term and bridge capital, mezzanine and equity investments, and capital market facilities. They also extend financing for residential and non-conventional housing, condominium capital improvements, and unique special situation loans. Additionally, the corporation delivers various related investment services. Established in 1988, Firm Capital Mortgage Investment Corporation is headquartered in Toronto, Canada.
- Sector
- Financial
- Industry
- Financial - Mortgages
- CEO
- Eli Dadouch
- Employees
- 1
- Website
- firmcapital.com/fcmic
- Address
- 163 Cartwright Avenue, Toronto, ON, M6A 1V5, CA
Firm Cap Mortgage Invest (FC) Earnings & Revenues
FC Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 7 | 5 | 10 |
| Technical Analysis | 2 | 5 | 3 |
| Moving Averages | 5 | 0 | 7 |
